DCB Bank Live BSE/NSE | DCB Bank Fundamenta data | DCB Bank Balance sheet | DCB Bank Quarterly Results | DCB Bank Profit & Loss

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

3,595.47
10.99
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

5,973.63
N/A
1.07

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

10 Years
5 Years
3 Years

20.93
15.35
8.31

EBITDA CAGR (%)

10 Years
5 Years
3 Years

-
19.92
5.84

PAT CAGR (%)

10 Years
5 Years
3 Years

31.76
11.68
11.26

P:E (Median)

8 Years
5 Years
3 Years

15.95
18.12
18.21

P:BV (Average)

8 Years
5 Years
3 Years

0.91
0.91
0.91

EV:EBITDA (Average)

8 Years
5 Years
3 Years

12.72
10.61
9.64

Quarterly Results

Standalone Figures in Rs. Crores

Description Dec 20 Dec 19 Var% Sep 20 Sep 19 Var% Jun 20 Jun 19 Var% Mar 20 Mar 19 Var%
Interest Earned 869.35 897.82 -3.17% 878.45 879.20 -0.09% 873.13 857.70 1.80% 901.91 827.10 9.04%
Interest Exp. 534.58 574.72 -6.98% 544.54 565.84 -3.76% 566.40 552.95 2.43% 578.20 526.23 9.88%
Net Interest Income 334.77 323.10 3.61% 333.91 313.36 6.56% 306.73 304.75 0.65% 323.71 300.87 7.59%
NIM 0.00 3.71 -100.00% 3.74 3.67 1.91% 3.42 3.67 -6.81% 3.64 3.78 -3.70%
Other Income 154.51 93.07 66.01% 92.53 101.39 -8.74% 77.57 86.76 -10.59% 109.88 99.36 10.59%
Total Income 1,023.86 990.89 3.33% 970.98 980.59 -0.98% 950.70 944.46 0.66% 1,011.79 926.46 9.21%
Operating Exp. 211.94 226.25 -6.32% 201.63 230.22 -12.42% 193.16 224.97 -14.14% 221.51 214.95 3.05%
Operating Profit 277.34 189.92 46.03% 224.81 184.53 21.83% 191.14 166.54 14.77% 212.08 185.28 14.46%
Provision 147.71 59.00 150.36% 113.10 43.27 161.38% 83.69 40.64 105.93% 118.24 34.78 239.97%
PBT 129.63 130.92 -0.99% 111.71 141.26 -20.92% 107.45 125.90 -14.65% 93.84 150.50 -37.65%
PBTM 14.91 14.58 2.26% 12.72 16.07 -20.85% 12.31 14.68 -16.14% 10.40 18.20 -42.86%
TAX 33.42 34.22 -2.34% 29.42 49.85 -40.98% 28.07 44.84 -37.40% 25.08 54.17 -53.70%
PAT 96.21 96.70 -0.51% 82.29 91.41 -9.98% 79.38 81.06 -2.07% 68.76 96.33 -28.62%
PATM 11.07% 10.77% 9.37% 10.40% 9.09% 9.45% 7.62% 11.65%
EPS 3.10 3.12 -0.64% 2.65 2.95 -10.17% 2.56 2.62 -2.29% 2.22 3.11 -28.62%
Gross NPA 502.27 552.03 -9.01% 573.70 523.24 9.64% 621.79 476.40 30.52% 631.51 439.48 43.69%
Gross NPA% 1.96 2.15 -8.84% 2.27 2.09 8.61% 2.44 1.96 24.49% 2.46 1.84 33.70%
Net NPA 149.74 260.76 -42.58% 205.77 237.86 -13.49% 248.53 195.83 26.91% 293.51 153.77 90.88%
Net NPA% 0.59 1.03 -42.72% 0.83 0.96 -13.54% 0.99 0.81 22.22% 1.16 0.65 78.46%
CASA 0.00 23.00 -100.00% 22.00 23.00 -4.35% 22.00 25.00 -12.00% 21.00 24.00 -12.50%

Description Sep 20 Sep 19 Var% Jun 20 Jun 19 Var% Mar 20 Mar 19 Var% Dec 19 Dec 18 Var%
Interest Earned 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Interest Exp. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Interest Income 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NIM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other Income 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Income 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Exp. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Profit 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Provision 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PBT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PBTM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
TAX 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PAT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Gross NPA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Gross NPA% 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net NPA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net NPA% 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CASA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Annual Results

