Nifty
:
14576.00
Sensex
:
49569.65
54.85(0.38%)
171.36(0.35%)
Nifty
Sensex
:
:
14576.00
49569.65
54.85(0.38%)
171.36(0.35%)

Bank - Public

Rating :
55/99   (View)

BSE: 532814 | NSE: INDIANB

NSE BSE
95.65
0.25 (0.26%)
20-Jan-2021 | 9:54AM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 96.50
  • 97.20
  • 95.30
  • 95.40
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1496031
  •  1430.95
  •  109.70
  •  41.55

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 10,774.16
  • 13.29
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 25,868.34
  • N/A
  • 0.32

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 88.06%
  • 0.26%
  • 4.64%
  • FII
  • DII
  • Others
  • 0.84%
  • 4.41%
  • 1.79%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 6.52
  • 11.32
  • 6.67

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 18.59
  • 7.83

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -7.94
  • 1.20
  • -15.65

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 8.78
  • 10.92
  • 11.17

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.26
  • 0.26
  • 0.26

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.29
  • 3.20
  • 3.07

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 20
Sep 19
Var%
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Interest Earned
10,059.48
5,307.65
89.53%
0.00
5,137.58
-100.00%
5,489.03
4,967.17
10.51%
5,467.02
4,823.92
13.33%
Interest Exp.
5,912.34
3,444.25
71.66%
0.00
3,351.79
-100.00%
3,489.73
3,204.05
8.92%
3,511.74
3,106.92
13.03%
Net Interest Income
4,147.14
1,863.39
122.56%
0.00
1,785.79
-100.00%
1,999.30
1,763.12
13.40%
1,955.28
1,717.00
13.88%
NIM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
1,737.10
739.49
134.91%
0.00
697.26
-100.00%
851.31
571.57
48.94%
1,037.44
445.82
132.70%
Total Income
11,796.58
6,047.14
95.08%
0.00
5,834.84
-100.00%
6,340.34
5,538.75
14.47%
6,504.46
5,269.74
23.43%
Operating Exp.
2,869.59
1,100.89
160.66%
0.00
1,107.69
-100.00%
0.00
1,090.28
-100.00%
1,076.84
1,016.99
5.89%
Operating Profit
3,014.65
1,501.99
100.71%
0.00
1,375.36
-100.00%
1,703.33
1,244.42
36.88%
1,915.88
1,145.84
67.20%
Provision
2,284.25
909.40
151.18%
0.00
794.85
-100.00%
1,888.48
1,638.35
15.27%
1,525.53
922.47
65.37%
PBT
730.40
592.59
23.26%
0.00
580.51
-100.00%
-185.15
-393.93
-
390.36
223.36
74.77%
PBTM
7.26
11.16
-34.95%
0.00
11.30
-100.00%
10.75
-7.93
-
7.14
4.63
54.21%
TAX
306.25
233.80
30.99%
0.00
214.26
-100.00%
29.77
-203.69
-
142.39
70.70
101.40%
PAT
424.15
358.79
18.22%
0.00
366.24
-100.00%
-214.92
-190.24
-
247.97
152.67
62.42%
PATM
4.22%
6.76%
0.00%
7.13%
7.11%
-3.83%
4.54%
3.16%
EPS
3.76
3.18
18.24%
0.00
3.24
-100.00%
-1.90
-1.68
-
2.20
1.35
62.96%
Gross NPA
36,223.13
14,010.70
158.54%
0.00
13,541.05
-100.00%
0.00
13,383.30
-100.00%
13,892.20
13,228.74
5.02%
Gross NPA%
9.90
7.21
37.31%
0.00
7.34
-100.00%
0.00
7.12
-100.00%
7.21
7.48
-3.61%
Net NPA
10,052.22
6,613.47
52.00%
0.00
6,824.24
-100.00%
0.00
6,793.11
-100.00%
6,487.59
7,571.07
-14.31%
Net NPA%
2.96
3.54
-16.38%
0.00
3.84
-100.00%
0.00
3.75
-100.00%
3.50
4.42
-20.81%
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Net Interest Income
-
7,603.77
7,015.31
6,264.04
5,147.76
4,448.89
4,463.58
4,361.96
4,530.23
4,421.36
4,042.73
Interest Earned
-
21,401.28
19,182.06
17,115.32
16,039.22
16,244.27
15,853.35
15,249.43
13,897.58
12,227.72
9,362.76
Interest Expended
-
13,797.51
12,166.75
10,851.28
10,891.46
11,795.38
11,389.77
10,887.47
9,367.35
7,806.36
5,320.03
Int. income Growth
-
8.39%
11.99%
21.68%
15.71%
-0.33%
2.33%
-3.71%
2.46%
9.37%
 
