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Finance - Gold NBFC

Rating :
63/99  (View)

BSE: 533398 | NSE: MUTHOOTFIN

1182.90
-27.85 (-2.30%)
21-Jan-2021 | 3:54PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  1215.00
  •  1228.00
  •  1177.00
  •  1210.75
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1206726
  •  14274.36
  •  1405.75
  •  476.80

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 47,444.63
  • 13.76
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 82,261.20
  • 1.27%
  • 3.52

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 73.40%
  • 0.32%
  • 3.83%
  • FII
  • DII
  • Others
  • 15.11%
  • 6.54%
  • 0.80%

Chart

Price | P:E | P:BV | EV:EBITDA

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.24
  • 14.51
  • 13.01

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.33
  • 15.40
  • 8.13

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 19.84
  • 30.97
  • 19.70

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 11.33
  • 13.42
  • 12.71

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.76
  • 2.61
  • 2.79

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 6.14
  • 8.63
  • 8.80

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 20
Sep 19
Var%
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Net Sales
2,821.03
2,397.38
17.67%
2,604.48
2,067.67
25.96%
2,630.50
2,084.64
26.18%
2,577.85
1,904.12
35.38%
Expenses
536.14
511.03
4.91%
469.25
463.74
1.19%
624.16
539.63
15.66%
639.56
390.35
63.84%
EBITDA
2,284.89
1,886.34
21.13%
2,135.23
1,603.93
33.12%
2,006.34
1,545.01
29.86%
1,938.29
1,513.77
28.04%
EBIDTM
80.99%
78.68%
81.98%
77.57%
76.27%
74.11%
75.19%
79.50%
Other Income
3.17
9.02
-64.86%
2.34
4.44
-47.30%
3.08
4.20
-26.67%
9.55
1.51
532.45%
Interest
1,028.18
765.88
34.25%
972.05
732.41
32.72%
864.28
688.81
25.47%
794.59
666.90
19.15%
Depreciation
15.60
13.49
15.64%
14.02
12.31
13.89%
17.23
15.26
12.91%
16.21
13.38
21.15%
PBT
1,244.28
1,115.99
11.50%
1,151.49
863.65
33.33%
1,127.91
845.14
33.46%
1,137.04
835.01
36.17%
Tax
313.48
207.45
51.11%
293.80
300.33
-2.17%
292.13
296.58
-1.50%
287.77
313.23
-8.13%
PAT
930.80
908.54
2.45%
857.68
563.31
52.26%
835.77
548.56
52.36%
849.26
521.78
62.76%
PATM
32.99%
37.90%
32.93%
27.24%
31.77%
26.31%
32.94%
27.40%
EPS
23.08
22.45
2.81%
21.28
13.88
53.31%
20.68
13.52
52.96%
20.98
12.83
63.52%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Sales
10,633.86
9,687.45
7,594.43
6,712.66
5,910.80
4,919.98
4,324.54
Net Sales Growth
25.79%
27.56%
13.14%
13.57%
20.14%
13.77%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
10,633.86
9,687.45
7,594.43
6,712.66
5,910.80
4,919.98
4,324.54
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
Total Expenditure
2,269.11
2,214.13
1,746.95
1,656.07
1,553.90
1,267.82
1,109.70
Power & Fuel Cost
-
33.79
31.54
29.68
27.48
25.59
23.18
% Of Sales
-
0.35%
0.42%
0.44%
0.46%
0.52%
0.54%
Employee Cost
-
1,208.49
1,013.34
847.99
760.36
653.82
633.32
% Of Sales
-
12.47%
13.34%
12.63%
12.86%
13.29%
14.64%
Manufacturing Exp.
-
349.72
309.86
278.72
263.98
234.08
223.89
% Of Sales
-
3.61%
4.08%
4.15%
4.47%
4.76%
5.18%
General & Admin Exp.
-
340.64
304.57
224.93
179.34
198.11
205.96
% Of Sales
-
3.52%
4.01%
3.35%
3.03%
4.03%
4.76%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
315.28
119.18
304.44
350.22
181.80
46.53
% Of Sales
-
3.25%
1.57%
4.54%
5.93%
3.70%
1.08%
EBITDA
8,364.75
7,473.32
5,847.48
5,056.59
4,356.90
3,652.16
3,214.84
EBITDA Margin
78.66%
77.14%
77.00%
75.33%
73.71%
74.23%
74.34%
Other Income
18.14
26.14
6.62
69.03
27.59
20.78
12.01
Interest
3,659.10
3,179.83
2,542.88
2,131.61
2,373.99
2,287.62
2,113.89
Depreciation
63.06
59.24
51.69
51.93
51.92
58.66
84.30
PBT
4,660.72
4,260.39
3,259.53
2,942.08
1,958.58
1,326.66
1,028.67
Tax
1,187.18
1,091.71
1,156.57
1,098.33
751.32
508.82
357.12
Tax Rate
25.47%
25.62%
35.48%
37.33%
38.36%
38.35%
34.72%
PAT
3,473.51
3,138.24
2,078.01
1,829.83
1,207.26
814.50
671.04
PAT before Minority Interest
3,450.05
3,168.68
2,102.96
1,843.75
1,207.26
817.84
671.54
Minority Interest
-23.46
-30.44
-24.95
-13.92
0.00
-3.34
-0.50
PAT Margin
32.66%
32.39%
27.36%
27.26%
20.42%
16.55%
15.52%
PAT Growth
36.63%
51.02%
13.56%
51.57%
48.22%
21.38%
 
