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Bank - Public

Rating :
50/99   (View)

BSE: 500112 | NSE: SBIN

245.45
2.45 (1.01%)
26-Nov-2020 | 3:59PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 244.00
  • 246.25
  • 240.15
  • 243.00
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  64248318
  •  157697.50
  •  351.00
  •  149.45

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 217,001.93
  • 9.25
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 382,934.14
  • N/A
  • 0.89

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 57.63%
  • 0.62%
  • 7.94%
  • FII
  • DII
  • Others
  • 7.75%
  • 24.48%
  • 1.58%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 9.09
  • 6.98
  • 9.70

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 16.90
  • 14.47
  • -5.38

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 4.63
  • 7.06
  • -

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 11.24
  • 13.69
  • 8.36

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.10
  • 1.07
  • 1.13

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.63
  • 7.02
  • 7.33

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 20
Sep 19
Var%
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Interest Earned
70,043
67,356
4%
69,940
65,594
7%
65,875
65,785
0%
71,026
64,910
9%
Interest Exp.
39,023
40,105
-3%
40,301
40,139
0%
40,392
40,437
0%
40,487
39,889
1%
Net Interest Income
31,020
27,251
14%
29,639
25,455
16%
25,483
25,347
1%
30,539
25,021
22%
NIM
0
0
0
0
0
0
0
0
0
0
0
0
Other Income
25,330
21,992
15%
18,044
17,684
2%
28,343
25,750
10%
24,359
19,480
25%
Total Income
95,374
89,348
7%
87,984
83,278
6%
94,219
91,535
3%
95,384
84,390
13%
Operating Exp.
37,822
32,758
15%
0
0
0
0
32,969
-100%
34,719
30,265
15%
Operating Profit
18,528
16,485
12%
18,408
14,926
23%
17,735
18,128
-2%
20,178
14,236
42%
Provision
11,221
13,641
-18%
0
0
0
14,022
16,633
-16%
7,678
6,396
20%
PBT
7,307
6,035
21%
15
15
0%
6,304
1,495
322%
12,500
7,840
59%
PBTM
10
9
16%
40
40
0%
11
2
374%
18
12
46%
TAX
1,903
2,389
-20%
1
1
0%
1,746
-56
-
5,703
3,017
89%
PAT
5,404
3,646
48%
14
14
0%
4,558
1,550
194%
6,797
4,823
41%
PATM
8%
5%
37%
37%
7%
2%
10%
7%
EPS
6.13
4.14
48%
0.02
0.02
0%
5.17
1.76
194%
7.71
5.47
41%
Gross NPA
0
0
0
0
0
0
0
0
0
0
0
0
Gross NPA%
0
0
0
0
0
0
0
0
0
0
0
0
Net NPA
0
0
0
0
0
0
0
0
0
0
0
0
Net NPA%
0
0
0
0
0
0
0
0
0
0
0
0
CASA
0
0
0
0
0
0
0
0
0
0
0
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Net Interest Income
1,16,680
1,08,728
97,455
82,367
81,332
77,585
74,796
67,583
61,158
57,878
45,550
Interest Earned
2,76,884
2,69,852
2,53,322
2,28,970
2,30,447
2,20,633
2,07,974
1,89,062
1,67,976
1,47,197
1,13,636
Interest Expended
1,60,204
1,61,124
1,55,867
1,46,603
1,49,115
1,43,047
1,33,179
1,21,479
1,06,818
89,320
68,086
Int. income Growth
13%
12%
18%
1%
5%
4%
11%
11%
6%
27%
 
