Nifty

14521.15

Sensex

49398.29

239.85(1.68%)
834.02(1.72%)

Nifty
Sensex

:
:

14521.15
49398.29

239.85(1.68%)
834.02(1.72%)

ICICI Bank Ltd.

Bank - Private

Rating :

64/99 (View)

BSE: 532174 | NSE: ICICIBANK

Watchlist

NSE BSE

546.45

13.30 (2.49%)

19-Jan-2021 | 3:59PM

Day's Open
Day's High
Day's Low
Previous Close

539.00
547.75
533.90
533.15

Volume
Traded Value (lacs)
52 Week High
52 Week Low

20575358
112434.04
561.00
268.30

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

367,478.37
26.44
2

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

546,639.60
N/A
2.57

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

10 Years
5 Years
3 Years

14.10
9.69
12.92

EBITDA CAGR (%)

10 Years
5 Years
3 Years

7.20
10.77
0.23

PAT CAGR (%)

10 Years
5 Years
3 Years

4.61
-1.24
7.45

P:E (Median)

8 Years
5 Years
3 Years

17.33
22.89
27.38

P:BV (Average)

8 Years
5 Years
3 Years

1.99
2.00
2.18

EV:EBITDA (Average)

8 Years
5 Years
3 Years

15.45
13.54
13.96

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Sep 20 Sep 19 Var% Jun 20 Jun 19 Var% Mar 20 Mar 19 Var% Dec 19 Dec 18 Var%
Interest Earned 19,622.46 18,565.30 5.69% 19,924.35 17,980.06 10.81% 19,188.68 17,292.80 10.96% 19,064.28 16,280.40 17.10%
Interest Exp. 10,256.37 10,507.87 -2.39% 10,644.60 10,242.63 3.92% 10,261.79 9,672.74 6.09% 10,518.96 9,405.15 11.84%
Net Interest Income 9,366.09 8,057.43 16.24% 9,279.75 7,737.43 19.93% 8,926.89 7,620.06 17.15% 8,545.32 6,875.25 24.29%
NIM 3.57 3.64 -1.92% 3.69 3.61 2.22% 3.87 3.72 4.03% 3.77 3.40 10.88%
Other Income 4,028.31 4,194.22 -3.96% 6,142.60 3,425.44 79.32% 4,254.98 3,621.02 17.51% 4,573.98 3,882.85 17.80%
Total Income 23,650.77 22,759.52 3.92% 26,066.95 21,405.50 21.78% 23,443.66 20,913.82 12.10% 23,638.26 20,163.25 17.23%
Operating Exp. 5,133.31 5,377.55 -4.54% 4,645.90 4,874.41 -4.69% 5,791.78 5,007.69 15.66% 5,570.67 4,611.68 20.79%
Operating Profit 8,261.09 6,874.10 20.18% 10,776.45 6,288.46 71.37% 7,390.09 6,233.39 18.56% 7,548.63 6,146.42 22.81%
Provision 2,995.27 2,506.87 19.48% 7,593.95 3,495.73 117.24% 5,967.44 5,451.41 9.47% 2,083.20 4,244.15 -50.92%
PBT 5,265.82 4,367.23 20.58% 3,182.50 2,792.73 13.96% 1,422.65 781.98 81.93% 5,465.43 1,902.27 187.31%
PBTM 26.84 23.52 14.12% 15.97 15.53 2.83% 7.41 4.52 63.94% 28.67 11.68 145.46%
TAX 1,014.49 3,712.27 -72.67% 583.35 884.70 -34.06% 201.29 -187.08 - 1,318.97 297.36 343.56%
PAT 4,251.33 654.96 549.10% 2,599.15 1,908.03 36.22% 1,221.36 969.06 26.04% 4,146.46 1,604.91 158.36%
PATM 21.67% 3.53% 13.05% 10.61% 6.37% 5.60% 21.75% 9.86%
EPS 6.16 1.01 509.90% 4.01 2.96 35.47% 1.89 1.50 26.00% 6.41 2.49 157.43%
Gross NPA 38,989.19 45,638.79 -14.57% 40,386.24 45,763.08 -11.75% 41,409.16 46,291.63 -10.55% 43,453.86 51,591.47 -15.77%
Gross NPA% 5.63 6.90 -18.41% 5.99 7.21 -16.92% 6.04 7.38 -18.16% 6.39 8.54 -25.18%
Net NPA 7,187.51 10,916.40 -34.16% 8,674.65 11,856.54 -26.84% 10,113.86 13,577.43 -25.51% 10,388.50 16,252.44 -36.08%
Net NPA% 1.09 1.74 -37.36% 1.34 1.98 -32.32% 1.54 2.29 -32.75% 1.60 2.87 -44.25%
CASA 40.30 46.70 -13.70% 41.00 45.20 -9.29% 45.10 49.60 -9.07% 47.00 49.30 -4.67%

