Nifty
Sensex
:
:
14433.70
49034.67
-161.90(-1.11%)
-549.49(-1.11%)

Bank - Public

Rating :
46/99   (View)

BSE: 532149 | NSE: BANKINDIA

53.55
-1.30 (-2.37%)
15-Jan-2021 | 4:01PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 54.80
  • 55.25
  • 53.00
  • 54.85
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  7511542
  •  4022.43
  •  69.60
  •  30.40

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 17,531.54
  • N/A
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 27,853.84
  • N/A
  • 0.44

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 89.10%
  • 0.28%
  • 4.64%
  • FII
  • DII
  • Others
  • 0.34%
  • 4.99%
  • 0.65%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 6.93
  • 5.38
  • 13.14

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -0.60
  • -4.74

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -14.10
  • -21.49

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.52
  • 0.49
  • 0.49

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 5.49
  • 4.50
  • 3.58

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 20
Sep 19
Var%
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Interest Earned
10,851.67
10,715.29
1.27%
10,286.76
10,392.21
-1.01%
10,585.08
10,870.30
-2.62%
10,898.19
10,230.06
6.53%
Interest Exp.
6,710.86
6,817.84
-1.57%
6,773.44
6,871.62
-1.43%
6,757.89
6,791.37
-0.49%
6,744.11
6,862.15
-1.72%
Net Interest Income
4,140.81
3,897.45
6.24%
3,513.32
3,520.59
-0.21%
3,827.19
4,078.93
-6.17%
4,154.08
3,367.91
23.34%
NIM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
1,626.12
1,347.26
20.70%
1,735.72
1,221.00
42.16%
1,708.29
1,516.95
12.61%
2,532.34
1,561.10
62.22%
Total Income
12,477.79
12,062.55
3.44%
12,022.48
11,613.21
3.52%
12,293.37
12,387.25
-0.76%
13,430.53
11,791.16
13.90%
Operating Exp.
2,667.68
2,763.14
-3.45%
2,391.94
2,455.34
-2.58%
0.00
0.00
0.00
2,528.09
2,631.72
-3.94%
Operating Profit
3,099.25
2,481.57
24.89%
2,857.10
2,286.25
24.97%
2,669.65
2,335.14
14.33%
4,158.33
2,297.28
81.01%
Provision
2,314.19
2,060.00
12.34%
1,515.69
1,922.72
-21.17%
8,154.88
1,914.13
326.04%
4,028.03
9,023.65
-55.36%
PBT
785.06
421.57
86.22%
1,341.41
363.53
269.00%
-5,485.23
421.01
-
130.30
-6,726.37
-
PBTM
7.23
3.93
83.97%
13.04
3.50
272.57%
10.75
10.75
0.00%
1.20
-65.75
-
TAX
259.69
143.16
81.40%
489.95
117.73
316.16%
-1,915.97
156.33
-
14.66
-1,994.84
-
PAT
525.37
278.41
88.70%
851.46
245.80
246.40%
-3,569.26
264.68
-
115.64
-4,731.53
-
PATM
4.84%
2.60%
8.28%
2.37%
7.11%
7.11%
1.06%
-46.25%
EPS
1.60
0.85
88.24%
2.60
0.75
246.67%
-10.89
0.81
-
0.35
-14.44
-
Gross NPA
0.00
0.00
0.00
57,859.74
62,147.40
-6.90%
0.00
0.00
0.00
0.00
0.00
0.00
Gross NPA%
0.00
0.00
0.00
13.86
16.44
-15.69%
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA
0.00
0.00
0.00
13,304.82
19,339.30
-31.20%
0.00
0.00
0.00
0.00
0.00
0.00
Net NPA%
0.00
0.00
0.00
3.57
5.78
-38.24%
0.00
0.00
0.00
0.00
0.00
0.00
CASA
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Net Interest Income
15,635.40
15,399.31
13,797.70
10,633.97
11,979.48
11,847.52
11,464.82
10,955.42
9,135.42
8,394.65
7,877.50
Interest Earned
42,621.70
42,590.77
41,004.82
38,312.80
39,585.23
42,092.84
43,684.87
38,125.19
32,095.83
28,610.95
21,858.43
Interest Expended
26,986.30
27,191.46
27,207.12
27,678.83
27,605.75
30,245.32
32,220.05
27,169.77
22,960.41
20,216.30
13,980.93
Int. income Growth
5.18%
11.61%
29.75%
-11.23%
1.11%
3.34%
4.65%
19.92%
8.82%
6.56%
 
