Nifty
Sensex
:
:
14583.40
49571.18
-6.95 (-0.05%)
-53.58 (-0.11%)

Insurance - Life

Rating :
62/99  (View)

BSE: 500271 | NSE: MFSL

710.00
5.30 (0.75%)
22-Jan-2021 | 9:07AM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  710.00
  •  710.00
  •  710.00
  •  704.70
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1172
  •  8.32
  •  751.80
  •  276.35

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 24,323.07
  • 94.84
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 23,544.23
  • N/A
  • 8.21

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 17.26%
  • 2.44%
  • 7.37%
  • FII
  • DII
  • Others
  • 19.7%
  • 48.80%
  • 4.43%

Chart

Price | P:E | P:BV | EV:EBITDA

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 10.44
  • 12.65
  • 9.13

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 7.00
  • 3.35
  • 0.79

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 32.54
  • -10.52
  • -20.30

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 42.77
  • 42.26
  • 42.06

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 4.81
  • 5.99
  • 5.58

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 18.99
  • 22.33
  • 21.86

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 20
Sep 19
Var%
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Net Sales
7,019.85
4,685.87
49.81%
5,504.61
3,948.68
39.40%
4,264.06
7,136.50
-40.25%
5,365.68
4,501.98
19.18%
Expenses
6,923.36
4,614.29
50.04%
5,365.23
3,884.65
38.11%
4,126.57
6,935.20
-40.50%
5,186.43
4,426.14
17.18%
EBITDA
96.49
71.58
34.80%
139.38
64.03
117.68%
137.49
201.30
-31.70%
179.25
75.84
136.35%
EBIDTM
1.37%
1.53%
2.53%
1.62%
3.22%
2.82%
3.34%
1.68%
Other Income
0.26
0.05
420.00%
12.71
0.09
14,022.22%
1.58
0.48
229.17%
0.06
1.06
-94.34%
Interest
0.05
0.08
-37.50%
0.08
0.07
14.29%
0.07
0.00
0.00
0.06
0.01
500.00%
Depreciation
1.19
0.74
60.81%
1.31
0.69
89.86%
7.94
0.45
1,664.44%
2.00
0.42
376.19%
PBT
95.51
70.81
34.88%
150.70
63.36
137.85%
131.06
201.33
-34.90%
177.25
76.47
131.79%
Tax
14.45
6.45
124.03%
-30.83
9.12
-
124.39
1.42
8,659.86%
29.67
17.53
69.25%
PAT
81.06
64.36
25.95%
181.53
54.24
234.68%
6.67
199.91
-96.66%
147.58
58.94
150.39%
PATM
1.15%
1.37%
3.30%
1.37%
0.16%
2.80%
2.75%
1.31%
EPS
2.09
1.56
33.97%
4.85
1.25
288.00%
-1.34
4.88
-
3.90
1.46
167.12%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Net Sales
22,154.20
21,214.17
19,511.71
16,321.04
15,227.89
11,696.14
14,815.35
11,626.33
10,561.99
8,536.92
7,856.09
Net Sales Growth
9.28%
8.73%
19.55%
7.18%
30.20%
-21.05%
27.43%
10.08%
