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Bank - Private

Rating :
50/99   (View)

BSE: 532187 | NSE: INDUSINDBK

939.90
7.10 (0.76%)
19-Jan-2021 | 3:59PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 942.05
  • 952.00
  • 936.25
  • 932.80
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  6309233
  •  59300.48
  •  1367.90
  •  235.55

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 71,195.55
  • 25.44
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 118,247.58
  • N/A
  • 1.84

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 14.68%
  • 3.20%
  • 9.72%
  • FII
  • DII
  • Others
  • 51.81%
  • 17.13%
  • 3.46%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 24.24
  • 21.70
  • 17.16

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 22.57
  • 14.29
  • 7.33

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 18.96
  • 28.75
  • 26.15

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.18
  • 3.53
  • 3.26

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.05
  • 21.15
  • 19.40

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 20
Sep 19
Var%
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Interest Earned
7,177.21
7,150.36
0.38%
7,161.73
6,961.37
2.88%
7,386.57
5,991.44
23.29%
7,284.53
5,763.47
26.39%
Interest Exp.
3,899.22
4,241.01
-8.06%
3,852.54
4,117.38
-6.43%
4,155.38
3,759.06
10.54%
4,210.32
3,475.38
21.15%
Net Interest Income
3,277.99
2,909.35
12.67%
3,309.19
2,843.99
16.36%
3,231.19
2,232.38
44.74%
3,074.21
2,288.09
34.36%
NIM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
1,554.31
1,727.17
-10.01%
1,520.44
1,663.25
-8.59%
1,772.23
1,558.99
13.68%
1,790.02
1,468.85
21.87%
Total Income
8,731.52
8,877.53
-1.64%
8,682.17
8,624.62
0.67%
9,158.80
7,550.43
21.30%
9,074.55
7,232.32
25.47%
Operating Exp.
1,980.32
2,013.09
-1.63%
1,901.89
1,916.28
-0.75%
2,146.70
1,724.30
24.50%
2,106.52
1,639.98
28.45%
Operating Profit
2,851.98
2,623.43
8.71%
2,927.74
2,590.96
13.00%
2,856.72
2,067.07
38.20%
2,757.71
2,116.96
30.27%
Provision
1,964.44
737.71
166.29%
2,258.88
430.62
424.56%
2,440.32
1,560.69
56.36%
1,043.45
606.68
71.99%
PBT
887.54
1,885.72
-52.93%
668.86
2,160.34
-69.04%
416.40
506.38
-17.77%
1,714.26
1,510.28
13.51%
PBTM
12.37
26.37
-53.09%
9.34
31.03
-69.90%
5.64
8.45
-33.25%
23.53
26.20
-10.19%
TAX
224.46
484.77
-53.70%
158.52
727.84
-78.22%
101.22
146.90
-31.10%
405.03
525.25
-22.89%
PAT
663.08
1,400.95
-52.67%
510.34
1,432.50
-64.37%
315.18
359.48
-12.32%
1,309.23
985.03
32.91%
PATM
9.24%
19.59%
7.13%
20.58%
4.27%
6.00%
17.97%
17.09%
EPS
9.57
20.22
-52.67%
7.36
20.67
-64.39%
4.55
5.19
-12.33%
18.89
14.21
32.93%
Gross NPA
4,532.15
4,370.20
3.71%
5,098.95
4,199.66
21.41%
5,146.74
3,947.41
30.38%
4,578.43
1,968.15
132.63%
Gross NPA%
2.21
2.19
0.91%
2.53
2.15
17.67%
2.45
2.10
16.67%
2.18
1.13
92.92%
Net NPA
1,055.81
2,202.57
-52.06%
1,703.37
2,380.51
-28.45%
1,886.58
2,248.28
-16.09%
2,173.29
1,029.27
111.15%
Net NPA%
0.52
1.12
-53.57%
0.86
1.23
-30.08%
0.91
1.21
-24.79%
1.05
0.59
77.97%
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Interest Income
12,892.58
12,058.74
8,846.18
7,497.45
6,062.60
4,516.57
Interest Earned
29,010.04
28,782.83
22,261.15
17,280.75
14,405.67
11,871.74
Interest Expended
16,117.46
16,724.09
13,414.97
9,783.30
8,343.07
7,355.17
Int. income Growth
25.49%
36.32%
17.99%
23.67%
34.23%
 