Description Sep 20 Sep 19 Var% Jun 20 Jun 19 Var% Mar 20 Mar 19 Var% Dec 19 Dec 18 Var%
Interest Earned 22,226.49 21,106.28 5.31% 22,422.71 20,365.87 10.10% 21,740.68 19,503.73 11.47% 21,622.94 18,515.55 16.78%
Interest Exp. 10,944.95 11,334.69 -3.44% 11,347.02 11,008.62 3.07% 11,025.09 10,352.05 6.50% 11,297.12 10,146.50 11.34%
Net Interest Income 11,281.54 9,771.59 15.45% 11,075.69 9,357.25 18.36% 10,715.59 9,151.68 17.09% 10,325.82 8,369.05 23.38%
NIM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Income 17,094.93 16,318.50 4.76% 15,516.61 13,503.02 14.91% 18,380.80 17,280.52 6.37% 16,748.01 14,917.76 12.27%
Total Income 39,321.42 37,424.78 5.07% 37,939.32 33,868.89 12.02% 40,121.48 36,784.25 9.07% 38,370.95 33,433.31 14.77%
Operating Exp. 18,453.81 17,726.78 4.10% 14,300.42 15,093.30 -5.25% 20,520.71 19,011.79 7.94% 18,177.11 16,027.19 13.41%
Operating Profit 9,922.66 8,363.31 18.65% 12,291.88 7,766.97 58.26% 8,575.68 7,420.41 15.57% 8,896.72 7,259.61 22.55%
Provision 3,049.95 2,725.80 11.89% 7,704.58 3,558.62 116.50% 6,598.21 5,739.72 14.96% 2,131.44 4,380.22 -51.34%
PBT 6,872.71 5,637.51 21.91% 4,587.30 4,208.35 9.00% 1,977.47 1,680.69 17.66% 6,765.28 2,879.40 134.95%
PBTM 30.92 26.71 15.76% 20.46 20.66 -0.97% 9.10 8.62 5.57% 31.29 15.55 101.22%
TAX 1,446.38 4,052.99 -64.31% 1,000.39 1,294.90 -22.74% 364.25 153.22 137.73% 1,651.00 643.91 156.40%
PAT 5,426.33 1,584.52 242.46% 3,586.91 2,913.45 23.12% 1,613.22 1,527.47 5.61% 5,114.28 2,235.49 128.78%
PATM 24.41% 7.51% 16.00% 14.31% 7.42% 7.83% 23.65% 12.07%
EPS 9.63 2.81 242.70% 6.36 5.17 23.02% 2.86 2.71 5.54% 9.07 3.97 128.46%
Gross NPA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Gross NPA% 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net NPA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net NPA% 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CASA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Description TTM Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Net Interest Income 36,118.05 33,267.07 27,014.79 23,025.84 21,737.32 21,224.04 19,039.61 16,475.56 13,866.42 10,734.15 9,016.90 Interest Earned 77,799.77 74,798.32 63,401.19 54,965.89 54,156.28 52,739.43 49,091.14 44,178.15 40,075.60 33,542.65 25,974.05 Interest Expended 41,681.72 41,531.25 36,386.40 31,940.05 32,418.96 31,515.39 30,051.53 27,702.59 26,209.18 22,808.50 16,957.15 Int. income Growth 19.24% 23.14% 17.32% 5.93% 2.42% 11.47% 15.56% 18.82% 29.18% 19.04% Other Income 18,999.87 16,448.62 14,512.16 17,419.63 19,504.48 15,323.05 12,176.13 10,427.87 8,345.70 7,502.76 6,647.89 Total Income 96,799.64 49,715.69 41,526.95 40,445.47 41,241.80 36,547.09 31,215.74 26,903.43 22,212.12 18,236.91 15,664.79 Total Expenditure 21,141.66 34,720.53 36,973.28 32,230.18 29,205.54 23,672.09 14,771.93 12,391.00 10,358.09 8,951.21 8,420.57 Employee Cost - 8,271.24 6,808.24 5,913.95 5,733.71 5,002.35 4,749.88 4,220.11 3,893.29 3,515.28 2,816.93 % Of Sales - 11.06% 10.74% 10.76% 10.59% 9.49% 9.68% 9.55% 9.71% 10.48% 10.85% Opt. & Establishment Exp. - 14,290.30 12,057.72 10,570.73 9,778.99 8,360.50 7,369.84 6,633.02 5,576.94 4,817.42 4,283.84 % Of Sales - 19.11% 19.02% 19.23% 18.06% 15.85% 15.01% 15.01% 13.92% 14.36% 16.49% Provisions - 14,053.23 19,661.14 17,306.98 15,208.14 11,667.82 3,899.99 2,626.41 1,802.54 1,583.05 2,286.84 % Of Sales - 18.79% 31.01% 31.49% 28.08% 22.12% 7.94% 5.95% 4.50% 4.72% 8.80% EBITDA 33,976.26 14,995.16 4,553.67 8,215.29 12,036.26 12,875.00 16,443.81 14,512.43 11,854.03 9,285.70 7,244.22 EBITDA Margin 72.83% 45.08% 16.86% 35.68% 55.37% 60.66% 86.37% 88.08% 85.49% 86.51% 80.34% Depreciation 0.00 947.12 776.91 780.74 757.65 679.29 623.89 544.27 457.34 482.27 483.52 PBT 15,336.40 14,048.04 3,776.76 7,434.55 11,278.61 12,195.72 15,819.92 13,968.17 11,396.69 8,803.43 6,760.71 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax 3,118.10 6,117.23 413.46 657.13 1,477.52 2,469.43 4,644.57 4,157.69 3,071.22 2,338.17 1,609.33 Tax Rate 20.33% 43.55% 10.95% 8.84% 13.10% 20.25% 29.36% 29.77% 26.95% 26.56% 23.80% PAT 12,218.30 7,930.81 3,363.30 6,777.42 9,801.09 9,726.29 11,175.35 9,810.48 8,325.47 6,465.26 5,151.38 PAT before Minority Interest 12,218.30 7,930.81 3,363.30 6,777.42 9,801.09 9,726.29 11,175.35 9,810.48 8,325.47 6,465.26 5,151.38 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 22.17% 15.95% 8.10% 16.76% 23.76% 26.61% 35.80% 36.47% 37.48% 35.45% 32.89% PAT Growth 137.85% 135.80% -50.37% -30.85% 0.77% -12.97% 13.91% 17.84% 28.77% 25.51% Unadjusted EPS 21.67 14.07 5.97 12.02 17.39 17.25 19.82 17.40 14.77 11.47 9.14