Other Income
-
3,325.50
1,891.44
2,416.59
2,222.40
1,788.94
1,372.21
1,378.03
1,289.79
1,247.04
1,188.06
Total Income
-
10,929.27
8,906.75
8,680.63
7,370.16
6,237.83
5,835.79
5,739.99
5,820.02
5,668.40
5,230.79
Total Expenditure
-
9,237.88
8,364.35
7,363.44
5,438.45
5,128.20
4,220.07
4,158.40
3,901.43
3,311.15
-3,196.71
Employee Cost
-
2,478.34
2,227.54
2,104.64
1,995.36
2,010.26
1,746.25
1,930.31
1,977.50
1,488.66
1,337.92
% Of Sales
-
11.58%
11.61%
12.30%
12.44%
12.38%
11.02%
12.66%
14.23%
12.17%
14.29%
Opt. & Establishment Exp.
-
2,268.30
2,060.01
1,805.52
1,534.34
1,343.06
1,217.96
1,012.88
872.37
796.66
-5,036.55
% Of Sales
-
10.60%
10.74%
10.55%
9.57%
8.27%
7.68%
6.64%
6.28%
6.52%
-53.79%
Provisions
-
5,119.12
4,595.22
3,926.96
2,241.23
2,077.26
1,533.50
1,425.71
1,234.86
1,205.29
646.46
% Of Sales
-
23.92%
23.96%
22.94%
13.97%
12.79%
9.67%
9.35%
8.89%
9.86%
6.90%
EBITDA
-
1,691.39
542.40
1,317.19
1,931.71
1,109.63
1,615.72
1,581.59
1,918.59
2,357.25
8,427.50
EBITDA Margin
-
22.24%
7.73%
21.03%
37.53%
24.94%
36.20%
36.26%
42.35%
53.32%
208.46%
Depreciation
-
313.94
259.21
236.84
166.24
151.19
138.82
105.25
91.65
89.73
72.27
PBT
-
1,377.45
283.19
1,080.35
1,765.47
958.44
1,476.90
1,476.34
1,826.94
2,267.52
2,648.54
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-
619.37
-37.74
-182.57
352.56
243.92
463.45
316.73
245.09
520.93
920.39
Tax Rate
-
44.96%
-13.33%
-16.90%
19.97%
25.45%
31.38%
21.45%
13.42%
22.97%
34.75%
PAT
-
757.39
320.34
1,262.17
1,411.04
713.55
1,011.70
1,159.51
1,581.59
1,746.55
1,731.64
PAT before Minority Interest
-
758.08
320.93
1,262.92
1,412.91
714.52
1,013.45
1,159.61
1,581.85
1,746.59
1,728.15
Minority Interest
-
-0.69
-0.59
-0.75
-1.87
-0.97
-1.75
-0.10
-0.26
-0.04
3.49
PAT Margin
-
6.93%
3.60%
14.54%
19.15%
11.44%
17.34%
20.20%
27.17%
30.81%
33.10%
PAT Growth
-
136.43%
-74.62%
-10.55%
97.75%
-29.47%
-12.75%
-26.69%
-9.44%
0.86%
 