Other Income
96,077
98,159
77,365
77,557
68,193
52,828
49,315
37,882
32,584
29,692
34,207
Total Income
3,72,961
2,06,887
1,74,820
1,59,925
1,49,526
1,30,414
1,24,111
1,05,466
93,742
87,569
79,758
Total Expenditure
1,37,908
1,73,204
1,65,411
1,69,064
1,45,670
1,12,233
96,680
82,202
67,855
61,731
58,459
Employee Cost
-
48,851
43,795
35,411
35,691
32,526
31,118
29,868
24,401
22,084
20,711
% Of Sales
-
18%
17%
15%
15%
15%
15%
16%
15%
15%
18%
Opt. & Establishment Exp.
-
86,562
74,485
63,838
54,510
41,786
43,683
35,439
28,423
26,142
27,186
% Of Sales
-
32%
29%
28%
24%
19%
21%
19%
17%
18%
24%
Provisions
-
45,054
54,090
76,004
61,291
37,930
25,032
20,771
15,040
16,244
13,320
% Of Sales
-
17%
21%
33%
27%
17%
12%
11%
9%
11%
12%
EBITDA
74,849
33,683
9,409
-9,139
3,856
18,181
27,431
23,264
25,886
25,839
21,299
EBITDA Margin
50%
31%
10%
-11%
5%
23%
37%
34%
42%
45%
47%
Depreciation
0
3,631
3,480
3,094
2,911
4
1,576
1,938
5
1,370
1,379
PBT
26,127
30,052
5,929
-12,234
945
18,177
25,855
21,326
25,882
24,469
19,920
Exceptional Inc./Exp.
-
0
0
0
0
0
0
0
0
0
0
Provision for Tax
9,353
11,875
2,860
-8,046
1,336
5,434
8,337
6,836
7,559
8,640
8,740
Tax Rate
36%
40%
48%
66%
141%
30%
32%
32%
29%
35%
44%
PAT
16,107
16,805
2,018
-4,994
-52
11,949
16,680
13,856
17,685
15,199
10,685
PAT before Minority Interest
16,773
18,177
3,069
-4,187
-391
12,743
17,517
14,489
18,323
15,829
11,180
Minority Interest
-666
-1,372
-1,051
-807
339
-795
-838
-633
-638
-630
-495
PAT Margin
8%
8%
1%
-3%
0%
9%
13%
13%
19%
17%
13%
PAT Growth
67%
733%
0
0
-100%
-28%
20%
-22%
16%
42%
 
