Nifty
Sensex
:
:
13055.15
44523.02
128.70 (1.00%)
445.87 (1.01%)

Finance - Housing

Rating :
51/99  (View)

BSE: 500253 | NSE: LICHSGFIN

324.05
2.25 (0.70%)
24-Nov-2020 | 4:05PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  324.00
  •  328.75
  •  323.00
  •  321.80
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  4556979
  •  14766.89
  •  486.75
  •  185.25

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 16,232.49
  • 6.14
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 205,490.07
  • 2.49%
  • 0.82

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 40.31%
  • 0.83%
  • 10.45%
  • FII
  • DII
  • Others
  • 34.44%
  • 11.76%
  • 2.21%

Chart

Price | P:E | P:BV | EV:EBITDA

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 15.54
  • 9.61
  • 9.89

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 15.90
  • 9.03
  • 5.38

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 9.50
  • 7.59
  • 6.17

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.04
  • 13.20
  • 10.77

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.18
  • 2.13
  • 1.58

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 10.96
  • 11.00
  • 10.98

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 20
Sep 19
Var%
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Net Sales
4,977
4,980
0%
5,012
4,816
4%
4,935
4,666
6%
5,005
4,465
12%
Expenses
264
413
-36%
187
359
-48%
292
276
6%
528
261
102%
EBITDA
4,713
4,567
3%
4,824
4,456
8%
4,643
4,391
6%
4,477
4,204
7%
EBIDTM
95%
92%
96%
93%
14%
94%
89%
94%
Other Income
10
1
1292%
-25
1
-
-32
1
-
1
0
95%
Interest
3,700
3,702
0%
3,764
3,602
4%
3,764
3,398
11%
3,714
3,330
12%
Depreciation
13
12
5%
13
10
25%
15
3
366%
13
3
332%
PBT
1,011
853
18%
1,022
845
21%
833
991
-16%
751
872
-14%
Tax
221
85
159%
198
235
-16%
409
294
39%
149
264
-44%
PAT
790
768
3%
824
609
35%
424
697
-39%
602
607
-1%
PATM
16%
15%
16%
13%
7%
15%
12%
14%
EPS
15.65
15.22
3%
16.33
12.07
35%
8.41
13.81
-39%
11.93
12.03
-1%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Net Sales
19,929
19,737
17,395
14,875
14,072
12,475
10,751
9,272
7,698
6,172
4,657
Net Sales Growth
5%
13%
17%
6%
13%
16%
16%
20%
25%
33%
 
Cost Of Goods Sold
4,645
5
4
7
0
0
0
0
0
0
0
Gross Profit
15,284
19,732
17,391
14,868
14,072
12,475
10,751
9,272
7,698
6,172
4,657
GP Margin
77%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
1,271
1,626
1,104
940
1,025
718
502
420
471
450
517
Power & Fuel Cost
-
6
6
6
6
5
5
5
4
4
3
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Employee Cost
-
328
275
245
266
164
139
113
98
81
75
% Of Sales
-
2%
2%
2%
2%
1%
1%
1%
1%
1%
2%
Manufacturing Exp.
-
31
59
100
241
219
165
147
146
124
107
% Of Sales
-
0%
0%
1%
2%
2%
2%
2%
2%
2%
2%
General & Admin Exp.
-
148
111
84
142
126
120
108
77
65
60
% Of Sales
-
1%
1%
1%
1%
1%
1%
1%
1%
1%
1%
Selling & Distn. Exp.
-
0
0
0
0
0
0
0
0
0
0
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
1,115
655
504
375
208
77
53
149
180
0
% Of Sales
-
6%
4%
3%
3%
2%
1%
1%
2%
3%
6%
EBITDA
18,659
18,110
16,292
13,934
13,048
11,757
10,250
8,852
7,227
5,722
4,140
EBITDA Margin
94%
92%
94%
94%
93%
94%
95%
95%
94%
93%
89%
Other Income
-46
5
3
2
167
135
189
164
123
112
254
Interest
14,941
14,782
12,891
11,144
10,231
9,307
8,310
7,174
5,925
4,591
3,098
Depreciation
54
51
12
10
10
10
10
8
8
8
6
PBT
3,617
3,282
3,392
2,782
2,973
2,575
2,119
1,834
1,418
1,235
1,290
Tax
977
879
957
774
1,031
907
722
512
364
319
321
Tax Rate
27%
27%
28%
28%
35%
35%
34%
28%
26%
26%
25%
PAT
2,640
2,403
2,434
2,008
1,942
1,667
1,397
1,321
1,053
916
970
PAT before Minority Interest
2,640
2,404
2,434
2,008
1,942
1,668
1,398
1,321
1,054
916
969
Minority Interest
0
0
0
0
0
0
0
0
-1
0
0
PAT Margin
13%
12%
14%
14%
14%
13%
13%
14%
14%
15%
21%
PAT Growth
-2%
-1%
21%
3%
16%
19%
6%
25%
15%
-5%
 