Other Income
6,637.00
6,952.67
5,646.72
4,750.10
4,171.49
3,296.95
Total Income
35,647.04
19,011.41
14,492.90
12,247.55
10,234.09
7,813.52
Total Expenditure
8,135.43
12,543.75
9,284.10
6,555.23
5,683.71
4,187.74
Employee Cost
-
2,819.64
1,853.51
1,780.69
1,521.02
1,236.09
% Of Sales
-
9.80%
8.33%
10.30%
10.56%
10.41%
Opt. & Establishment Exp.
-
5,653.89
4,780.64
4,022.39
3,452.75
2,592.53
% Of Sales
-
19.64%
21.48%
23.28%
23.97%
21.84%
Provisions
-
4,652.10
3,107.65
1,175.43
1,091.34
672.16
% Of Sales
-
16.16%
13.96%
6.80%
7.58%
5.66%
EBITDA
11,394.15
6,467.66
5,208.80
5,692.32
4,550.38
3,625.78
EBITDA Margin
71.96%
53.63%
58.88%
75.92%
75.06%
80.28%
Depreciation
0.00
290.94
228.85
211.64
190.70
156.52
PBT
3,687.06
6,176.73
4,979.95
5,480.68
4,359.68
3,469.26
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
Provision for Tax
889.23
1,718.86
1,679.47
1,874.69
1,491.79
1,182.81
Tax Rate
24.12%
27.83%
33.72%
34.21%
34.22%
34.09%
PAT
2,797.83
4,457.87
3,300.48
3,605.99
2,867.89
2,286.45
PAT before Minority Interest
2,797.83
4,457.87
3,300.48
3,605.99
2,867.89
2,286.45
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
14.33%
23.45%
22.77%
29.44%
28.02%
29.26%
PAT Growth
-33.03%
35.07%
-8.47%
25.74%
25.43%
 
Unadjusted EPS
40.37
64.33
47.63
52.03
41.38
32.99

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
34,748.03
26,687.25
23,843.26
20,647.60
17,697.18
Share Capital
693.54
602.69
600.22
598.15
594.99
Total Reserves
33,371.20
26,073.37
23,228.47
20,034.25
17,088.43
Minority Interest
0.00
0.00
0.00
0.00
0.00
Deposits
202,026.99
194,867.91
151,639.17
126,572.22
93,000.35
Borrowings
60,753.55
47,321.12
38,289.08
22,453.69
24,995.86
Other Liabilities & Provisions
9,700.03
8,944.43
7,856.27
8,976.38
7,204.81
Total Liabilities
307,228.60
277,820.71
221,627.78
178,649.89
142,898.20
Net Block
1,792.04
1,688.06
1,313.31
1,306.80
1,217.85
Gross Block
3,476.74
3,096.50
2,520.74
2,321.96
2,055.65
Accumulated Depreciation
1,684.70
1,408.44
1,207.43
1,015.16
837.80
Total Non-Current Assets
284,646.58
262,154.95
209,586.62
169,747.63
133,842.06
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
78.84
21.95
25.44
28.44
37.48
Cash and balance with RBI
13,682.58
9,961.17
10,962.41
7,748.75
4,521.04
Balance with banks and money at call
2,371.52
4,822.23
2,253.47
10,879.51
5,590.83
Investments
59,938.44
59,268.04
50,078.33
36,703.62
34,055.52
Advances
206,783.16
186,393.50
144,953.66
113,080.51
88,419.34
Other Assets
22,582.02
15,665.74
12,041.16
8,902.28
9,056.14
Total Assets
307,228.60
277,820.69
221,627.78
178,649.91
142,898.20
Contingent Liabilities
967,601.83
952,668.45
662,099.16
406,387.19
285,101.32
Bills for collection
22,573.29
32,971.51
37,415.48
19,006.91
13,760.85
Adjusted Book Value
486.57
437.22
390.96
338.68
290.81