Unadjusted EPS
86.58
78.22
51.79
45.61
30.09
20.30
16.73

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
11,829.21
9,931.20
7,856.57
6,538.04
5,622.29
5,084.02
Share Capital
401.04
400.66
400.04
399.48
399.00
397.97
Total Reserves
11,414.94
9,514.07
7,437.95
6,116.44
5,200.92
4,665.38
Non-Current Liabilities
16,956.03
13,281.05
355.51
5,463.29
6,497.94
7,936.30
Secured Loans
14,972.16
10,805.50
0.00
3,712.17
3,521.62
4,275.64
Unsecured Loans
1,974.50
1,374.26
0.00
1,132.97
1,904.94
2,490.86
Long Term Provisions
0.00
216.53
314.35
9.71
0.91
1.23
Current Liabilities
25,907.21
18,343.23
25,367.24
20,047.36
15,180.49
14,260.95
Trade Payables
222.03
166.41
126.01
100.99
62.42
52.63
Other Current Liabilities
1,244.58
167.88
1,350.53
6,502.25
6,219.17
5,784.51
Short Term Borrowings
23,988.53
17,947.75
23,890.70
12,765.87
8,370.81
7,760.65
Short Term Provisions
452.07
61.19
0.00
678.25
528.09
663.16
Total Liabilities
54,864.59
41,697.86
33,652.63
32,120.63
27,338.40
27,310.20
Net Block
297.98
243.56
236.62
257.38
235.21
268.88
Gross Block
455.75
346.29
288.53
647.41
570.83
547.27
Accumulated Depreciation
157.78
102.73
51.91
390.02
335.62
278.40
Non Current Assets
1,075.13
533.39
318.11
1,124.69
499.53
471.02
Capital Work in Progress
28.74
22.83
5.74
9.98
10.72
6.86
Non Current Investment
590.21
127.95
14.82
15.91
14.70
4.70
Long Term Loans & Adv.
109.91
107.07
40.17
773.07
238.91
190.58
Other Non Current Assets
48.30
31.98
20.76
68.35
0.00
0.00
Current Assets
53,789.46
41,164.47
33,334.54
30,995.94
26,838.86
26,839.18
Current Investments
55.66
98.87
177.26
80.63
34.39
15.53
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
8.98
21.68
26.65
1,276.93
1,467.92
1,155.00
Cash & Bank
6,130.65
2,203.48
747.02
1,644.67
714.01
1,757.12
Other Current Assets
47,594.17
114.12
43.14
42.00
24,622.55
23,911.54
Short Term Loans & Adv.
47,078.92
38,726.33
32,340.47
27,951.71
24,615.55
23,871.18
Net Current Assets
27,882.25
22,821.24
7,967.29
10,948.58
11,658.37
12,578.24
Total Assets
54,864.59
41,697.86
33,652.65
32,120.63
27,338.39
27,310.20