Description TTM Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Net Interest Income 43,398.64 40,170.25 32,804.11 27,900.30 26,104.15 25,297.24 22,645.85 19,768.64 16,599.18 12,981.61 10,738.83 Interest Earned 88,012.82 84,835.77 71,981.65 62,162.35 60,939.98 59,293.71 54,964.00 49,479.25 44,884.59 37,994.86 30,081.40 Interest Expended 44,614.18 44,665.52 39,177.54 34,262.05 34,835.83 33,996.47 32,318.15 29,710.61 28,285.41 25,013.25 19,342.57 Int. income Growth 18.42% 22.45% 17.58% 6.88% 3.19% 11.71% 14.55% 19.09% 27.87% 20.88% Other Income 67,740.35 64,950.33 59,324.85 56,806.75 52,457.65 42,102.14 35,252.24 30,084.61 29,319.81 28,663.42 31,513.30 Total Income 155,753.17 105,120.58 92,128.96 84,707.05 78,561.80 67,399.38 57,898.09 49,853.25 45,918.99 41,645.03 42,252.13 Total Expenditure 71,452.05 85,362.19 83,774.86 72,806.45 63,840.81 52,271.07 38,795.89 32,879.05 31,709.56 30,329.20 33,201.66 Employee Cost - 11,156.75 9,425.26 8,333.53 7,893.26 6,912.29 6,568.32 5,968.79 5,629.09 5,101.27 4,392.60 % Of Sales - 13.15% 13.09% 13.41% 12.95% 11.66% 11.95% 12.06% 12.54% 13.43% 14.60% Opt. & Establishment Exp. - 61,530.95 55,779.46 48,344.24 41,188.35 34,701.16 29,217.55 25,385.14 25,170.62 25,079.95 27,570.62 % Of Sales - 72.53% 77.49% 77.77% 67.59% 58.52% 53.16% 51.30% 56.08% 66.01% 91.65% Provisions - 15,014.07 20,461.82 17,972.96 16,582.48 12,305.40 4,536.34 2,900.26 2,095.17 1,406.34 2,559.98 % Of Sales - 17.70% 28.43% 28.91% 27.21% 20.75% 8.25% 5.86% 4.67% 3.70% 8.51% EBITDA 39,686.94 19,758.39 8,354.10 11,900.60 14,720.99 15,128.31 19,102.20 16,974.20 14,209.43 11,315.83 9,050.47 EBITDA Margin 18.82% 49.19% 25.47% 42.65% 56.39% 59.80% 84.35% 85.86% 85.60% 87.17% 84.28% Depreciation 0.00 1,169.79 945.84 922.14 911.64 823.89 763.16 687.57 592.66 629.18 660.77 PBT 20,202.76 18,588.61 7,408.26 10,978.46 13,809.35 14,304.41 18,339.03 16,286.63 13,616.76 10,686.64 8,389.70 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax 4,462.02 7,363.14 1,719.10 1,878.92 2,469.02 3,377.52 5,396.73 4,609.51 3,486.88 2,749.01 2,071.51 Tax Rate 22.09% 39.61% 23.21% 17.11% 17.88% 23.61% 29.43% 28.30% 25.61% 25.72% 24.69% PAT 13,921.43 9,566.31 4,254.24 7,712.18 10,188.39 10,179.96 12,246.87 11,041.37 9,603.61 7,642.93 6,093.26 PAT before Minority Interest 15,740.74 11,225.47 5,689.16 9,099.54 11,340.33 10,926.89 12,942.30 11,677.12 10,129.88 7,937.63 6,318.19 Minority Interest -1,819.31 -1,659.16 -1,434.92 -1,387.36 -1,151.94 -746.93 -695.43 -635.75 -526.27 -294.70 -224.93 PAT Margin 12.53% 9.10% 4.62% 9.10% 12.97% 15.10% 21.15% 22.15% 20.91% 18.35% 14.42% PAT Growth 90.54% 124.87% -44.84% -24.30% 0.08% -16.88% 10.92% 14.97% 25.65% 25.43% Unadjusted EPS 27.92 16.97 7.55 13.68 18.07 18.06 21.73 19.59 17.04 13.56 10.81

