AU Small Finance Bank Live BSE/NSE | AU Small Finance Bank Fundamenta data | AU Small Finance Bank Balance sheet | AU Small Finance Bank Quarterly Results | AU Small Finance Bank Profit & Loss

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

23,535.78
34.35
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

32,821.47
N/A
5.20

Chart

Price | P:E | P:BV | EV:EBITDA

Revenue CAGR (%)

10 Years
5 Years
3 Years

-
-
34.35

EBITDA CAGR (%)

10 Years
5 Years
3 Years

-
-
30.33

PAT CAGR (%)

10 Years
5 Years
3 Years

-
-
32.20

P:E (Median)

8 Years
5 Years
3 Years

-
-
41.74

P:BV (Average)

8 Years
5 Years
3 Years

-
-
4.92

EV:EBITDA (Average)

8 Years
5 Years
3 Years

-
-
30.60

Quarterly Results

Standalone Figures in Rs. Crores

Description Jun 20 Jun 19 Var% Mar 20 Mar 19 Var% Dec 19 Dec 18 Var% Sep 19 Sep 18 Var%
Net Sales 1,184 957 24% 1,183 877 35% 1,112 788 41% 1,033 683 51%
Expenses 296 316 -6% 422 792 -47% 355 275 29% 325 268 21%
EBITDA 888 642 38% 761 85 794% 756 513 47% 709 415 71%
EBIDTM 60% 64% 52% 61% 64% 61% 63% 56%
Other Income 226 211 7% 183 131 40% 161 106 52% 151 122 23%
Interest 668 562 19% 629 490 28% 605 440 37% 582 362 61%
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0
PBT 264 259 2% 165 176 -6% 273 146 87% 217 140 55%
Tax 64 69 -8% 43 58 -26% 83 51 62% 45 49 -8%
PAT 201 190 6% 122 118 3% 190 95 100% 172 91 88%
PATM 17% 20% 10% 13% 17% 12% 17% 13%
EPS 6.55 6.21 5% 3.99 3.86 3% 6.21 3.11 100% 5.61 2.98 88%

Description Jun 20 Jun 19 Var% Mar 20 Mar 19 Var% Dec 19 Dec 18 Var% Sep 19 Sep 18 Var%
Net Sales 0 0 0 0 0 0 0 0 0 0 0 0
Expenses 0 0 0 0 0 0 0 0 0 0 0 0
EBITDA 0 0 0 0 0 0 0 0 0 0 0 0
EBIDTM 0% 0% 0% 0% 0% 0% 0% 0%
Other Income 0 0 0 0 0 0 0 0 0 0 0 0
Interest 0 0 0 0 0 0 0 0 0 0 0 0
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0
PBT 0 0 0 0 0 0 0 0 0 0 0 0
Tax 0 0 0 0 0 0 0 0 0 0 0 0
PAT 0 0 0 0 0 0 0 0 0 0 0 0
PATM 0% 0% 0% 0% 0% 0% 0% 0%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores /

Consolidated

Description TTM Mar 20 Mar 19 Mar 18 Mar 17
Net Sales 4,513 4,286 2,949 1,767 1,280 Net Sales Growth 36% 45% 67% 38% Cost Of Goods Sold 0 0 0 0 0 Gross Profit 4,513 4,286 2,949 1,767 1,280 GP Margin 100% 100% 100% 100% 100% Total Expenditure 1,398 4,078 2,831 1,712 947 Power & Fuel Cost - 0 0 0 0 % Of Sales - 0% 0% 0% 0% Employee Cost - 760 601 425 193 % Of Sales - 18% 20% 24% 15% Manufacturing Exp. - 1,418 1,083 753 353 % Of Sales - 33% 37% 43% 28% General & Admin Exp. - 0 0 0 0 % Of Sales - 0% 0% 0% 0% Selling & Distn. Exp. - 0 0 0 0 % Of Sales - 0% 0% 0% 0% Miscellaneous Exp. - 283 142 133 97 % Of Sales - 7% 5% 8% 8% EBITDA 3,114 208 118 55 333 EBITDA Margin 69% 5% 4% 3% 26% Other Income 721 706 462 388 810 Interest 2,483 2,377 1,606 827 496 Depreciation 0 89 62 53 6 PBT 919 0 0 0 0 Tax 234 239 198 151 321 Tax Rate 25% 0% 0% 0% 0% PAT 685 675 382 292 822 PAT before Minority Interest 685 675 382 292 822 Minority Interest 0 0 0 0 0 PAT Margin 15% 16% 13% 17% 64% PAT Growth 38% 77% 31% -64% EPS 22.37 22.02 12.46 9.53 26.83

