Nifty
Sensex
:
:
14371.90
48878.54
-218.45 (-1.50%)
-746.22 (-1.50%)

Finance - NBFC

Rating :
59/99  (View)

BSE: 532900 | NSE: PAISALO

687.40
-14.90 (-2.12%)
22-Jan-2021 | 3:41PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  701.00
  •  715.00
  •  678.00
  •  702.30
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  20651
  •  141.95
  •  752.90
  •  145.10

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 2,917.10
  • 52.55
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 4,119.20
  • 0.14%
  • 3.63

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 46.07%
  • 21.21%
  • 3.64%
  • FII
  • DII
  • Others
  • 9.32%
  • 18.31%
  • 1.45%

Chart

Price | P:E | P:BV | EV:EBITDA

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 6.40
  • 12.82
  • 7.33

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 3.15
  • 11.20
  • 3.08

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -1.17
  • 3.62
  • -2.13

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 21.94
  • 20.40
  • 21.40

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.12
  • 1.79
  • 2.01

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 10.37
  • 9.72
  • 10.46

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 20
Sep 19
Var%
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Net Sales
79.85
92.74
-13.90%
86.56
92.75
-6.67%
90.80
90.19
0.68%
98.48
94.72
3.97%
Expenses
11.00
28.81
-61.82%
24.53
31.14
-21.23%
49.52
36.99
33.87%
30.56
30.21
1.16%
EBITDA
68.85
63.92
7.71%
62.03
61.62
0.67%
41.28
53.20
-22.41%
67.92
64.50
5.30%
EBIDTM
86.22%
68.93%
71.66%
66.43%
45.47%
58.99%
68.96%
68.10%
Other Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest
38.89
38.44
1.17%
39.37
37.33
5.46%
40.41
43.91
-7.97%
40.37
37.29
8.26%
Depreciation
0.90
1.06
-15.09%
0.94
0.85
10.59%
1.07
1.21
-11.57%
1.05
1.29
-18.60%
PBT
29.05
24.43
18.91%
21.72
23.44
-7.34%
-0.20
8.08
-
26.49
25.93
2.16%
Tax
7.11
4.38
62.33%
6.65
7.67
-13.30%
1.77
12.56
-85.91%
6.21
7.08
-12.29%
PAT
21.95
20.05
9.48%
15.07
15.77
-4.44%
-1.97
-4.48
-
20.28
18.85
7.59%
PATM
27.48%
21.62%
17.41%
17.01%
-2.17%
-4.97%
20.59%
19.90%
EPS
5.19
4.74
9.49%
3.56
3.73
-4.56%
-0.47
-1.10
-
4.80
4.65
3.23%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Net Sales
355.69
374.77
360.60
303.13
266.54
205.02
190.58
219.45
238.41
Net Sales Growth
-3.97%
3.93%
18.96%
13.73%
30.01%
7.58%
-13.16%
-7.95%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
355.69
374.77
360.60
303.13
266.54
205.02
190.58
219.45
238.41
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
115.61
142.16
125.74
103.24
92.96
68.24
66.50
73.01
67.82
Power & Fuel Cost
-
0.60
0.57
0.53
0.31
0.30
0.21
0.21
0.17
% Of Sales
-
0.16%
0.16%
0.17%
0.12%
0.15%
0.11%
0.10%
0.07%
Employee Cost
-
20.83
21.91
14.79
11.72
9.55
7.41
6.01
5.56
% Of Sales
-
5.56%
6.08%
4.88%
4.40%
4.66%
3.89%
2.74%
2.33%
Manufacturing Exp.
-
3.44
2.95
3.75
4.21
2.58
2.11
3.87
4.05
% Of Sales
-
0.92%
0.82%
1.24%
1.58%
1.26%
1.11%
1.76%
1.70%
General & Admin Exp.
-
30.81
44.50
38.34
38.46
34.78
30.21
32.57
31.66
% Of Sales
-
8.22%
12.34%
12.65%
14.43%
16.96%
15.85%
14.84%
13.28%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
87.09
56.38
46.35
38.57
21.33
26.77
30.56
26.55
% Of Sales
-
23.24%
15.64%
15.29%
14.47%
10.40%
14.05%
13.93%
11.14%
EBITDA
240.08
232.61
234.86
199.89
173.58
136.78
124.08
146.44
170.59
EBITDA Margin
67.50%
62.07%
65.13%
65.94%
65.12%
66.72%
65.11%
66.73%
71.55%
Other Income
0.00
0.00
0.00
4.50
0.00
0.00
1.43
0.00
0.00
Interest
159.04
156.55
149.11
117.52
94.29
66.66
58.09
61.86
65.24
Depreciation
3.96
1.90
0.84
0.44
0.43
0.46
0.87
0.46
0.60
PBT
77.06
74.16
84.90
86.43
78.86
69.66
66.57
84.12
104.75
Tax
21.74
20.03
28.52
28.68
26.98
24.35
22.39
28.14
33.98
Tax Rate
28.21%
27.01%
33.59%
33.18%
34.21%
34.96%
33.63%
33.45%
32.44%
PAT
55.33
54.13
56.38
57.75
51.88
45.31
44.17
55.98
70.77
PAT before Minority Interest
55.33
54.13
56.38
57.75
51.88
45.31
44.17
55.98
70.77
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
15.56%
14.44%
15.64%
19.05%
19.46%
22.10%
23.18%
25.51%
29.68%
PAT Growth
10.24%
-3.99%
-2.37%
11.31%
14.50%
2.58%
-21.10%
-20.90%
 