23.72%
8.67%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
781.37
851.76
804.21
694.50
454.24
Gross Profit
22,154.20
21,214.17
19,511.71
16,321.04
15,227.89
11,696.14
14,033.98
10,774.57
9,757.77
7,842.42
7,401.86
GP Margin
100.00%
100%
100%
100%
100%
100%
94.73%
92.67%
92.39%
91.86%
94.22%
Total Expenditure
21,601.59
20,604.01
18,942.08
15,734.51
14,475.68
11,178.72
14,128.21
11,177.66
9,410.98
8,148.39
7,546.01
Power & Fuel Cost
-
19.73
30.24
26.89
25.87
22.12
98.56
103.99
96.43
76.51
65.70
% Of Sales
-
0.09%
0.15%
0.16%
0.17%
0.19%
0.67%
0.89%
0.91%
0.90%
0.84%
Employee Cost
-
1,276.91
954.55
794.18
918.13
650.34
1,009.92
956.79
880.05
796.24
851.64
% Of Sales
-
6.02%
4.89%
4.87%
6.03%
5.56%
6.82%
8.23%
8.33%
9.33%
10.84%
Manufacturing Exp.
-
7,650.61
6,801.75
5,888.48
1,388.15
1,161.91
1,350.48
1,233.82
1,133.30
1,072.12
1,032.55
% Of Sales
-
36.06%
34.86%
36.08%
9.12%
9.93%
9.12%
10.61%
10.73%
12.56%
13.14%
General & Admin Exp.
-
871.27
841.88
674.02
12,141.94
8,323.27
10,855.73
8,118.44
6,564.37
5,155.26
5,126.38
% Of Sales
-
4.11%
4.31%
4.13%
79.73%
71.16%
73.27%
69.83%
62.15%
60.39%
65.25%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
3,992.92
3,590.90
2,612.60
1,997.16
% Of Sales
-
0%
0%
0%
0%
0%
0%
34.34%
34.00%
30.60%
25.42%
Miscellaneous Exp.
-
10,805.23
10,343.91
8,377.82
27.46
1,043.19
130.71
16.86
29.05
430.28
1,997.16
% Of Sales
-
50.93%
53.01%
51.33%
0.18%
8.92%
0.88%
0.15%
0.28%
5.04%
1.03%
EBITDA
552.61
610.16
569.63
586.53
752.21
517.42
687.14
448.67
1,151.01
388.53
310.08
EBITDA Margin
2.49%
2.88%
2.92%
3.59%
4.94%
4.42%
4.64%
3.86%
10.90%
4.55%
3.95%
Other Income
14.61
32.31
26.89
17.67
20.81
15.73
61.24
56.93
61.63
41.28
38.03
Interest
0.26
38.77
39.46
11.03
8.93
7.66
82.13
93.21
84.45
85.96
112.97
Depreciation
12.44
161.22
76.21
63.15
62.53
60.47
153.80
137.91
136.79
101.96
203.41
PBT
554.52
442.49
480.84
530.02
701.56
465.02
512.46
274.48
991.38
241.88
31.75
Tax
137.68
169.63
64.37
88.18
108.29
71.83
147.54
65.00
141.85
4.00
9.90
Tax Rate
24.83%
38.34%
13.39%
16.64%
15.44%
15.45%
28.79%
23.68%
14.31%
1.65%
31.18%
PAT
416.84
144.99
262.56
286.39
395.36
252.74
279.62
139.45
784.12
154.97
8.67
PAT before Minority Interest
256.37
272.85
416.47
441.84
593.27
393.19
364.91
209.48
849.53
237.88
21.84
Minority Interest
-160.47
-127.86
-153.91
-155.45
-197.91
-140.45
-85.29
-70.03
-65.41
-82.91
-13.17
PAT Margin
1.88%
0.68%
1.35%
1.75%
2.60%
2.16%
1.89%
1.20%
7.42%
1.82%
0.11%
PAT Growth
10.44%
-44.78%
-8.32%
-27.56%
56.43%
-9.61%
100.52%
-82.22%
405.98%
1687.43%
 