Standalone Figures in Rs. Crores

Description TTM Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Net Interest Income 1,299.12 1,264.91 1,149.29 995.43 797.09 619.50 508.22 368.39 284.41 227.70 189.14 Interest Earned 3,522.84 3,536.63 3,041.49 2,412.99 2,076.15 1,698.46 1,422.42 1,128.26 916.10 716.97 536.26 Interest Expended 2,223.72 2,271.72 1,892.20 1,417.56 1,279.06 1,078.96 914.20 759.87 631.69 489.27 347.12 Int. income Growth 4.59% 10.06% 15.46% 24.88% 28.67% 21.90% 37.96% 29.53% 24.91% 20.39% Other Income 434.49 391.09 350.16 310.28 248.85 220.46 165.72 138.66 117.02 100.37 112.10 Total Income 3,957.33 1,656.00 1,499.45 1,305.71 1,045.94 839.96 673.94 507.05 401.43 328.07 301.24 Total Expenditure 1,362.82 1,112.94 948.73 866.17 700.19 548.57 442.55 337.68 285.70 261.00 258.83 Employee Cost - 458.80 433.99 381.23 308.03 245.09 196.03 157.08 137.90 124.59 106.37 % Of Sales - 12.97% 14.27% 15.80% 14.84% 14.43% 13.78% 13.92% 15.05% 17.38% 19.84% Opt. & Establishment Exp. - 495.28 463.04 452.86 358.73 276.13 223.82 179.98 151.04 131.64 121.96 % Of Sales - 14.00% 15.22% 18.77% 17.28% 16.26% 15.74% 15.95% 16.49% 18.36% 22.74% Provisions - 261.14 140.06 138.80 111.49 87.91 69.42 36.56 24.04 28.71 56.80 % Of Sales - 7.38% 4.60% 5.75% 5.37% 5.18% 4.88% 3.24% 2.62% 4.00% 10.59% EBITDA 370.79 543.06 550.72 439.54 345.75 291.39 231.39 169.37 115.73 67.07 42.41 EBITDA Margin 61.31% 42.93% 47.92% 44.16% 43.38% 47.04% 45.53% 45.98% 40.69% 29.46% 22.42% Depreciation 0.00 51.14 44.18 53.36 39.03 30.28 23.36 17.97 13.64 11.97 13.15 PBT 442.63 491.92 506.54 386.17 306.72 261.12 208.03 151.40 102.09 55.11 29.26 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax 115.99 153.99 181.17 140.83 107.04 66.59 16.85 0.04 0.03 0.03 7.83 Tax Rate 26.20% 31.30% 35.77% 36.47% 34.90% 25.50% 8.10% 0.03% 0.03% 0.05% 26.76% PAT 326.64 337.94 325.37 245.34 199.68 194.52 191.18 151.36 102.06 55.08 21.43 PAT before Minority Interest 326.64 337.94 325.37 245.34 199.68 194.52 191.18 151.36 102.06 55.08 21.43 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 18.84% 20.41% 21.70% 18.79% 19.09% 23.16% 28.37% 29.85% 25.42% 16.79% 7.11% PAT Growth -10.63% 3.86% 32.62% 22.87% 2.65% 1.75% 26.31% 48.30% 85.29% 157.02% Unadjusted EPS 10.52 10.88 10.48 7.90 6.43 6.26 6.16 4.87 3.29 1.77 0.69

Results Balance Sheet

Standalone Figures in Rs. Crores

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Shareholder's Funds 3,422.15 3,115.60 2,807.83 2,204.88 1,792.17 1,588.58 1,153.96 1,003.06 861.37 621.49 Share Capital 310.42 309.55 308.08 285.36 284.44 282.01 250.32 250.11 240.67 200.17 Total Reserves 3,110.76 2,804.90 2,498.34 1,917.93 1,506.20 1,303.36 900.67 749.93 617.88 418.51 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 30,369.93 28,435.11 24,006.86 19,289.21 14,925.99 12,609.13 10,325.16 8,363.84 6,335.56 5,610.17 Borrowings 3,407.95 2,723.20 1,926.71 1,275.81 1,147.90 1,163.80 860.16 1,525.62 1,123.45 860.72 Other Liabilities & Provisions 1,305.11 1,517.91 1,480.69 1,276.48 1,252.47 770.79 583.86 386.31 356.48 320.50 Total Liabilities 38,505.14 35,791.82 30,222.09 24,046.38 19,118.53 16,132.30 12,923.14 11,278.83 8,676.86 7,412.88 Net Block 545.87 525.98 494.02 488.57 248.02 236.68 238.64 236.09 125.89 127.50 Gross Block 885.28 821.35 748.67 691.83 414.09 376.95 349.70 330.39 215.38 220.49 Accumulated Depreciation 339.41 295.37 254.65 203.26 166.07 140.27 111.06 94.30 89.50 92.99 Total Non-Current Assets 37,178.53 34,731.45 29,421.65 23,316.60 18,394.31 15,383.06 12,702.62 11,067.46 8,443.38 7,191.34 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.36 58.76 0.00 Cash and balance with RBI 1,029.80 1,317.22 1,136.39 858.30 703.37 633.68 505.07 378.77 407.50 404.51 Balance with banks and money at call 2,516.07 1,476.16 1,235.59 334.16 188.20 85.47 184.50 504.49 49.05 82.60 Investments 7,741.50 7,844.09 6,218.96 5,817.94 4,333.33 3,962.17 3,634.22 3,358.66 2,517.76 2,295.04 Advances 25,345.29 23,568.00 20,336.69 15,817.63 12,921.39 10,465.06 8,140.19 6,586.09 5,284.42 4,281.69 Other Assets 1,326.60 1,060.39 800.44 729.77 724.22 749.23 220.51 211.38 233.47 221.53 Total Assets 38,505.13 35,791.84 30,222.09 24,046.37 19,118.53 16,132.29 12,923.13 11,278.84 8,676.85 7,412.87 Contingent Liabilities 4,814.75 3,185.93 6,948.35 2,629.74 2,009.46 2,456.57 2,521.04 4,476.55 3,273.19 3,292.34 Bills for collection 431.99 392.30 409.32 434.53 455.26 375.71 430.45 475.69 437.46 491.84 Adjusted Book Value 102.57 92.72 82.96 68.22 61.19 54.39 43.88 37.83 33.39 28.10