Unadjusted EPS
-
6.71
2.84
11.18
12.49
6.32
8.96
10.27
14.00
15.46
15.33

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Shareholder's Funds
22,767.58
19,715.46
18,715.44
17,433.84
16,489.84
15,028.96
14,023.64
12,092.82
10,910.34
9,686.30
Share Capital
608.80
480.29
480.29
480.29
480.29
480.29
464.85
829.77
829.77
829.77
Total Reserves
22,158.78
19,235.17
18,235.15
16,953.55
16,009.55
14,548.67
13,558.79
11,263.05
10,080.57
8,856.53
Minority Interest
21.17
20.46
19.87
19.12
17.25
16.27
14.66
14.56
14.30
14.26
Deposits
260,184.40
242,040.80
208,261.81
182,480.04
178,258.92
169,204.18
162,255.18
141,967.73
120,715.71
105,718.46
Borrowings
20,830.31
12,137.54
19,760.17
12,636.89
3,509.32
2,646.09
4,963.87
2,862.56
4,872.86
2,100.37
Other Liabilities & Provisions
6,337.50
6,474.02
6,224.12
5,937.55
5,665.77
6,140.22
6,130.36
6,015.75
4,976.41
4,327.77
Total Liabilities
310,140.96
280,388.28
252,981.41
218,507.44
203,941.10
193,035.72
187,387.71
162,953.42
141,489.62
121,847.16
Net Block
3,898.30
3,964.23
3,421.47
3,436.05
3,507.71
2,968.56
2,935.09
1,696.50
1,631.65
1,557.16
Gross Block
6,298.14
6,090.79
5,358.50
5,149.44
4,991.13
4,280.35
4,113.86
2,741.15
2,567.51
2,384.19
Accumulated Depreciation
2,399.84
2,126.56
1,937.03
1,713.39
1,483.42
1,311.79
1,178.77
1,044.65
935.86
827.03
Total Non-Current Assets
297,593.74
270,526.06
244,543.65
208,982.83
197,853.60
187,986.29
182,579.43
158,882.61
138,777.79
120,299.07
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.78
0.76
0.61
10.64
7.90
5.24
2.78
0.52
5.27
55.31
Cash and balance with RBI
5,736.13
11,701.87
10,501.60
5,588.70
9,174.46
8,301.13
7,757.68
7,064.24
6,318.88
6,877.96
Balance with banks and money at call
8,200.35
8,325.74
2,431.90
4,458.54
2,825.16
4,780.71
2,736.59
2,575.09
2,495.81
1,685.33
Investments
81,871.17
65,271.55
71,619.14
67,781.19
53,282.93
46,060.45
46,934.80
41,899.19
37,995.79
34,861.12
Advances
197,887.01
181,261.91
156,568.93
127,707.71
129,055.44
125,870.20
122,212.49
105,647.07
90,330.39
75,262.19
Other Assets
12,547.22
9,862.22
8,437.76
9,524.61
6,087.50
5,049.43
4,808.28
4,070.81
2,711.83
1,548.09
Total Assets
310,140.96
280,388.28
252,981.41
218,507.44
203,941.10
193,035.72
187,387.71
162,953.42
141,489.62
121,847.16
Contingent Liabilities
42,601.71
36,219.00
33,728.75
29,385.56
29,775.78
38,060.51
43,909.34
36,337.05
48,058.75
33,943.74
Bills for collection
5,994.97
5,394.56
4,607.55
3,230.56
3,150.61
2,990.96
2,828.24
2,980.42
2,383.27
1,919.31
Adjusted Book Value
373.97
410.49
335.09
306.76
285.42
265.54
251.44
245.69
217.47
188.28

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Cash From Operating Activity
-8,729.91
6,269.85
-3,675.80
-10,813.85
-930.72
5,135.69
-724.99
3,447.01
-1,879.85
-195.55
PBT
862.02
380.73
1,311.29
1,454.93
752.24
1,050.51
1,189.35
1,609.63
1,765.87
1,741.92
Adjustment
5,261.76
4,818.28
3,983.37
2,761.06
2,474.40
2,137.47
1,850.27
1,580.10
1,817.06
1,638.32
Adjustments for Liabilities & Assets
-14,853.69
1,070.84
-8,970.46
-15,029.84
-4,157.36
1,947.71
-3,764.61
257.28
-5,462.78
-3,575.79
Refund/(Payment) of direct taxes
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-247.37
-248.56
-214.38
-179.37
-771.72
-236.41
-146.82
-190.95
-145.06
-128.00
Net Fixed Assets
-207.51
-732.54
-198.97
-143.68
-730.82
-172.57
-1375.64
-169.32
-133.41
-116.54
Other Investment Activity
-6520.77
-6279.08
-5511.53
-5904.91
-5225.92
-4405.51
-4277.07
-2855.54
-2669.16
-2511.13
Cash from Financing Activity
2,829.49
1,000.00
6,776.44
9,040.86
620.21
-2,311.72
1,726.75
-2,431.41
2,276.31
769.75
Closing Cash & Equivalent
13,936.50
20,027.62
12,933.51
10,047.25
11,999.61
13,081.84
10,494.28
9,639.34
8,814.69
8,563.29
Net Cash Inflow / Outflow
-6,147.79
7,021.29
2,886.26
-1,952.36
-1,082.23
2,587.56
854.94
824.65
251.40
446.20
Opening Cash & Equivalents
20,027.62
12,933.50
10,047.25
11,999.61
13,081.84
10,494.28
9,639.34
8,814.69
8,563.29
8,117.09