Description

TTM

Mar 20

Mar 19

Mar 18

Mar 17

Net Sales

4,513

4,286

2,949

1,767

1,280

Net Sales Growth

36%

45%

67%

38%

Cost Of Goods Sold

Gross Profit

4,513

4,286

2,949

1,767

1,280

GP Margin

100%

Total Expenditure

1,398

4,078

2,831

1,712

947

Power & Fuel Cost

% Of Sales

Employee Cost

760

601

425

193

% Of Sales

18%

20%

24%

15%

Manufacturing Exp.

1,418

1,083

753

353

% Of Sales

33%

37%

43%

28%

General & Admin Exp.

% Of Sales

Selling & Distn. Exp.

% Of Sales

Miscellaneous Exp.

283

142

133

% Of Sales

EBITDA

3,114

208

118

333

EBITDA Margin

69%

26%

Other Income

721

706

462

388

810

Interest

2,483

2,377

1,606

827

496

Depreciation

PBT

919

Tax

234

239

198

151

321

Tax Rate

25%

PAT

685

675

382

292

822

PAT before Minority Interest

685

675

382

292

822

Minority Interest

PAT Margin

15%

16%

13%

17%

64%

PAT Growth

38%

77%

31%

-64%

EPS

22.37

22.02

12.46

9.53

26.83

Description TTM Mar 17
Net Sales - 1,429 Net Sales Growth - Cost Of Goods Sold - 0 Gross Profit - 1,429 GP Margin - 100% Total Expenditure - 504 Power & Fuel Cost - 4 % Of Sales - 0% Employee Cost - 185 % Of Sales - 13% Manufacturing Exp. - 89 % Of Sales - 6% General & Admin Exp. - 62 % Of Sales - 4% Selling & Distn. Exp. - 0 % Of Sales - 0% Miscellaneous Exp. - 168 % Of Sales - 12% EBITDA - 926 EBITDA Margin - 65% Other Income - 98 Interest - 531 Depreciation - 6 PBT - 486 Tax - 321 Tax Rate - 30% PAT - 761 PAT before Minority Interest - 761 Minority Interest - 0 PAT Margin - 53% PAT Growth - EPS - 24.83

Description

TTM

Mar 17

Net Sales

1,429

Net Sales Growth

Cost Of Goods Sold

Gross Profit

1,429

GP Margin

100%

Total Expenditure

504

Power & Fuel Cost

% Of Sales

Employee Cost

185

% Of Sales

13%

Manufacturing Exp.

% Of Sales

General & Admin Exp.

% Of Sales

Selling & Distn. Exp.

% Of Sales

Miscellaneous Exp.