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Shareholder's Funds 116,504.41 108,368.04 105,158.94 99,951.07 89,735.58 80,429.36 73,213.33 66,705.96 60,405.24 55,090.94 Share Capital 1,294.76 1,289.46 1,285.81 1,165.11 1,163.17 1,159.66 1,155.04 1,153.64 1,152.77 1,151.82 Total Reserves 115,206.16 107,073.91 103,867.56 98,779.71 88,565.72 79,262.26 72,051.71 65,547.84 59,250.09 53,938.82 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 770,968.99 652,919.67 560,975.21 490,039.06 421,425.71 361,562.73 331,913.66 292,613.63 255,499.96 225,602.11 Borrowings 162,896.76 165,319.97 182,858.62 147,556.15 174,807.38 172,417.35 154,759.05 145,341.49 140,164.91 109,554.28 Other Liabilities & Provisions 47,994.99 37,851.46 30,196.40 34,245.16 34,726.43 31,719.86 34,755.55 32,133.60 32,998.69 15,986.35 Total Liabilities 1,098,365.15 964,459.14 879,189.17 771,791.44 720,695.10 646,129.30 594,641.59 536,794.68 489,068.80 406,233.68 Net Block 8,410.29 7,931.43 7,903.51 7,805.21 7,576.92 4,725.52 4,678.14 4,647.06 4,614.69 4,744.26 Gross Block 16,325.74 15,168.81 15,022.08 14,312.89 13,676.86 10,404.42 9,950.61 9,643.58 9,424.39 9,107.47 Accumulated Depreciation 7,915.45 7,237.39 7,118.56 6,507.68 6,099.94 5,678.90 5,272.47 4,996.52 4,809.70 4,363.21 Total Non-Current Assets 1,022,387.48 882,606.97 807,462.36 709,256.91 663,121.40 592,681.43 561,932.21 507,707.62 454,131.70 389,886.20 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash and balance with RBI 35,283.96 37,858.01 33,102.38 31,702.41 27,106.09 25,652.91 21,821.83 19,052.73 20,461.29 20,906.97 Balance with banks and money at call 83,871.78 42,438.27 51,067.00 44,010.66 32,762.65 16,651.71 19,707.77 22,364.79 15,768.02 13,183.11 Investments 249,531.48 207,732.68 202,994.18 161,506.55 160,411.80 158,129.22 177,021.82 171,393.60 159,560.04 134,685.96 Advances 645,289.97 586,646.58 512,395.29 464,232.08 435,263.94 387,522.07 338,702.65 290,249.44 253,727.66 216,365.90 Other Assets 75,977.67 81,852.17 71,726.80 62,534.55 57,573.70 53,447.87 32,709.39 29,087.07 34,937.10 16,347.47 Total Assets 1,098,365.15 964,459.14 879,189.16 771,791.46 720,695.10 646,129.30 594,641.60 536,794.69 489,068.80 406,233.67 Contingent Liabilities 2,523,825.80 1,922,038.29 1,289,244.00 1,030,993.71 900,798.78 851,977.61 781,430.45 789,989.31 915,465.11 923,121.61 Bills for collection 48,216.24 49,391.99 28,588.36 22,623.19 21,654.73 16,212.97 13,534.91 12,394.53 7,572.06 8,530.03 Adjusted Book Value 175.17 163.38 158.91 151.25 135.88 138.72 132.34 115.64 106.31 95.66