EPS
19.03
19.07
2.29
-5.67
-0.06
13.56
18.92
15.72
20.06
17.24
12.12

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Shareholder's Funds
2,51,060
2,34,496
2,30,322
2,17,192
1,80,592
1,61,388
1,47,371
1,25,033
1,06,230
83,471
Share Capital
892
892
892
797
776
747
747
684
671
635
Total Reserves
2,50,168
2,33,603
2,29,429
2,16,395
1,79,816
1,60,641
1,46,624
1,24,349
1,05,559
82,836
Minority Interest
7,944
6,037
4,615
6,481
6,267
5,497
4,909
4,254
3,726
2,977
Deposits
32,74,161
29,40,541
27,22,178
25,99,811
22,53,858
20,52,961
18,38,852
16,27,403
14,14,689
12,55,562
Borrowings
3,32,901
4,13,748
3,69,079
3,36,366
3,61,399
2,44,663
2,23,760
2,03,723
1,57,991
1,42,471
Other Liabilities & Provisions
3,31,427
2,93,643
2,90,250
2,85,272
2,71,366
2,35,601
1,81,604
1,72,696
1,47,320
1,63,417
Total Liabilities
41,97,492
38,88,464
36,16,445
34,45,122
30,73,483
27,00,110
23,96,495
21,33,109
18,29,956
16,47,898
Net Block
39,608
39,941
40,301
50,251
14,475
11,984
10,227
8,698
7,031
6,146
Gross Block
67,356
64,942
62,703
70,738
32,374
28,194
25,141
22,634
19,620
17,543
Accumulated Depreciation
27,748
25,001
22,402
20,487
17,900
16,211
14,914
13,936
12,589
11,398
Total Non-Current Assets
38,96,989
36,12,339
33,80,428
32,48,306
28,97,451
25,66,579
23,35,399
20,66,549
17,59,618
15,87,282
Lease Adjustment A/c
0
0
0
-5
-5
-5
-5
-4
-4
-4
Capital Work in Progress
470
762
925
695
786
400
337
676
381
346
Cash and balance with RBI
1,66,968
1,77,363
1,50,769
1,61,019
1,60,425
1,44,288
1,14,096
89,574
79,199
1,19,350
Balance with banks and money at call
87,347
48,150
44,520
1,12,179
44,135
44,194
53,066
55,654
48,392
35,978
Investments
12,28,284
11,19,270
11,83,794
10,27,281
8,07,375
6,73,507
5,79,401
5,19,343
4,60,949
4,19,066
Advances
23,74,311
22,26,854
19,60,119
18,96,887
18,70,261
16,92,211
15,78,277
13,92,608
11,63,670
10,06,402
Other Assets
3,00,503
2,76,125
2,36,017
1,96,816
1,76,033
1,33,531
61,096
66,559
70,338
60,616
Total Assets
41,97,492
38,88,464
36,16,445
34,45,122
30,73,483
27,00,110
23,96,495
21,33,109
18,29,956
16,47,898
Contingent Liabilities
12,21,083
11,21,246
11,66,335
11,84,908
11,84,201
11,90,339
11,72,566
10,56,484
9,37,156
8,52,755
Bills for collection
55,791
70,047
74,060
1,55,454
1,06,612
1,05,971
90,197
80,202
80,410
68,866
Adjusted Book Value
255
235
230
228
231
216
197
183
158
131

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Cash From Operating Activity
23,929
29,556
-96,508
77,406
14,477
46,403
19,142
24,332
-30,114
43,900
PBT
31,908
4,451
-12,614
1,577
17,658
25,332
21,010
25,475
23,983
19,425
Adjustment
44,835
63,914
79,238
67,661
44,857
28,818
25,389
20,615
24,068
15,591
Adjustments for Liabilities & Assets
-37,955
-30,634
-1,55,122
9,546
-38,540
-229
-14,656
-17,316
-67,446
16,557
Refund/(Payment) of direct taxes
-14,859
-8,175
-8,010
-1,378
-9,498
-7,517
-12,601
-4,442
-10,718
-7,672
Other Direct Payments
0
0
0
0
0
0
0
0
0
0
Cash From Investing Activity
-3,324
-857
11,066
-2,832
-3,669
-3,430
-3,536
-3,653
-2,319
-1,646
Net Fixed Assets
-1,636
-1,487
-2,716
-34,636
-2,298
-2,253
-1,421
-2,659
-1,604
-1,452
Other Investment Activity
-65,088
-51,529
-63,940
-62,060
-27,186
-24,994
-22,858
-20,103
-16,771
-14,866
Cash from Financing Activity
5,430
448
5,547
-4,196
4,348
-1,553
3,583
-4,424
2,209
1,252
Closing Cash & Equivalent
2,54,315
2,25,512
1,95,289
2,73,197
2,04,559
2,08,587
1,67,161
1,45,228
1,27,591
1,55,327
Net Cash Inflow / Outflow
26,034
29,147
-79,895
70,377
15,157
41,419
19,188
16,255
-30,225
43,506
Opening Cash & Equivalents
2,25,512
1,95,289
2,73,197
2,04,559
1,88,481
1,67,161
1,45,228
1,27,591
1,55,327
1,11,854