168

% Of Sales

12%

EBITDA

926

EBITDA Margin

65%

Other Income

Interest

531

Depreciation

PBT

486

Tax

321

Tax Rate

30%

PAT

761

PAT before Minority Interest

761

Minority Interest

PAT Margin

53%

PAT Growth

EPS

24.83

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated

Description Mar 20 Mar 19 Mar 18 Mar 17
Shareholder's Funds 4,377 3,163 2,281 1,988 Share Capital 304 292 286 284 Total Reserves 4,021 2,653 1,978 1,697 Non-Current Liabilities 0 0 0 0 Secured Loans 0 0 0 0 Unsecured Loans 0 0 0 0 Long Term Provisions 0 0 0 0 Current Liabilities 0 0 0 0 Trade Payables 0 0 0 0 Other Current Liabilities 0 0 0 0 Short Term Borrowings 0 0 0 0 Short Term Provisions 0 0 0 0 Total Liabilities 4,377 3,163 2,281 1,988 Net Block 438 440 380 36 Gross Block 659 577 461 66 Accumulated Depreciation 221 137 81 30 Non Current Assets 11,116 7,609 3,437 2,426 Capital Work in Progress 10 7 6 240 Non Current Investment 10,668 7,162 3,051 2,150 Long Term Loans & Adv. 0 0 0 0 Other Non Current Assets 0 0 0 0 Current Assets 0 0 0 0 Current Investments 0 0 0 0 Inventories 0 0 0 0 Sundry Debtors 0 0 0 0 Cash & Bank 0 0 0 0 Other Current Assets 0 0 0 0 Short Term Loans & Adv. 0 0 0 0 Net Current Assets 0 0 0 0 Total Assets 11,116 7,609 3,437 2,426

Description

Mar 20

Mar 19

Mar 18

Mar 17

Shareholder's Funds

4,377

3,163

2,281

1,988

Share Capital

304

292

286

284

Total Reserves

4,021

2,653

1,978

1,697

Non-Current Liabilities

Secured Loans

Unsecured Loans

Long Term Provisions

Current Liabilities

Trade Payables

Other Current Liabilities

Short Term Borrowings

Short Term Provisions

Total Liabilities

4,377

3,163

2,281

1,988

Net Block

438

440

380

Gross Block

659

577

461

Accumulated Depreciation

221

137

Non Current Assets

11,116

7,609

3,437

2,426

Capital Work in Progress

240

Non Current Investment

10,668

7,162

3,051

2,150

Long Term Loans & Adv.

Other Non Current Assets

Current Assets

Current Investments

Inventories

Sundry Debtors

Cash & Bank

Other Current Assets

Short Term Loans & Adv.

Net Current Assets

Total Assets

11,116

7,609

3,437

2,426

Description Mar 17
Shareholder's Funds 1,988 Share Capital 284 Total Reserves 1,697 Non-Current Liabilities 5,053 Secured Loans 3,862 Unsecured Loans 1,075 Long Term Provisions 69 Current Liabilities 2,760 Trade Payables 0 Other Current Liabilities 1,758 Short Term Borrowings 994 Short Term Provisions 8 Total Liabilities 9,800 Net Block 36 Gross Block 66 Accumulated Depreciation 30 Non Current Assets 5,447 Capital Work in Progress 240 Non Current Investment 615 Long Term Loans & Adv. 19 Other Non Current Assets 18 Current Assets 4,353 Current Investments 1,535 Inventories 0 Sundry Debtors 0 Cash & Bank 624 Other Current Assets 2,194 Short Term Loans & Adv. 2,124 Net Current Assets 1,594 Total Assets 9,800

Description

Mar 17

Shareholder's Funds

1,988

Share Capital

284

Total Reserves

1,697

Non-Current Liabilities

5,053

Secured Loans

3,862

Unsecured Loans

1,075

Long Term Provisions

Current Liabilities

2,760

Trade Payables

Other Current Liabilities

1,758

Short Term Borrowings

994

Short Term Provisions

Total Liabilities

9,800

Net Block

Gross Block

Accumulated Depreciation

Non Current Assets

5,447

Capital Work in Progress

240

Non Current Investment

615

Long Term Loans & Adv.

Other Non Current Assets

Current Assets

4,353

Current Investments

1,535

Inventories

Sundry Debtors

Cash & Bank

624

Other Current Assets

2,194

Short Term Loans & Adv.