Financial Ratios

Consolidated /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Book Value
373.97
410.49
335.09
306.76
285.42
265.54
251.44
245.69
217.47
188.28
NIM
2.59
2.63
2.60
2.50
2.29
2.41
2.43
2.88
3.22
3.41
Yield on Advances
10.81
10.58
10.93
12.56
12.59
12.59
12.48
13.15
13.54
12.44
Yield on Investments
7.52
7.99
8.06
7.81
8.37
8.31
8.75
8.24
7.63
6.82
Cost of Liabilities
4.91
4.79
4.76
5.58
6.49
6.63
6.51
6.47
6.22
4.93
Interest Spread
5.91
5.80
6.17
6.98
6.10
5.97
5.97
6.69
7.32
7.51
ROCE
5.78%
3.47%
5.07%
8.40%
6.42%
9.04%
10.29%
14.14%
19.01%
26.85%
Cost Income Ratio
40.56
45.23
42.32
45.64
51.33
48.41
49.44
47.39
38.73
37.01
Core Cost Income Ratio
44.11
46.14
45.81
51.76
53.99
50.19
52.92
49.19
39.49
38.08
Operating Costs to Assets
1.43
1.44
1.45
1.54
1.57
1.46
1.51
1.69
1.55
1.59
Loans/Deposits
0.08
0.05
0.09
0.07
0.02
0.02
0.03
0.02
0.04
0.02
Cash/Deposits
0.02
0.05
0.05
0.03
0.05
0.05
0.05
0.05
0.05
0.07
Investment/Deposits
0.31
0.27
0.34
0.37
0.30
0.27
0.29
0.30
0.31
0.33
Inc Loan/Deposits
8.01%
5.01%
9.49%
6.93%
1.97%
1.56%
3.06%
2.02%
4.04%
1.99%
Credit Deposits
76.06%
74.89%
75.18%
69.98%
72.40%
74.39%
75.32%
74.42%
74.83%
71.19%
Interest Expended / Interest earned
64.47%
63.43%
63.40%
67.91%
72.61%
71.84%
71.40%
67.40%
63.84%
56.82%
Interest income / Total funds
6.90%
6.84%
6.77%
7.34%
7.97%
8.21%
8.14%
8.53%
8.64%
7.68%
Interest Expended / Total funds
4.45%
4.34%
4.29%
4.98%
5.78%
5.90%
5.81%
5.75%
5.52%
4.37%
CASA
34.65%
34.71%
36.96%
37.09%
31.28%
28.78%
27.15%
27.60%
30.57%
30.94%

Annual Reports:

News Update


  • Indian Bank raises Rs 2000 crore through bonds
    14th Jan 2021, 11:46 AM

    The issuance/placement of said Bonds has been completed by the Bank through BSE-EBP

    Read More
  • Indian Bank raises Rs 392 crore through bonds
    31st Dec 2020, 12:07 PM

    The issuance/placement of said bonds has been completed by the bank through BSE-EBP

    Read More
  • Indian Bank raises Rs 560 crore through bonds
    15th Dec 2020, 08:48 AM

    The issuance/placement of said bonds has been completed by the bank through BSE-EBP

    Read More
  • Indian Bank raises Rs 1048 crore through bonds
    9th Dec 2020, 09:17 AM

    The issuance/placement of said Bonds has been completed by the bank through BSE-EBP

    Read More
  • Indian Bank reports marginal rise in Q2 consolidated net profit
    22nd Oct 2020, 17:08 PM

    Total income of the bank increased by 95.08% at Rs 11796.59 crore for Q2FY21

    Read More
  • Indian Bank - Quarterly Results
    22nd Oct 2020, 13:41 PM

    Read More
  • Indian Bank, IITMIC launch initiative for funding start-ups
    21st Oct 2020, 09:25 AM

    The initiative will provide financing support to start-ups and will be a game changer in the banking industry

    Read More
  • Indian Bank launches e-facility for restructuring of personal loans
    16th Oct 2020, 09:02 AM

    The requests for restructuring from retail borrowers are registered with a unique reference number

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.