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
-12,907.35
-6,388.95
-20,700.44
11,569.30
-2,926.93
PBT
6,176.73
4,979.96
5,480.67
4,359.69
3,469.26
Adjustment
5,410.11
3,632.65
1,559.74
1,360.96
860.52
Adjustments for Liabilities & Assets
-22,355.23
-12,677.11
-25,765.40
7,733.43
-5,907.87
Refund/(Payment) of direct taxes
-2,138.96
-2,324.45
-1,975.45
-1,884.78
-1,348.84
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-416.15
-637.94
-219.55
-273.64
-257.51
Net Fixed Assets
-297.97
-572.27
-195.78
-257.27
Other Investment Activity
-4054.36
-3338.00
-2819.82
-2607.91
Cash from Financing Activity
12,732.70
8,589.65
15,505.11
-2,768.25
2,517.17
Closing Cash & Equivalent
16,054.11
14,783.40
13,215.88
18,628.25
10,111.87
Net Cash Inflow / Outflow
-590.81
1,562.76
-5,414.88
8,527.41
-667.27
Opening Cash & Equivalents
14,783.40
13,215.88
18,628.25
10,111.87
10,779.14

Financial Ratios

Standalone /

Consolidated
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value
486.57
437.22
390.96
338.68
290.81
NIM
4.26
3.40
3.60
3.60
3.41
Yield on Advances
13.92
11.94
11.92
12.74
13.43
Yield on Investments
8.07
6.40
6.87
7.48
6.50
Cost of Liabilities
6.36
5.54
5.15
5.60
6.23
Interest Spread
7.56
6.40
6.77
7.14
7.19
ROCE
11.79%
11.44%
13.72%
13.45%
11.98%
Cost Income Ratio
43.04
44.20
45.65
46.74
47.00
Core Cost Income Ratio
44.33
44.55
47.05
48.04
47.89
Operating Costs to Assets
2.66
2.31
2.52
2.68
2.57
Loans/Deposits
0.30
0.24
0.25
0.18
0.27
Cash/Deposits
0.07
0.05
0.07
0.06
0.05
Investment/Deposits
0.30
0.30
0.33
0.29
0.37
Inc Loan/Deposits
30.07%
24.28%
25.25%
17.74%
26.88%
Credit Deposits
102.35%
95.65%
95.59%
89.34%
95.07%
Interest Expended / Interest earned
58.10%
60.26%
56.61%
57.92%
61.96%
Interest income / Total funds
9.37%
8.01%
7.80%
8.06%
8.31%
Interest Expended / Total funds
5.44%
4.83%
4.41%
4.67%
5.15%
CASA
40.37%
43.14%
44.01%
36.85%
35.19%

Annual Reports:


News Update


  • IndusInd Bank unveils ‘Zebu’ Bull sculpture at Worli
    11th Jan 2021, 09:37 AM

    The installation is part of MCGM's efforts at beautifying the city through public-private art initiatives

    Read More
  • Indusind Bank’s Q3 net advances rise marginally
    5th Jan 2021, 12:10 PM

    The Bank’s deposits also increased to Rs 2,39,600 crore in December 31, 2020, with growth of 11% as compared to Rs 2,16,713 crore

    Read More
  • IndusInd Bank enters into partnership with Mastercard to launch ‘Pioneer Heritage Credit Card’
    17th Dec 2020, 10:32 AM

    With the launch of the ‘Pioneer Heritage Credit Card’, The Bank has joined the ranks with few other banks globally, that offer a credit card which has been exquisitely crafted with metal

    Read More
  • IndusInd Bank’s arm signs pact with Maharashtra government
    19th Nov 2020, 09:12 AM

    The pact aims to enhance doorstep delivery of livestock care to farmers in the state

    Read More
  • IndusInd Bank sells stake in Eveready Industries
    18th Nov 2020, 11:27 AM

    The bank as on date does not hold any Equity Shares of Eveready Industries and McLeod Russel India

    Read More
  • IndusInd Bank reports 53% fall in Q2 consolidated net profit
    31st Oct 2020, 10:57 AM

    Total consolidated income of the bank marginally decreased by 1.65% at Rs 8731.52 crore for Q2FY21

    Read More
  • Indusind Bank - Quarterly Results
    30th Oct 2020, 17:19 PM

    Read More
  • RBI imposes penalty of Rs 4.5 crore on IndusInd Bank
    17th Oct 2020, 10:39 AM

    The penalty imposed for non-compliance with certain directions issued by RBI

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.