Unadjusted EPS
12.08
4.20
7.61
8.30
11.46
7.33
8.10
4.04
22.73
4.49
0.25

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Shareholder's Funds
2,146.52
2,059.03
1,819.27
2,334.65
1,965.72
3,302.02
3,049.59
3,027.85
2,637.75
1,672.01
Share Capital
53.90
53.88
53.68
53.45
53.40
53.30
118.71
178.10
177.91
296.50
Total Reserves
2,088.38
2,002.64
1,748.37
2,273.16
1,903.05
3,233.62
2,920.21
2,834.97
2,427.75
1,265.49
Non-Current Liabilities
724.00
778.95
487.33
38,688.11
31,289.09
27,015.96
20,647.20
17,351.93
14,749.89
11,976.35
Secured Loans
0.00
0.00
0.00
0.00
0.00
403.05
435.35
376.54
386.39
388.09
Unsecured Loans
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1.67
11.13
11,334.24
Long Term Provisions
292.03
280.51
39.18
264.37
284.86
59.61
77.60
97.65
72.44
1.01
Current Liabilities
71,201.72
63,772.39
52,752.55
5,195.89
4,418.06
4,573.53
4,600.07
3,609.25
2,677.81
2,940.14
Trade Payables
809.44
979.17
905.87
864.81
666.05
907.21
873.05
805.47
780.14
608.87
Other Current Liabilities
70,256.58
62,789.26
51,840.86
4,164.78
3,658.60
3,287.23
3,225.42
2,342.52
1,721.18
2,085.06
Short Term Borrowings
0.00
0.00
0.00
0.00
0.00
114.71
216.16
211.96
80.93
85.01
Short Term Provisions
135.70
3.96
5.82
166.30
93.40
264.37
285.43
249.31
95.56
161.20
Total Liabilities
74,744.57
67,384.43
55,841.67
46,967.62
38,375.44
35,508.57
29,117.39
24,724.00
20,775.27
16,952.80
Net Block
1,046.14
722.30
694.61
690.78
348.62
1,199.82
1,592.46
1,597.35
1,368.33
940.95
Gross Block
1,334.64
857.39
757.35
1,209.11
815.60
1,997.73
2,414.56
2,312.42
1,979.42
1,530.22
Accumulated Depreciation
281.77
135.09
62.74
518.34
466.98
797.91
822.10
715.07
611.09
589.27
Non Current Assets
3,834.40
2,298.08
1,189.27
40,599.20
34,449.44
30,788.38
25,277.40
20,985.72
16,969.14
12,961.13
Capital Work in Progress
11.98
25.52
20.26
3.28
37.08
39.02
55.10
92.29
75.21
158.50
Non Current Investment
509.46
213.03
22.29
39,424.61
33,694.53
29,164.11
23,110.59
18,880.56
15,184.17
11,532.12
Long Term Loans & Adv.
803.34
769.62
238.18
439.98
340.92
343.09
493.20
414.12
340.83
325.76
Other Non Current Assets
1,463.47
567.62
213.93
40.54
28.29
42.33
26.05
1.40
0.60
3.81
Current Assets
70,910.18
65,086.35
54,652.40
6,368.43
3,925.99
4,720.19
3,839.99
3,738.28
3,806.14
3,991.67
Current Investments
68,565.60
63,244.76
52,660.89
4,682.96
2,406.98
2,850.72
2,023.00
2,210.69
2,351.82
2,466.86
Inventories
0.00
0.00
0.00
0.00
0.00
179.20
169.40
61.33
63.44
48.94
Sundry Debtors
823.27
634.36
591.25
530.84
519.04
693.42
658.13
647.75
502.32
347.73
Cash & Bank
770.22
693.83
827.99
356.23
335.63
319.28
394.47
362.11
524.99
717.13
Other Current Assets
751.09
498.95
309.77
654.04
664.34
677.57
594.99
456.40
363.57
411.02
Short Term Loans & Adv.
1.50
14.44
262.51
144.35
203.54
251.62
204.20
130.84
119.69
227.47
Net Current Assets
-291.54
1,313.96
1,899.85
1,172.54
-492.07
146.66
-760.08
129.02
1,128.33
1,051.54
Total Assets
74,744.58
67,384.43
55,841.67
46,967.63
38,375.43
35,508.57
29,117.39
24,724.00
20,775.28
16,952.80