Unadjusted EPS
21.70
21.23
22.11
22.65
20.35
17.77
17.32
21.95
27.75

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Shareholder's Funds
765.98
664.12
613.70
563.54
519.56
531.82
494.93
443.82
Share Capital
42.30
40.57
40.57
40.57
40.57
43.07
43.07
43.07
Total Reserves
723.68
623.56
573.13
522.97
479.00
488.75
451.86
400.75
Non-Current Liabilities
233.10
217.98
186.50
141.92
52.26
61.48
85.78
226.35
Secured Loans
0.00
0.00
0.00
10.44
18.53
8.04
21.98
57.62
Unsecured Loans
220.00
204.00
123.00
95.00
0.00
0.00
0.00
8.53
Long Term Provisions
7.79
7.83
56.02
4.98
3.47
2.58
2.41
2.59
Current Liabilities
1,328.79
1,353.83
1,298.30
900.84
794.01
529.09
535.13
617.31
Trade Payables
5.06
38.09
7.10
0.00
0.00
0.00
0.00
0.00
Other Current Liabilities
212.88
297.33
323.21
115.53
101.43
98.73
62.68
196.04
Short Term Borrowings
1,017.09
952.69
955.52
648.30
550.47
402.36
409.69
320.60
Short Term Provisions
93.76
65.72
12.46
137.01
142.10
28.00
62.76
100.66
Total Liabilities
2,327.87
2,235.93
2,098.50
1,606.30
1,365.83
1,122.39
1,115.84
1,287.48
Net Block
66.27
9.44
6.72
3.14
3.07
3.19
2.67
2.61
Gross Block
77.33
17.09
13.52
9.55
9.06
8.85
16.53
16.03
Accumulated Depreciation
11.06
7.64
6.80
6.41
5.99
5.65
13.86
13.42
Non Current Assets
90.52
35.16
70.48
47.14
48.45
24.44
37.76
54.81
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
23.90
23.90
0.00
23.90
26.23
2.17
29.36
46.86
Long Term Loans & Adv.
0.22
1.46
63.24
20.10
19.15
19.08
5.73
5.34
Other Non Current Assets
0.13
0.36
0.52
0.00
0.00
0.00
0.00
0.00
Current Assets
2,233.66
2,194.95
2,018.33
1,549.31
1,304.48
1,082.20
1,058.82
1,218.19
Current Investments
0.00
0.00
23.90
0.82
0.41
29.81
22.84
26.42
Inventories
0.00
0.00
0.00
1,374.89
1,106.73
1,011.29
963.63
1,034.10
Sundry Debtors
11.89
12.60
15.30
0.00
0.00
0.00
0.00
0.00
Cash & Bank
34.99
14.05
11.47
8.65
27.93
14.86
8.96
60.06
Other Current Assets
2,186.78
0.05
0.10
104.14
169.40
26.23
63.39
97.61
Short Term Loans & Adv.
2,186.74
2,168.25
1,967.56
60.81
57.41
26.22
63.38
97.59
Net Current Assets
904.87
841.12
720.04
648.47
510.47
553.11
523.69
600.88
Total Assets
2,327.87
2,235.93
2,098.49
1,606.30
1,365.83
1,122.38
1,115.84
1,287.48