2,124

Net Current Assets

1,594

Total Assets

9,800

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated

Description Mar 20 Mar 19 Mar 18 Mar 17
Cash From Operating Activity 660 848 2,505 -2,405 PBT 914 580 443 1,143 Adjustment 387 224 176 35 Changes in Working Capital -373 237 2,039 -3,263 Cash after chg. in Working capital 0 0 0 0 Interest Paid 0 0 0 0 Tax Paid -269 -193 -154 -320 Other Direct Exp. Paid 0 0 0 0 Extra & Other Items 0 0 0 0 Cash From Investing Activity -1,267 -2,305 -1,890 552 Net Fixed Assets -85 -117 -161 Net Investments -3,507 -4,111 -900 Others 2,324 1,923 -828 Cash from Financing Activity 2,237 1,436 521 2,448 Net Cash Inflow / Outflow 1,629 -21 1,136 596 Opening Cash & Equivalents 1,740 1,761 625 29 Closing Cash & Equivalent 3,370 1,740 1,761 625

Description

Mar 20

Mar 19

Mar 18

Mar 17

Cash From Operating Activity

660

848

2,505

-2,405

PBT

914

580

443

1,143

Adjustment

387

224

176

Changes in Working Capital

-373

237

2,039

-3,263

Cash after chg. in Working capital

Interest Paid

Tax Paid

-269

-193

-154

-320

Other Direct Exp. Paid

Extra & Other Items

Cash From Investing Activity

-1,267

-2,305

-1,890

552

Net Fixed Assets

-85

-117

-161

Net Investments

-3,507

-4,111

-900

Others

2,324

1,923

-828

Cash from Financing Activity

2,237

1,436

521

2,448

Net Cash Inflow / Outflow

1,629

-21

1,136

596

Opening Cash & Equivalents

1,740

1,761

625

Closing Cash & Equivalent

3,370

1,740

1,761

625

Description Mar 17
Cash From Operating Activity 884 PBT 1,082 Adjustment -579 Changes in Working Capital 701 Cash after chg. in Working capital 1,204 Interest Paid 0 Tax Paid -320 Other Direct Exp. Paid 0 Extra & Other Items 0 Cash From Investing Activity -1,800 Net Fixed Assets Net Investments Others Cash from Financing Activity 1,022 Net Cash Inflow / Outflow 106 Opening Cash & Equivalents 336 Closing Cash & Equivalent 442

Description

Mar 17

Cash From Operating Activity

884

PBT

1,082

Adjustment

-579

Changes in Working Capital

701

Cash after chg. in Working capital

1,204

Interest Paid

Tax Paid

-320

Other Direct Exp. Paid

Extra & Other Items

Cash From Investing Activity

-1,800

Net Fixed Assets

Net Investments

Others

Cash from Financing Activity

1,022

Net Cash Inflow / Outflow

106

Opening Cash & Equivalents

336

Closing Cash & Equivalent

442

Financial Ratios

Standalone /

Consolidated

Description Mar 20 Mar 19 Mar 18 Mar 17
Book Value (Rs.) 142 101 79 70 ROA 2% 1% 2% 8% ROE 19% 15% 14% 41% ROCE 13% 12% 12% 18% Fixed Asset Turnover 0.00 0.00 0.00 23.99 Receivable days 0 0 0 0 Inventory Days 0 0 0 0 Payable days 0 0 0 0 Cash Conversion Cycle 0 0 0 0 Total Debt/Equity 2.39 2.92 3.37 3.59 Interest Cover 0 0 0 3

Description Mar 17
Book Value (Rs.) 70 ROA 9% ROE 50% ROCE 20% Fixed Asset Turnover 23.15 Receivable days 0 Inventory Days 0 Payable days 0 Cash Conversion Cycle 0 Total Debt/Equity 3.57 Interest Cover 3

AU Small Finance Bank Ltd.

Small Finance Bank

BSE: 540611 | NSE: AUBANK

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores /

Results Balance Sheet

Standalone Figures in Rs. Crores /

Cash Flow

Standalone Figures in Rs. Crores /

Financial Ratios

Standalone /

Annual Reports:

News Update

AU Small Finance Bank Ltd.

Small Finance Bank

BSE: 540611 | NSE: AUBANK

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores /

Results Balance Sheet

Standalone Figures in Rs. Crores /

Cash Flow

Standalone Figures in Rs. Crores /

Financial Ratios

Standalone /

Annual Reports:

News Update