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Cash From Operating Activity
5,465.21
5,558.92
7,533.57
4,266.26
3,802.07
2,579.38
2,160.25
1,887.31
2,853.66
2,664.93
PBT
442.49
480.84
530.02
701.56
465.02
512.46
274.48
991.38
241.88
31.75
Adjustment
6,692.90
5,056.47
4,405.07
3,581.14
3,388.83
2,067.28
2,027.98
937.88
2,369.21
2,394.40
Changes in Working Capital
-1,606.26
92.92
2,687.40
90.61
22.98
111.79
-63.43
133.01
242.92
253.42
Cash after chg. in Working capital
5,529.12
5,630.23
7,622.49
4,373.31
3,876.83
2,691.53
2,239.03
2,062.27
2,854.01
2,679.57
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-63.91
-71.31
-88.92
-107.05
-74.76
-112.15
-78.78
-174.96
-0.35
-14.64
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-5,006.60
-5,522.09
-6,951.35
-4,030.48
-3,503.04
-2,311.21
-1,908.38
-1,796.20
-3,257.71
-2,570.74
Net Fixed Assets
-4.56
-0.67
-14.77
1.23
9.50
463.58
-22.70
-21.36
-17.57
-137.56
Net Investments
-337.08
-167.00
-142.48
-117.05
1,613.74
-574.15
-11.82
-424.91
-336.98
611.89
Others
-4,664.96
-5,354.42
-6,794.10
-3,914.66
-5,126.28
-2,200.64
-1,873.86
-1,349.93
-2,903.16
-3,045.07
Cash from Financing Activity
-380.23
-173.64
-116.31
-215.35
-186.92
-387.60
-213.24
-220.15
532.80
-5.89
Net Cash Inflow / Outflow
78.38
-136.81
465.90
20.43
112.11
-119.43
38.63
-129.04
128.76
88.30
Opening Cash & Equivalents
688.64
825.45
359.55
333.31
259.59
379.02
340.39
469.43
340.72
252.38
Closing Cash & Equivalent
767.02
688.64
825.45
353.73
333.31
259.59
379.02
340.39
469.43
340.72

Financial Ratios

Consolidated /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Book Value (Rs.)
79.49
76.34
67.14
87.05
73.28
123.34
111.69
108.77
93.76
56.43
ROA
0.38%
0.68%
0.86%
1.39%
1.06%
1.13%
0.78%
3.73%
1.26%
0.14%
ROE
13.00%
21.59%
21.40%
27.70%
15.00%
11.66%
7.15%
31.65%
12.54%
1.62%
ROCE
22.89%
26.83%
26.05%
33.04%
16.27%
15.66%
9.86%
31.22%
3.81%
1.12%
Fixed Asset Turnover
19.36
24.17
16.60
15.04
8.31
6.72
4.92
4.92
4.86
5.44
Receivable days
12.54
11.46
12.55
12.58
18.92
16.65
20.50
19.87
18.17
15.36
Inventory Days
0.00
0.00
0.00
0.00
0.00
4.29
3.62
2.16
2.40
2.14
Payable days
35.31
42.94
27.90
116.37
150.92
95.26
42.00
43.53
47.20
46.17
Cash Conversion Cycle
-22.77
-31.47
-15.35
-103.79
-132.00
-74.32
-17.88
-21.50
-26.62
-28.67
Total Debt/Equity
0.00
0.00
0.00
0.00
0.00
0.17
0.23
0.22
0.21
7.92
Interest Cover
12.41
13.18
49.06
79.54
61.73
7.24
3.94
12.74
3.81
1.28

Annual Reports:


News Update


  • Max Financial Services’ JV enhances contactless services for customers
    31st Dec 2020, 13:22 PM

    The company has overhauled majority of the physical servicing touchpoints to digital

    Read More
  • Max Financial Services’ JV expects double-digit growth in FY21
    9th Dec 2020, 13:18 PM

    The company has registered a 9 per cent growth rate versus a contraction of 8 per cent in the same period a year ago

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.