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Shareholder's Funds 122,960.06 114,253.41 110,629.70 104,632.00 94,110.71 84,704.54 76,429.85 68,762.41 61,276.50 55,302.50 Share Capital 1,294.76 1,289.46 1,285.81 1,165.11 1,163.17 1,159.66 1,155.04 1,153.64 1,152.77 1,151.82 Total Reserves 121,661.81 112,959.27 109,338.32 103,460.63 92,940.85 83,537.44 75,268.23 67,604.29 60,121.34 54,150.38 Minority Interest 6,794.77 6,580.54 6,008.19 4,865.31 3,355.64 2,505.81 2,010.76 1,705.76 1,427.72 1,358.22 Deposits 800,784.46 681,316.94 585,796.11 512,587.26 451,077.39 385,955.25 359,512.68 314,770.54 281,950.47 259,106.00 Borrowings 213,851.78 210,324.12 229,401.83 188,286.76 220,377.66 211,252.00 183,542.07 172,888.22 161,296.62 125,838.86 Other Liabilities & Provisions 232,901.16 226,318.89 192,445.22 175,353.32 149,834.79 141,661.56 126,267.01 116,694.79 113,335.58 92,162.28 Total Liabilities 1,377,292.23 1,238,793.90 1,124,281.05 985,724.65 918,756.19 826,079.16 747,762.37 674,821.72 619,286.89 533,767.86 Net Block 10,408.66 9,660.42 9,465.01 9,337.96 8,713.46 5,871.21 5,506.83 5,473.46 5,431.98 5,489.55 Gross Block 19,715.89 18,131.88 17,727.49 16,883.75 15,751.70 12,433.59 11,603.05 11,234.10 10,961.24 10,485.39 Accumulated Depreciation 9,307.24 8,471.46 8,262.49 7,545.79 7,038.24 6,562.38 6,096.22 5,760.64 5,529.26 4,995.84 Total Non-Current Assets 1,287,980.32 1,142,213.76 1,037,526.04 909,519.43 853,522.63 766,309.29 708,716.28 640,485.12 578,577.78 510,546.91 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash and balance with RBI 35,311.93 38,066.28 33,272.60 31,891.26 27,277.56 25,837.67 22,096.93 19,306.20 20,728.18 21,234.01 Balance with banks and money at call 92,540.99 49,324.62 55,726.53 48,599.61 37,758.41 21,799.50 26,161.30 30,064.65 20,428.11 18,151.26 Investments 443,472.63 398,200.76 372,207.68 304,373.29 286,044.09 274,310.81 267,609.44 255,666.68 239,864.09 209,652.78 Advances 706,246.11 646,961.68 566,854.22 515,317.31 493,729.11 438,490.10 387,341.78 329,974.13 292,125.42 256,019.31 Other Assets 89,311.91 96,580.14 86,755.00 76,205.22 65,233.57 59,769.89 39,046.10 34,336.59 40,709.12 23,220.96 Total Assets 1,377,292.23 1,238,793.90 1,124,281.04 985,724.65 918,756.20 826,079.18 747,762.38 674,821.71 619,286.90 533,767.87 Contingent Liabilities 3,003,053.53 2,612,071.94 1,891,035.83 1,307,841.59 1,117,647.02 1,019,038.57 914,125.80 913,971.22 1,037,559.13 1,022,599.66 Bills for collection 48,401.26 49,579.19 28,705.41 22,755.55 21,750.06 16,291.49 13,679.90 12,453.48 7,612.99 8,530.40 Adjusted Book Value 185.10 172.47 167.39 158.52 142.72 146.10 132.34 119.21 106.31 96.03