Financial Ratios

Consolidated /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Book Value
255
235
230
228
231
216
197
183
158
131
NIM
3
3
2
3
3
3
3
3
3
3
Yield on Advances
11
11
12
12
12
12
12
12
13
11
Yield on Investments
7
8
8
8
8
9
8
8
7
7
Cost of Liabilities
4
5
5
5
5
6
6
6
6
5
Interest Spread
7
7
7
7
6
6
6
6
7
6
ROCE
7%
3%
0%
2%
6%
10%
10%
12%
14%
13%
Cost Income Ratio
64
66
60
58
57
59
60
56
54
58
Core Cost Income Ratio
67
66
65
64
60
65
64
58
52
61
Operating Costs to Assets
3
3
3
3
2
3
3
2
3
3
Loans/Deposits
0
0
0
0
0
0
0
0
0
0
Cash/Deposits
0
0
0
0
0
0
0
0
0
0
Investment/Deposits
0
0
0
0
0
0
0
0
0
0
Inc Loan/Deposits
10%
14%
14%
13%
16%
12%
12%
13%
11%
11%
Credit Deposits
73%
76%
72%
73%
83%
82%
86%
86%
82%
80%
Interest Expended / Interest earned
60%
62%
64%
65%
65%
64%
64%
64%
61%
60%
Interest income / Total funds
6%
7%
6%
7%
7%
8%
8%
8%
8%
7%
Interest Expended / Total funds
4%
4%
4%
4%
5%
5%
5%
5%
5%
4%
CASA
44%
45%
44%
44%
41%
39%
40%
41%
41%
45%

News Update


  • Mercedes-Benz inks pact with SBI
    25th Nov 2020, 08:56 AM

    The tie-up guarantees many financial benefits including an attractive rate of interest

    Read More
  • SBI raises Rs 2500 crore through NCDs
    24th Nov 2020, 15:50 PM

    The bank has allotted 25,000 NCDs having face value of Rs 10 lakh each

    Read More
  • SBI partners with Mercedes-Benz
    24th Nov 2020, 14:45 PM

    The collaboration will give Mercedes-Benz India access to the unparalleled market penetration of SBI's HNI customer base

    Read More
  • SBI signs MoU with Luxembourg Stock Exchange
    20th Nov 2020, 09:24 AM

    The MoU with the Luxembourg Stock Exchange will open up new avenues for market development and fundraising in the green bond market

    Read More
  • SBI’s board approves divestment of 8.5% stake in UTI Trustee Company
    11th Nov 2020, 09:32 AM

    The divestment has been approved to comply with Regulation 7B of the Securities and Exchange Board of lndia Regulation, 2018

    Read More
  • SBI facilitates integration of Yono Krishi with IFFCO eBazar
    7th Nov 2020, 09:01 AM

    The bank's Yono Krishi platform has been catering to all the farmers' agricultural needs, from sowing to harvesting

    Read More
  • State Bank of India reports 48% rise in Q2 consolidated net profit
    4th Nov 2020, 16:19 PM

    Total income of the bank increased by 6.74% at Rs 95373.50 crore for Q2FY21

    Read More
  • SBI enters into strategic partnership with edX
    29th Oct 2020, 09:50 AM

    The bank will be offering its Massive Open Online Courses on the edX platform from November 2020 onwards

    Read More
  • SBI signs agreement with JBIC for loan worth $1 billion
    29th Oct 2020, 09:24 AM

    The loan is intended to promote smooth flow of funds for the whole range of business operations of Japanese automobile manufacturers in India

    Read More
  • SBI raises Rs 5,000 crore by issuing Basel-III compliant bonds
    27th Oct 2020, 09:11 AM

    The interest on the bonds will be paid annually for a tenor of 10 years and call option after 5 years and on anniversary date thereafter

    Read More
  • SBI’s arm expects to increase market share among private sector non-life players to 8.5% by March
    12th Oct 2020, 11:14 AM

    In the June quarter, the company's AUM clipped at 21% to Rs 7,725 crore and had a 7.3% market share among the private players

    Read More
  • SBI looking to hive off Yono into separate subsidiary
    6th Oct 2020, 10:08 AM