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-4,975.18
-4,824.20
-1,432.15
-2,186.20
108.32
-479.10
PBT
4,260.39
3,259.53
2,942.08
1,958.58
1,326.66
1,028.67
Adjustment
3,331.45
2,606.67
2,468.91
2,698.13
2,506.45
2,224.14
Changes in Working Capital
-8,525.10
-6,620.68
-2,997.29
-3,420.70
-1,372.98
-1,547.86
Cash after chg. in Working capital
-933.26
-754.47
2,413.70
1,236.01
2,460.14
1,704.95
Interest Paid
-2,975.88
-2,872.37
-2,829.49
-2,535.85
-1,973.22
-1,825.12
Tax Paid
-1,066.04
-1,197.36
-1,016.36
-886.36
-378.60
-358.92
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-391.56
-164.69
-125.04
-183.15
-45.70
-12.95
Net Fixed Assets
-83.93
-51.04
347.13
-38.27
-18.98
Net Investments
-455.79
-587.12
-186.31
-110.86
-59.77
Others
148.16
473.47
-285.86
-34.02
33.05
Cash from Financing Activity
9,196.30
6,351.02
823.68
3,026.77
-1,101.65
248.89
Net Cash Inflow / Outflow
3,829.55
1,362.13
-733.51
657.42
-1,039.02
-243.16
Opening Cash & Equivalents
2,005.66
641.21
1,375.26
711.34
1,747.74
1,957.21
Closing Cash & Equivalent
5,834.77
2,005.66
641.21
1,375.26
711.34
1,748.29

Financial Ratios

Standalone /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value (Rs.)
294.64
247.46
195.93
163.11
140.35
127.23
ROA
6.56%
5.58%
5.61%
4.06%
2.99%
2.46%
ROE
29.16%
23.69%
25.69%
19.93%
15.34%
13.26%
ROCE
16.03%
16.16%
16.78%
16.29%
14.70%
12.72%
Fixed Asset Turnover
24.16
23.93
14.34
9.70
8.80
7.90
Receivable days
0.58
1.16
35.44
84.75
97.29
97.48
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
42.54
37.62
34.00
26.85
21.03
19.43
Cash Conversion Cycle
-41.96
-36.45
1.45
57.90
76.26
78.06
Total Debt/Equity
3.46
3.04
3.05
3.40
3.37
3.88
Interest Cover
2.34
2.28
2.38
1.83
1.58
1.49

Annual Reports:


News Update


  • Moody's affirms Muthoot Finance's Ba2 CFR, revises outlook to stable from negative
    14th Dec 2020, 11:16 AM

    The affirmation and change in outlook to stable reflect Muthoot's steady credit profile despite the economic contraction caused by the coronavirus pandemic

    Read More
  • Muthoot Finance to raise Rs 1,000 crore via public issue of bonds
    11th Dec 2020, 11:56 AM

    The issue opens on December 11, 2020 and closes on January 5, 2021

    Read More
  • RBI rejects proposal of Muthoot Finance to acquire IDBI Bank's mutual fund business
    25th Nov 2020, 11:21 AM

    Share purchase agreement with regard to sale of IDBI Mutual Fund to Muthoot Finance was signed on November 22, 2019

    Read More
  • Muthoot Finance partners with Bajaj Allianz General Insurance
    24th Nov 2020, 12:34 PM

    The policy would provide insurance coverage of gold jewellery for individuals

    Read More
  • RBI imposes penalty of Rs 10 lakh on Muthoot Finance
    20th Nov 2020, 10:16 AM

    The penalty is for non-compliance with directions on maintaining loan to value ratio in gold loans and on obtaining copy of PAN card of the borrower while granting gold loans of over Rs 5 lakh

    Read More
  • Muthoot Finance reports marginal rise in Q2 consolidated net profit
    3rd Nov 2020, 17:08 PM

    Total consolidated income of the company increased by 17.36% at Rs 2824.19 crore for Q2FY21

    Read More
  • Muthoot Finance - Quarterly Results
    3rd Nov 2020, 13:07 PM

    Read More
  • Muthoot Finance planning to raise Rs 2,000 crore through NCDs
    27th Oct 2020, 09:36 AM

    The funds raised through this issue will be utilised primarily for lending activities

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.