Other Income
7,602.47
6,808.89
4,790.91
5,845.89
6,819.45
3,671.61
4,278.08
4,319.00
3,784.60
3,319.24
2,641.83
Total Income
50,224.17
22,208.20
18,588.61
16,479.86
18,798.93
15,519.13
15,742.90
15,274.42
12,920.02
11,713.89
10,519.33
Total Expenditure
10,453.54
26,386.07
26,874.19
24,618.06
21,218.32
23,286.78
13,600.07
11,473.38
9,713.97
7,953.09
-9,004.44
Employee Cost
-
6,196.56
6,081.82
4,963.17
5,449.06
5,403.59
5,031.30
4,036.59
3,179.17
3,089.51
3,492.01
% Of Sales
-
14.55%
14.83%
12.95%
13.77%
12.84%
11.52%
10.59%
9.91%
10.80%
15.98%
Opt. & Establishment Exp.
-
4,807.80
4,684.94
4,823.70
3,518.66
4,311.38
3,453.19
3,021.89
2,465.78
2,095.90
-14,100.02
% Of Sales
-
11.29%
11.43%
12.59%
8.89%
10.24%
7.90%
7.93%
7.68%
7.33%
-64.51%
Provisions
-
16,165.63
16,853.11
15,874.55
12,236.14
14,151.73
5,697.74
4,882.70
4,447.16
3,117.78
1,893.29
% Of Sales
-
37.96%
41.10%
41.43%
30.91%
33.62%
13.04%
12.81%
13.86%
10.90%
8.66%
EBITDA
12,784.33
-4,177.87
-8,285.58
-8,138.20
-2,419.39
-7,767.65
2,142.83
3,801.04
3,206.05
3,760.80
19,523.77
EBITDA Margin
75.47%
-27.13%
-60.05%
-76.53%
-20.20%
-65.56%
18.69%
34.70%
35.09%
44.80%
247.84%
Depreciation
0.00
391.96
372.84
521.68
-7.23
289.96
291.08
233.90
189.07
175.05
144.86
PBT
-3,228.46
-4,569.82
-8,658.42
-8,659.88
-2,412.15
-8,057.60
1,851.75
3,567.14
3,016.98
3,585.75
3,504.68
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
-1,151.67
-1,640.42
-3,161.00
-2,587.00
-818.41
-1,722.63
103.42
834.49
275.79
911.13
1,015.97
Tax Rate
35.67%
35.90%
36.51%
29.87%
33.93%
21.38%
5.58%
23.39%
9.14%
25.41%
28.99%
PAT
-2,075.39
-2,929.20
-5,497.90
-6,052.48
-1,572.32
-6,263.31
1,746.44
2,731.30
2,742.98
2,666.59
2,483.17
PAT before Minority Interest
-2,076.79
-2,929.40
-5,497.42
-6,072.88
-1,593.74
-6,334.97
1,748.33
2,732.65
2,741.19
2,674.62
2,488.71
Minority Interest
1.40
0.20
-0.48
20.40
21.42
71.66
-1.89
-1.35
1.79
-8.03
-5.54
PAT Margin
-8.93%
-13.19%
-29.58%
-36.73%
-8.36%
-40.36%
11.09%
17.88%
21.23%
22.76%
23.61%
PAT Growth
-47.32%
0
0
0
0
-458.63%
-36.06%
-0.43%
2.86%
7.39%
 