EPS
52.31
47.62
48.23
39.78
38.47
33.04
27.68
26.18
20.87
18.16
19.21

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Shareholder's Funds
18,265
16,331
14,311
11,156
9,215
7,880
7,586
6,533
5,710
4,192
Share Capital
101
101
101
101
101
101
101
101
101
95
Total Reserves
18,164
16,230
14,210
11,055
9,114
7,779
7,485
6,432
5,609
4,097
Non-Current Liabilities
1,67,688
1,55,701
1,36,931
1,06,844
93,150
82,216
68,306
56,762
46,550
37,546
Secured Loans
1,53,459
1,45,065
1,29,388
98,201
85,925
76,656
64,170
52,725
42,915
33,879
Unsecured Loans
14,072
9,658
6,770
5,538
4,734
3,863
3,542
3,543
3,197
3,335
Long Term Provisions
149
119
122
998
807
697
706
688
623
468
Current Liabilities
30,438
28,112
19,534
32,996
28,221
22,533
19,713
17,102
13,363
10,662
Trade Payables
31
75
53
51
37
27
27
24
15
18
Other Current Liabilities
6,643
12,103
12,831
25,212
22,281
19,433
15,577
14,337
11,303
9,671
Short Term Borrowings
23,764
15,934
6,650
7,587
5,440
2,698
3,738
2,437
1,759
732
Short Term Provisions
0
0
0
145
462
375
371
304
287
242
Total Liabilities
2,16,393
2,00,146
1,70,779
1,50,997
1,30,587
1,12,630
95,605
80,398
65,624
52,400
Net Block
294
168
129
102
102
90
86
73
74
45
Gross Block
363
189
139
181
180
163
146
127
120
85
Accumulated Depreciation
69
21
9
79
77
73
60
54
47
40
Non Current Assets
2,10,576
1,94,698
1,68,505
1,36,326
1,18,160
1,02,265
86,320
73,675
58,342
46,863
Capital Work in Progress
3
2
3
5
0
0
0
0
1
3
Non Current Investment
1,889
1,323
2,008
519
264
229
192
180
172
173
Long Term Loans & Adv.
371
163
222
214
136
121
146
172
160
126
Other Non Current Assets
104
96
13
72
5
0
13
2
4
4
Current Assets
5,817
5,447
2,273
14,671
12,428
10,365
9,286
6,723
7,282
5,537
Current Investments
3,595
2,294
0
18
17
13
2
15
0
0
Inventories
0
0
0
0
0
0
0
0
0
0
Sundry Debtors
22
12
14
112
88
73
72
64
74
45
Cash & Bank
2,037
3,053
2,143
4,523
3,987
2,993
3,074
1,523
1,646
587
Other Current Assets
163
68
56
880
8,336
7,287
6,138
5,120
5,561
4,905
Short Term Loans & Adv.
37
20
60
9,138
7,539
6,570
5,512
4,575
5,160
4,599
Net Current Assets
-24,621
-22,664
-17,261
-18,325
-15,793
-12,167
-10,427
-10,379
-6,081
-5,125
Total Assets
2,16,393
2,00,146
1,70,779
1,50,997
1,30,587
1,12,630
95,605
80,398
65,624
52,400