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Cash From Operating Activity 78,449.44 38,418.79 13,303.65 39,222.81 22,428.47 -4,824.49 4,668.60 11,102.01 -15,238.00 -6,908.92 PBT 14,048.04 3,776.76 7,434.56 11,278.61 12,195.72 15,819.92 13,968.17 11,396.69 8,803.42 6,760.70 Adjustment 14,338.93 19,076.81 12,647.96 7,547.89 7,335.65 2,740.92 1,717.93 1,737.27 2,113.48 3,634.09 Adjustments for Liabilities & Assets 51,083.50 22,282.79 -3,484.23 25,093.55 8,475.89 -19,217.69 -6,856.51 1,166.95 -24,033.75 -15,453.41 Refund/(Payment) of direct taxes -1,021.03 -6,717.56 -3,294.63 -4,697.24 -5,578.79 -4,167.64 -4,160.99 -3,198.89 -2,121.14 -1,850.31 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -37,107.40 -23,875.31 -38,968.80 7,045.42 -3,949.98 -9,199.56 -12,246.48 -9,431.56 -12,280.17 -2,108.82 Net Fixed Assets -1156.93 -146.73 -709.19 -636.03 -3272.44 -453.81 -307.03 -219.19 -316.92 -1993.35 Other Investment Activity -40201.05 -54137.61 -7976.66 -18262.87 -22876.42 -22650.90 -19382.17 -21923.75 -11533.21 -2956.74 Cash from Financing Activity -2,644.55 -18,251.09 34,118.30 -30,378.79 -585.07 15,005.67 6,838.37 2,989.72 28,751.76 3,105.97 Closing Cash & Equivalent 119,155.74 80,296.29 84,169.38 75,713.06 59,868.74 42,304.62 41,529.60 41,417.52 36,229.31 34,090.08 Net Cash Inflow / Outflow 38,697.48 -3,707.61 8,453.15 15,889.45 17,893.42 981.62 -739.51 4,660.17 1,233.60 -5,911.77 Opening Cash & Equivalents 80,296.29 84,169.38 75,713.06 59,868.74 42,304.62 41,529.60 41,417.52 36,229.31 34,090.08 38,873.69

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Cash From Operating Activity 79,564.75 48,671.05 19,382.93 52,635.53 23,645.32 -12,273.14 6,764.79 17,493.98 -6,813.81 -3,637.66 PBT 16,929.45 5,973.34 9,591.10 12,657.43 13,557.47 17,643.59 15,650.87 13,090.49 10,391.95 8,164.78 Adjustment 16,762.25 21,163.97 14,938.99 10,967.38 9,487.28 5,072.26 3,385.59 3,126.78 2,833.92 4,525.81 Adjustments for Liabilities & Assets 48,264.95 29,889.98 -696.40 34,913.98 7,099.12 -29,654.20 -7,641.69 5,046.90 -17,431.38 -14,123.55 Refund/(Payment) of direct taxes -2,391.89 -8,356.24 -4,450.76 -5,903.25 -6,498.55 -5,334.80 -4,629.97 -3,770.20 -2,608.30 -2,204.69 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -42,308.43 -30,147.22 -50,573.45 -1,605.74 -11,819.26 -12,931.70 -16,667.57 -19,147.82 -21,262.90 -6,080.99 Net Fixed Assets -1156.93 -146.73 -709.19 -636.03 -3272.44 -453.81 -307.03 -219.19 -316.92 -1993.35 Other Investment Activity -46472.96 -65742.26 -16627.82 -26132.15 -26608.56 -27071.99 -29098.43 -30906.48 -15505.38 -24720.63 Cash from Financing Activity 2,992.18 -19,997.43 39,675.97 -35,469.54 5,813.91 24,827.20 7,872.29 9,283.19 29,439.30 657.22 Closing Cash & Equivalent 127,852.92 87,390.90 88,999.13 80,490.87 65,035.97 47,637.17 48,258.23 49,370.86 41,156.29 39,385.26 Net Cash Inflow / Outflow 40,248.50 -1,473.60 8,485.45 15,560.26 17,639.98 -377.65 -2,030.49 7,629.35 1,362.59 -9,061.43 Opening Cash & Equivalents 87,390.90 88,999.13 80,490.87 65,035.97 47,637.17 48,258.23 49,370.86 41,156.29 39,385.26 47,144.12