Unadjusted EPS
-6.34
-8.94
-16.78
-18.47
-4.80
-19.11
5.33
8.34
8.37
8.14
7.58

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Shareholder's Funds
45,073.15
47,651.95
36,756.48
33,629.26
33,345.66
32,522.85
30,773.72
24,471.01
21,414.00
17,636.08
Share Capital
3,277.66
2,760.03
1,743.72
1,055.43
817.29
665.65
643.00
596.64
574.52
547.22
Total Reserves
41,795.49
40,253.92
35,012.76
30,851.91
31,224.72
31,857.20
30,130.72
23,874.37
20,839.48
17,088.86
Minority Interest
151.42
162.15
159.15
80.98
98.00
167.93
84.00
73.43
62.90
51.24
Deposits
557,386.43
522,554.96
522,996.90
542,352.11
515,722.48
534,482.30
478,695.08
383,130.99
319,412.53
299,559.40
Borrowings
39,752.47
44,265.19
43,598.26
39,491.42
51,103.27
40,098.69
48,427.51
35,369.40
32,118.94
22,021.38
Other Liabilities & Provisions
20,655.38
16,249.65
11,673.55
16,472.18
16,359.82
18,012.98
20,174.29
13,361.96
14,580.87
13,763.76
Total Liabilities
663,018.85
630,883.90
615,184.34
632,025.95
616,629.23
625,284.75
578,154.60
456,406.79
387,589.24
353,031.86
Net Block
8,765.29
8,799.08
8,191.65
8,349.12
8,381.74
5,801.84
5,677.54
2,806.98
2,739.71
2,383.75
Gross Block
11,967.20
11,685.42
11,029.79
10,655.17
12,150.55
8,859.53
8,274.42
4,994.31
4,681.43
4,062.75
Accumulated Depreciation
3,201.91
2,886.34
2,838.15
2,306.06
3,768.81
3,057.69
2,596.88
2,187.33
1,941.72
1,679.00
Total Non-Current Assets
628,634.03
597,730.43
587,984.08
604,090.51
592,000.37
606,714.81
556,741.69
445,320.13
376,054.67
340,580.74
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
292.69
200.00
158.21
196.66
191.11
112.65
142.64
93.66
60.32
115.68
Cash and balance with RBI
29,446.55
29,322.09
31,575.19
27,544.44
34,213.72
27,498.38
19,287.86
22,125.12
15,139.67
21,860.07
Balance with banks and money at call
57,162.51
65,537.90
64,449.04
68,920.27
65,291.00
45,717.06
42,472.45
33,252.00
20,324.66
15,836.29
Investments
162,322.91
150,905.02
140,321.07
130,751.26
122,620.91
123,195.53
116,489.74
96,387.76
88,056.87
86,676.59
Advances
370,644.08
342,966.34
343,288.92
368,328.76
361,301.89
404,389.35
372,671.46
290,654.61
249,733.44
213,708.36
Other Assets
34,384.80
33,153.48
27,200.26
27,935.44
24,628.87
18,569.93
21,412.91
11,086.66
11,534.57
12,451.11
Total Assets
663,018.83
630,883.91
615,184.34
632,025.95
616,629.24
625,284.74
578,154.60
456,406.79
387,589.24
353,031.85
Contingent Liabilities
352,321.37
311,317.30
342,763.68
359,947.42
354,119.85
374,093.12
252,826.44
221,788.85
191,260.65
163,598.93
Bills for collection
25,063.23
28,504.75
32,105.15
31,625.22
26,902.10
26,420.18
21,862.72
24,253.39
19,298.50
12,675.38
Adjusted Book Value
118.10
132.97
178.72
248.06
318.83
435.65
420.87
390.80
351.66
298.56

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Cash From Operating Activity
-4,827.08
-9,218.10
-7,366.00
-6,624.08
18,310.79
14,638.20
6,451.62
20,631.93
-1,644.08
6,196.21
PBT
-4,691.46
-8,587.56
-8,548.31
-2,288.50
-7,905.89
2,116.33
3,821.27
3,095.69
3,635.99
3,558.39
Adjustment
17,640.55
18,125.41
17,753.44
13,408.73
15,822.80
7,230.70
6,196.51
5,552.76
4,184.36
2,882.62
Adjustments for Liabilities & Assets
-16,913.34
-15,364.56
-15,031.99
-18,897.89
10,700.04
6,420.92
-3,296.46
13,741.67
-8,133.93
895.15
Refund/(Payment) of direct taxes
-862.83
-3,391.38
-1,539.14
1,153.59
-306.15
-1,129.74
-269.70
-1,758.19
-1,330.50
-1,139.95
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-231.80
71.07
-259.89
-371.06
-608.69
-754.66
-813.88
-388.00
-616.66
-720.22
Net Fixed Assets
-372.27
-694.47
-332.17
1467.60
-3304.33
-553.88
-3314.75
-332.41
-541.93
-279.05
Other Investment Activity
-12042.47
-12001.16
-11417.86
-11323.32
-12936.89
-9691.78
-8712.02
-5625.93
-5397.08
-4150.44
Cash from Financing Activity
-3,192.05
7,982.80
7,185.41
3,955.12
4,863.70
1,295.07
745.44
-331.14
28.72
771.30
Closing Cash & Equivalent
86,609.06
94,859.99
96,024.23
96,464.71
99,504.72
76,938.92
61,760.31
55,377.13
35,464.34
37,696.36
Net Cash Inflow / Outflow
-8,250.94
-1,164.24
-440.48
-3,040.01
22,565.80
15,178.61
6,383.18
19,912.79
-2,232.03
6,247.29
Opening Cash & Equivalents
94,859.99
96,024.23
96,464.71
99,504.72
76,938.92
61,760.31
55,377.13
35,464.34
37,696.36
31,449.07