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Cash From Operating Activity
-14,738
-21,538
-18,977
-14,273
-13,039
-14,345
-11,523
-12,578
-11,621
-10,478
PBT
3,282
3,392
2,782
2,867
2,575
2,117
1,831
1,412
1,239
1,273
Adjustment
-347
-174
1,054
1,334
972
423
562
569
153
90
Changes in Working Capital
-6,311
2,119
-265
1,957
992
743
136
591
-661
1,560
Cash after chg. in Working capital
-3,376
5,337
3,571
6,158
4,539
3,284
2,528
2,571
731
2,923
Interest Paid
0
0
0
0
0
0
0
0
0
0
Tax Paid
-1,016
-1,066
-956
-1,027
-737
-586
-526
-388
-366
-399
Other Direct Exp. Paid
0
0
0
-19,404
-16,842
-17,043
-13,525
-14,761
-11,986
-13,002
Extra & Other Items
-10,345
-25,809
-21,592
0
0
0
0
0
0
0
Cash From Investing Activity
-1,851
-1,642
1,368
-278
-58
-58
-2
-27
-21
129
Net Fixed Assets
-163
-50
67
-5
-17
-16
-19
-7
-35
-4
Net Investments
-1,901
-1,623
-1,445
-250
-40
-38
-15
-21
1
1,224
Others
213
31
2,746
-22
-1
-4
33
1
13
-1,090
Cash from Financing Activity
15,156
24,068
18,074
15,072
14,098
14,232
13,048
12,467
11,542
10,238
Net Cash Inflow / Outflow
-1,434
887
465
521
1,001
-171
1,524
-138
-100
-111
Opening Cash & Equivalents
2,803
1,915
1,450
3,774
2,773
2,945
1,421
1,559
1,659
678
Closing Cash & Equivalent
1,369
2,803
1,915
4,295
3,774
2,773
2,945
1,421
1,559
567

Financial Ratios

Consolidated /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Book Value (Rs.)
362
324
284
221
183
156
150
129
113
88
ROA
1%
1%
1%
1%
1%
1%
2%
1%
2%
2%
ROE
14%
16%
16%
19%
20%
18%
19%
17%
19%
25%
ROCE
9%
9%
9%
10%
11%
11%
11%
11%
10%
10%
Fixed Asset Turnover
71.43
106.06
93.06
78.03
72.84
69.54
67.80
62.26
60.24
57.14
Receivable days
0
0
2
3
2
2
3
3
4
2
Inventory Days
0
0
0
0
0
0
0
0
0
0
Payable days
46
65
52
31
29
31
34
27
27
101
Cash Conversion Cycle
-45
-65
-50
-28
-27
-28
-31
-24
-24
-99
Total Debt/Equity
10.47
10.45
9.98
11.32
12.04
12.25
10.81
10.53
9.82
10.77
Interest Cover
1
1
1
1
1
1
1
1
1
1

News Update


  • LIC Housing Finance sanctions over Rs 1,000 crore loans to pensioners in two months
    26th Oct 2020, 17:17 PM

    The company has launched a new loan product called Griha Varishta, which focused on pensioners and those holding pensionable jobs and are nearing retirement

    Read More
  • LIC Housing Finance launches Project RED to improve efficiencies
    9th Oct 2020, 09:37 AM

    The company has engaged Boston Consulting Group as its consultant for this project

    Read More
  • LIC Housing Finance disburses Rs 2,115 crore subsidy to over 1 lakh borrowers
    7th Oct 2020, 11:38 AM

    Total loan disbursed under this scheme is over Rs 12,000 crore, making the company second largest lender under this scheme

    Read More
  • LIC Housing Finance to seek shareholders' approval to raise up to Rs 50,500 crore
    3rd Sep 2020, 14:22 PM

    The company's annual general meeting is scheduled to take place through video conference and other audio-visual means on September 28, 2020

    Read More
  • LIC Housing Finance reports 35% rise in Q1 consolidated net profit
    25th Aug 2020, 15:28 PM

    Total income of the company increased by 3.52% at Rs 4986.01 crore for Q1FY21

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.