Financial Ratios

Consolidated /

Standalone

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Book Value 175.17 163.38 158.91 151.25 135.88 126.11 115.24 105.13 95.28 86.97 NIM 3.28 3.09 2.88 3.10 3.24 3.24 2.96 2.76 2.39 2.34 Yield on Advances 11.59 10.81 10.73 11.67 12.12 12.67 13.04 13.81 13.22 12.00 Yield on Investments 6.64 6.79 8.81 12.50 9.28 7.68 6.76 6.75 6.28 6.03 Cost of Liabilities 4.45 4.45 4.29 5.08 5.29 5.63 5.69 5.98 5.76 5.06 Interest Spread 7.14 6.36 6.43 6.58 6.83 7.04 7.35 7.82 7.46 6.95 ROCE 8.28% 4.86% 5.96% 8.13% 8.57% 10.64% 10.82% 10.04% 9.48% 8.79% Cost Income Ratio 43.48 43.56 38.83 35.78 34.70 36.83 38.32 40.58 43.05 42.24 Core Cost Income Ratio 44.96 45.01 45.31 45.24 38.73 38.75 39.44 41.39 42.87 41.60 Operating Costs to Assets 1.97 1.88 1.79 1.91 1.76 1.78 1.73 1.68 1.61 1.63 Loans/Deposits 0.21 0.25 0.33 0.30 0.41 0.48 0.47 0.50 0.55 0.49 Cash/Deposits 0.05 0.06 0.06 0.06 0.06 0.07 0.07 0.07 0.08 0.09 Investment/Deposits 0.32 0.32 0.36 0.33 0.38 0.44 0.53 0.59 0.62 0.60 Inc Loan/Deposits 21.13% 25.32% 32.60% 30.11% 41.48% 47.69% 46.63% 49.67% 54.86% 48.56% Credit Deposits 83.70% 89.85% 91.34% 94.73% 103.28% 107.18% 102.05% 99.19% 99.31% 95.91% Interest Expended / Interest earned 55.52% 57.39% 58.11% 59.86% 59.76% 61.22% 62.71% 65.40% 68.00% 65.28% Interest income / Total funds 6.81% 6.57% 6.25% 7.02% 7.32% 7.60% 7.43% 7.47% 6.86% 6.39% Interest Expended / Total funds 3.78% 3.77% 3.63% 4.20% 4.37% 4.65% 4.66% 4.88% 4.66% 4.17% CASA 45.11% 49.61% 51.68% 50.37% 45.82% 45.46% 42.90% 41.89% 43.45% 45.06%

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Book Value 185.10 172.47 167.39 158.52 142.72 132.82 120.31 108.37 96.65 87.30 NIM 3.14 2.90 2.71 2.90 2.99 2.98 2.81 2.61 2.26 2.13 Yield on Advances 12.01 11.13 10.97 11.83 12.01 12.53 12.77 13.60 13.01 11.75 Yield on Investments 5.56 5.17 6.28 8.46 6.64 5.93 5.60 5.61 5.01 4.68 Cost of Liabilities 4.40 4.39 4.20 4.97 5.06 5.41 5.47 5.80 5.64 5.02 Interest Spread 7.61 6.73 6.76 6.86 6.95 7.12 7.30 7.80 7.36 6.72 ROCE 9.08% 5.90% 6.79% 8.36% 8.62% 10.75% 11.00% 10.48% 10.12% 9.43% Cost Income Ratio 68.03 69.75 65.82 61.31 60.52 60.49 61.51 65.78 70.96 74.08 Core Cost Income Ratio 70.20 71.77 71.57 70.18 64.58 63.18 62.92 67.12 71.43 74.38 Operating Costs to Assets 5.19 5.19 4.96 4.89 4.44 4.24 4.10 4.48 4.77 5.86 Loans/Deposits 0.27 0.31 0.39 0.37 0.49 0.55 0.51 0.55 0.57 0.49 Cash/Deposits 0.04 0.06 0.06 0.06 0.06 0.07 0.06 0.06 0.07 0.08 Investment/Deposits 0.55 0.58 0.64 0.59 0.63 0.71 0.74 0.81 0.85 0.81 Inc Loan/Deposits 26.71% 30.87% 39.16% 36.73% 48.86% 54.73% 51.05% 54.93% 57.21% 48.57% Credit Deposits 88.19% 94.96% 96.77% 100.53% 109.46% 113.61% 107.74% 104.83% 103.61% 98.81% Interest Expended / Interest earned 52.65% 54.43% 55.12% 57.16% 57.34% 58.80% 60.05% 63.02% 65.83% 64.30% Interest income / Total funds 6.16% 5.81% 5.53% 6.18% 6.45% 6.65% 6.62% 6.65% 6.14% 5.64% Interest Expended / Total funds 3.24% 3.16% 3.05% 3.53% 3.70% 3.91% 3.97% 4.19% 4.04% 3.62% CASA 44.84% 48.78% 51.32% 49.90% 45.40% 44.71% 42.33% 41.34% 42.13% 41.97%