Cash Flow

Standalone Figures in Rs. Crores

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Cash From Operating Activity 170.70 -281.34 230.05 239.79 219.62 -495.73 489.75 55.27 -405.80 206.61 PBT 491.92 506.54 386.17 306.72 261.12 207.95 151.36 102.06 55.08 21.43 Adjustment 337.44 202.92 210.43 164.56 121.49 102.79 63.46 48.08 52.40 87.00 Adjustments for Liabilities & Assets -480.71 -778.94 -227.59 -112.50 -79.43 -815.88 273.25 -94.49 -514.07 98.87 Refund/(Payment) of direct taxes -177.96 -211.86 -138.97 -118.98 -83.56 9.40 1.69 -0.38 0.79 -0.69 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -71.74 -76.42 -59.21 -71.10 -40.86 -28.83 -18.75 -71.34 -73.12 -6.35 Net Fixed Assets -63.93 -72.68 -56.84 -277.74 -37.14 -27.25 -15.95 -59.61 -53.65 -16.42 Other Investment Activity -961.70 -880.56 -819.77 -732.69 -442.92 -395.70 -421.04 -406.87 -280.49 -224.16 Cash from Financing Activity 653.54 779.15 1,008.68 132.21 -6.35 554.14 -664.68 442.77 448.36 -45.50 Closing Cash & Equivalent 3,545.87 2,793.38 2,371.98 1,192.46 891.56 719.15 689.57 883.25 456.55 487.11 Net Cash Inflow / Outflow 752.49 421.39 1,179.52 300.90 172.41 29.58 -193.68 426.70 -30.56 154.76 Opening Cash & Equivalents 2,793.38 2,371.98 1,192.46 891.56 719.15 689.57 883.25 456.55 487.11 332.35

Financial Ratios

Standalone

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Book Value 102.57 92.72 82.96 68.22 61.19 54.39 43.88 37.83 33.39 28.10 NIM 3.45 3.36 3.44 3.49 3.41 3.36 2.96 2.63 2.76 2.68 Yield on Advances 13.95 12.91 11.87 13.13 13.14 13.59 13.86 13.91 13.57 12.52 Yield on Investments 8.89 7.32 7.50 7.54 8.08 7.31 7.37 6.26 7.32 6.85 Cost of Liabilities 6.73 6.07 5.47 6.22 6.71 6.64 6.79 6.39 6.56 5.36 Interest Spread 7.23 6.83 6.40 6.91 6.43 6.95 7.07 7.52 7.01 7.16 ROCE 11.69% 13.04% 12.55% 12.70% 11.61% 11.81% 10.85% 8.82% 7.86% 6.55% Cost Income Ratio 54.53 56.88 59.79 60.02 58.45 58.83 62.93 68.58 74.45 71.43 Core Cost Income Ratio 56.76 58.38 61.95 62.74 61.55 61.35 65.85 71.04 77.22 77.98 Operating Costs to Assets 2.34 2.38 2.58 2.61 2.57 2.46 2.47 2.44 2.81 2.90 Loans/Deposits 0.11 0.10 0.08 0.07 0.08 0.09 0.08 0.18 0.18 0.15 Cash/Deposits 0.03 0.05 0.05 0.04 0.05 0.05 0.05 0.05 0.06 0.07 Investment/Deposits 0.25 0.28 0.26 0.30 0.29 0.31 0.35 0.40 0.40 0.41 Inc Loan/Deposits 11.22% 9.58% 8.03% 6.61% 7.69% 9.23% 8.33% 18.24% 17.73% 15.34% Credit Deposits 83.46% 82.88% 84.71% 82.00% 86.57% 83.00% 78.84% 78.74% 83.41% 76.32% Interest Expended / Interest earned 64.23% 62.21% 58.75% 61.61% 63.53% 64.27% 67.35% 68.95% 68.24% 64.73% Interest income / Total funds 9.18% 8.50% 7.98% 8.63% 8.88% 8.82% 8.73% 8.12% 8.26% 7.23% Interest Expended / Total funds 5.90% 5.29% 4.69% 5.32% 5.64% 5.67% 5.88% 5.60% 5.64% 4.68% CASA 21.47% 23.95% 24.33% 24.31% 23.38% 23.40% 25.00% 27.16% 32.12% 35.21%

DCB Bank Ltd.

Bank - Private

BSE: 532772 | NSE: DCBBANK

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Annual Reports:

News Update

DCB Bank Ltd.

Bank - Private

BSE: 532772 | NSE: DCBBANK

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Annual Reports:

News Update