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Cash From Operating Activity
35.17
-2.86
-381.91
-202.82
-74.23
21.29
-13.55
-0.95
PBT
230.71
234.02
203.96
78.86
69.66
124.65
145.98
204.13
Adjustment
14.14
5.09
-0.30
5.77
6.82
4.93
4.42
2.56
Changes in Working Capital
-28.79
-59.83
-436.00
-256.67
-136.74
-37.01
-87.97
-108.30
Cash after chg. in Working capital
216.05
179.28
-232.35
-172.04
-60.25
92.58
62.43
98.39
Interest Paid
-156.55
-149.11
-117.52
0.00
0.00
-58.09
0.00
0.00
Tax Paid
-23.36
-32.52
-30.59
-29.27
-12.18
-11.25
-14.12
-31.58
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
-0.98
-0.51
-1.45
-1.50
-1.80
-1.95
0.00
0.00
Cash From Investing Activity
-0.30
-3.57
4.29
1.43
3.57
20.27
20.57
27.53
Net Fixed Assets
-60.25
-3.57
-3.94
-0.48
-0.20
7.68
-0.50
Net Investments
0.00
0.00
0.82
1.62
-20.00
45.56
20.83
Others
59.95
0.00
7.41
0.29
23.77
-32.97
0.24
Cash from Financing Activity
-13.93
9.01
379.62
182.11
83.73
-35.66
-58.12
-33.52
Net Cash Inflow / Outflow
20.94
2.58
2.00
-19.28
13.07
5.90
-51.10
-6.94
Opening Cash & Equivalents
14.05
11.47
9.47
27.93
14.86
8.96
60.06
67.00
Closing Cash & Equivalent
34.99
14.05
11.47
8.65
27.93
14.86
8.96
60.06

Financial Ratios

Standalone /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Book Value (Rs.)
179.38
161.38
148.92
136.51
124.91
126.62
116.66
105.24
ROA
2.37%
2.60%
3.12%
3.49%
3.64%
3.95%
4.66%
5.50%
ROE
7.66%
8.96%
9.98%
9.79%
8.88%
8.95%
12.44%
16.58%
ROCE
12.12%
13.40%
13.64%
14.53%
13.62%
13.59%
16.94%
20.83%
Fixed Asset Turnover
7.94
23.57
26.29
28.65
22.90
15.02
13.48
14.87
Receivable days
11.92
14.12
18.42
0.00
0.00
0.00
0.00
0.00
Inventory Days
0.00
0.00
0.00
1699.16
1885.41
1891.21
1661.38
1583.19
Payable days
248.66
254.50
57.16
0.00
0.00
0.00
0.00
0.00
Cash Conversion Cycle
-236.73
-240.38
-38.74
1699.16
1885.41
1891.21
1661.38
1583.19
Total Debt/Equity
1.63
1.77
1.79
1.36
1.12
0.80
0.91
0.90
Interest Cover
1.47
1.57
1.74
1.84
2.05
2.15
2.36
2.61

News Update


  • Paisalo Digital planning to raise funds through NCDs
    9th Dec 2020, 10:57 AM

    The meeting of Operations and Finance Committee of the Board of Directors of the company is scheduled to be held on December 11, 2020 to raise funds

    Read More
  • Paisalo Digital planning to raise funds through NCDs
    1st Dec 2020, 10:34 AM

    The meeting of Operations and Finance Committee of the Board of Directors of the company is scheduled to be held on December 4, 2020 to raise funds

    Read More
  • Paisalo Digital reports 9% rise in Q2 consolidated net profit
    2nd Nov 2020, 12:02 PM

    Total consolidated income of the company decreased by 31.90% at Rs 79.85 crore for Q2FY21

    Read More
  • Paisalo Digital - Quarterly Results
    31st Oct 2020, 13:45 PM

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.