Annual Reports:

News Update

ICICI Bank ties up with Niyo to issue prepaid cards to MSMEs
14th Jan 2021, 14:41 PM

It offers convenience and safety of digital banking to the blue-collar workforce
Read More
ICICI Bank enters into agreement with Myclassboard Educational Solutions
29th Dec 2020, 11:31 AM

Post investment, the bank will hold 9.09% stake in MESPL through acquisition of 100 equity shares and 104,890 Cumulative Compulsorily Convertible Preference Shares
Read More
LIC sells 2% stake in ICICI Bank
29th Dec 2020, 10:57 AM

Following the stake sale, LIC's holding in the bank has reduced to 6.74 per cent from 8.74 per cent earlier
Read More
ICICI Bank collaborates with Google Pay
29th Dec 2020, 10:33 AM

The bank has collaborated with Google Pay for issuance of FASTag through UPI on the payments app
Read More
ICICI Bank launches ‘Infinite India’
22nd Dec 2020, 14:41 PM

An industry-first initiative, the ‘Infinite India’ platform offers significant convenience to foreign companies
Read More
ICICI Bank, IIFL Finance’s arm enter into sourcing, servicing arrangement
21st Dec 2020, 11:43 AM

Under the tie-up, IFL Home will originate and service customers through the entire loan life-cycle
Read More
ICICI Bank gets nod to sell stake in ICICI Securities
8th Dec 2020, 16:14 PM

The board of directors of the bank at its meeting held on December 08, 2020 has approved the same
Read More
ICICI Bank launches ‘iMobile Pay’
7th Dec 2020, 13:41 PM

The users of ‘iMobile Pay’ can also transfer money to any bank account, payment app and digital wallet
Read More
ICICI Bank inaugurates representative office in Nepal
4th Dec 2020, 14:10 PM

The representative office will closely work with the domestic banks in Nepal
Read More
ICICI Bank launches digital mode of payment ‘Cardless EMI’
19th Nov 2020, 16:37 PM

The bank is the first in the industry to introduce a fully digital, cardless EMI facility at retail stores
Read More
ICICI Bank’s retail mortgage book crosses Rs 2 lakh crore mark
12th Nov 2020, 10:01 AM

The bank had announced the portfolio touching the Rs 1 lakh crore mark in 2016 and expects the next 1 lakh crore addition to happen sooner
Read More
ICICI Bank launches special offering for millennial segment
6th Nov 2020, 09:53 AM

The bank has launched the mobile-first, personalised and experiential-led banking platform christened 'Mine' for this segment
Read More
ICICI Bank reports 4-fold jump in Q2 consolidated net profit
2nd Nov 2020, 11:01 AM

Total income of the bank increased by 5.07% at Rs 39321.42 crore for Q2FY21
Read More
ICICI Bank - Quarterly Results
31st Oct 2020, 15:44 PM

Read More
ICICI Bank issues about 1.4 million Amazon Pay ICICI Bank credit cards
28th Oct 2020, 14:43 PM

Amazon Pay and ICICI Bank introduced the co-branded credit card, powered by Visa, two years ago
Read More

ICICI Bank Ltd.

Bank - Private

BSE: 532174 | NSE: ICICIBANK

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Annual Reports:

News Update