Financial Ratios

Consolidated /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Book Value
118.10
132.96
178.72
248.06
318.83
435.65
420.87
390.80
351.66
298.56
NIM
2.49
2.34
1.83
2.01
2.03
1.91
1.99
2.06
2.25
2.33
Yield on Advances
11.49
11.96
11.16
10.75
11.65
10.80
10.23
11.04
11.46
10.23
Yield on Investments
6.99
6.38
7.58
9.51
7.94
8.41
7.92
8.03
8.60
6.37
Cost of Liabilities
4.55
4.80
4.89
4.74
5.34
5.61
5.15
5.49
5.75
4.35
Interest Spread
6.94
7.16
6.28
6.00
6.31
5.20
5.08
5.56
5.71
5.88
ROCE
-1.25%
-5.26%
-7.06%
0.80%
-6.25%
6.62%
9.89%
9.99%
12.44%
13.77%
Cost Income Ratio
47.79
55.92
56.22
47.74
60.73
52.05
44.68
42.23
42.77
48.69
Core Cost Income Ratio
49.09
54.77
61.61
57.92
63.84
55.33
47.14
43.75
44.32
50.23
Operating Costs to Assets
1.60
1.65
1.51
1.42
1.53
1.31
1.18
1.20
1.29
1.45
Loans/Deposits
0.07
0.08
0.08
0.07
0.10
0.08
0.10
0.09
0.10
0.07
Cash/Deposits
0.05
0.06
0.06
0.05
0.07
0.05
0.04
0.06
0.05
0.07
Investment/Deposits
0.29
0.29
0.27
0.24
0.24
0.23
0.24
0.25
0.28
0.29
Inc Loan/Deposits
7.13%
8.47%
8.34%
7.28%
9.91%
7.50%
10.12%
9.23%
10.06%
7.35%
Credit Deposits
66.50%
65.63%
65.64%
67.91%
70.06%
75.66%
77.85%
75.86%
78.19%
71.34%
Interest Expended / Interest earned
63.84%
66.35%
72.24%
69.74%
71.85%
73.76%
71.26%
71.54%
70.66%
63.96%
Interest income / Total funds
6.42%
6.50%
6.23%
6.26%
6.83%
6.99%
6.59%
7.03%
7.38%
6.19%
Interest Expended / Total funds
4.10%
4.31%
4.50%
4.37%
4.90%
5.15%
4.70%
5.03%
5.22%
3.96%
CASA
36.45%
35.84%
34.00%
31.83%
25.79%
22.25%
22.92%
25.62%
26.60%
25.40%

Annual Reports:


News Update


  • Fitch ratings affirms Bank of India's IDR at 'BBB-'
    4th Dec 2020, 12:09 PM

    The credit rating agency has affirmed bank's IDR at 'BBB-', with Negative outlook

    Read More
  • Bank of India reports 2-fold jump in Q2 consolidated net profit
    6th Nov 2020, 17:14 PM

    Total consolidated income of the bank increased by 3.44% at Rs 12,477.79 crore for Q2FY21

    Read More
  • Bank Of India - Quarterly Results
    6th Nov 2020, 12:35 PM

    Read More
  • Ind-Ra downgrades Bank of India's long-term issuer rating with stable outlook
    16th Oct 2020, 11:57 AM

    BOI's Long-Term Issuer Rating reflects the bank's systemically important position

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.