    Yono or You Only Need One App is the lender's integrated banking platform

    Read More
  • SBI gets nod to raise Rs 5,000 crore through debt instruments in FY21
    1st Oct 2020, 09:11 AM

    The central board of the bank in a meeting held on September 30, 2020 has accorded the approval for the same

    Read More
  • SBI launches festive offers for retail customers
    28th Sep 2020, 14:36 PM

    The bank has also completely waived processing fees on home loans for homebuyers in approved projects

    Read More
  • SBI to raise Rs 5,000 crore
    28th Sep 2020, 10:46 AM

    A meeting of the Central Board of Directors of the Bank is scheduled to be held on September 30, 2020 to consider

    Read More
  • SBI relocates FI&MM division to Delhi for better synergy with govt
    26th Sep 2020, 09:00 AM

    The focus of the Delhi-based division will be community service, financial inclusion and running government-sponsored schemes

    Read More
  • SBI sanctions Rs 6,000 crore loan to APSDC
    23rd Sep 2020, 09:58 AM

    The bank has sanctioned a loan for taking up various developmental works in the state

    Read More
  • SBI launches e-facility for one-time restructuring of retail loans
    22nd Sep 2020, 09:30 AM

    The RBI had announced a one-time restructuring scheme for personal loan and corporate borrowers affected by COVID-19 stress

    Read More
  • SBI raises Rs 7,000 crore through Basel III compliant bonds
    22nd Sep 2020, 08:49 AM

    The Committee of Directors for Capital Raising at its meeting of held on September 21, 2020 has accorded its approval to allot the same

    Read More
  • SBI’s arm, Yes Bank sign Corporate Agency agreement for distribution of retail products
    17th Sep 2020, 11:08 AM

    The products of SBI General Insurance Company will be offered to Yes Bank’s customers across 28 states and 8 Union Territories

    Read More
  • SBI collaborates with Titan Company to launch contactless payment watches
    17th Sep 2020, 10:17 AM

    Payments of up to Rs 2000 can be made without entering a PIN

    Read More
  • SBI extends OTP-based ATM withdrawal facility round the clock
    16th Sep 2020, 10:17 AM

    In January 2020, the lender had introduced OTP-based cash withdrawals for above Rs 10,000 between 8 PM-8 AM through all its ATMs

    Read More
  • SBI raises Rs 4000 crore through bonds
    9th Sep 2020, 16:21 PM

    The board of directors at their meeting held on September 9, 2020 has approved and allotted the same

    Read More
  • SBI planning to launch loan product ‘SAFAL’ for organic cotton growers
    9th Sep 2020, 09:03 AM

    The bank is using Artificial Intelligence and Machine Learning in a big way for generating business

    Read More
  • SBI proposes to recruit 14,000 employees during current year
    8th Sep 2020, 14:02 PM

    The country's largest lender has planned a voluntary retirement scheme

    Read More
  • State Bank of India plans VRS scheme to optimise costs
    7th Sep 2020, 13:16 PM

    The total employee strength of country's largest lender stood at 2.49 lakh at the end of March 2020 as compared to 2.57 lakh a year ago

    Read More
  • SBI launches new feature for ATM users
    3rd Sep 2020, 16:52 PM

    The bank will alert the customers by sending an SMS

    Read More
  • SBI gets global recognition for HR initiative 'Nayi Disha'
    29th Aug 2020, 11:20 AM

    The bank has won three Brandon Hall Excellence Awards, also known as the Academy Awards of Learning & Development

    Read More
  • State Bank of India integrates YONO Krishi with govt portal
    29th Aug 2020, 11:02 AM

    YONO Krishi integrates with ICAR IIHR seed portal to reach out to 2.7 crore customers registered on YONO

    Read More
  • SBI gets nod to raise Rs 8,931 crore by issuing Basel III compliant bonds
    24th Aug 2020, 10:15 AM

    The committee of directors for capital raising at its meeting held on August 21, 2020 has approved the same

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

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