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:
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Bank - Public

Rating :
41/99   (View)

BSE: 532149 | NSE: BANKINDIA

40.60
1.20 (3.05%)
19-Oct-2020 | 3:59PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 39.70
  • 41.10
  • 39.50
  • 39.40
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  2656016
  •  1078.34
  •  79.80
  •  30.40

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 12,911.08
  • N/A
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 23,217.00
  • N/A
  • 0.33

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 89.10%
  • 0.27%
  • 4.53%
  • FII
  • DII
  • Others
  • 0.32%
  • 5.14%
  • 0.64%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 6.93
  • 5.38
  • 13.14

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -0.60
  • -4.74

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -14.10
  • -21.49

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.54
  • 0.49
  • 0.53

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 5.67
  • 4.74
  • 3.71

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Sep 19
Sep 18
Var%
Interest Earned
10,287
10,392
-1%
10,585
10,870
-3%
10,898
10,230
7%
10,715
9,832
9%
Interest Exp.
6,773
6,872
-1%
6,758
6,791
0%
6,744
6,862
-2%
6,818
6,869
-1%
Net Interest Income
3,513
3,521
0%
3,827
4,079
-6%
4,154
3,368
23%
3,897
2,963
32%
NIM
0
0
0
0
0
0
0
0
0
0
0
0
Other Income
1,736
1,221
42%
1,708
1,517
13%
2,532
1,561
62%
1,347
1,063
27%
Total Income
12,022
11,613
4%
12,293
12,387
-1%
13,431
11,791
14%
12,063
10,895
11%
Operating Exp.
2,392
2,455
-3%
0
3,261
-100%
2,528
2,632
-4%
2,763
2,351
18%
Operating Profit
2,857
2,286
25%
2,670
2,335
14%
4,158
2,297
81%
2,482
1,674
48%
Provision
1,516
1,923
-21%
8,155
1,914
326%
4,028
9,024
-55%
2,060
3,346
-38%
PBT
1,341
364
269%
-5,485
421
-
130
-6,726
-
422
-1,672
-
PBTM
13
4
273%
11
4
178%
1
-66
-
4
-17
-
TAX
490
118
316%
-1,916
156
-
15
-1,995
-
143
-537
-
PAT
851
246
246%
-3,569
265
-
116
-4,732
-
278
-1,135
-
PATM
8%
2%
7%
2%
1%
-46%
3%
-12%
EPS
2.60
0.75
247%
-10.89
0.81
-
0.35
-14.44
-
0.85
-3.46
-
Gross NPA
57,860
62,147
-7%
0
60,740
-100%
0
0
0
0
0
0
Gross NPA%
14
16
-16%
0
16
-100%
0
0
0
0
0
0
Net NPA
13,305
19,339
-31%
0
19,170
-100%
0
0
0
0
0
0
Net NPA%
4
6
-38%
0
6
-100%
0
0
0
0
0
0
CASA
0
0
0
0
0
0
0
0
0
0
0
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Net Interest Income
15,392
15,399
13,798
10,634
11,979
11,848
11,465
10,955
9,135
8,395
7,878
Interest Earned
42,485
42,591
41,005
38,313
39,585
42,093
43,685
38,125
32,096
28,611
21,858
Interest Expended
27,093
27,191
27,207
27,679
27,606
30,245
32,220
27,170
22,960
20,216
13,981
Int. income Growth
10%
12%
30%
-11%
1%
3%
5%
20%
9%
7%
 
Other Income
7,324
6,809
5,264
5,846
6,819
3,672
4,278
4,319
3,785
3,319
2,642
Total Income
49,809
22,208
19,062
16,480
18,799
15,519
15,743
15,274
12,920
11,714
10,519
Total Expenditure
10,549
26,386
27,347
24,618
21,218
23,287
13,600
11,473
9,714
7,953
-9,004
Employee Cost
-
6,197
6,082
4,963
5,449
5,404
5,031
4,037
3,179
3,090
3,492
% Of Sales
-
15%
15%
13%
14%
13%
12%
11%
10%
11%
16%
Opt. & Establishment Exp.
-
4,808
5,158
4,824
3,519
4,311
3,453
3,022
2,466
2,096
-14,100
% Of Sales
-
11%
13%
13%
9%
10%
8%
8%
8%
7%
-65%
Provisions
-
16,166
16,853
15,875
12,236
14,152
5,698
4,883
4,447
3,118
1,893
% Of Sales
-
38%
41%
41%
31%
34%
13%
13%
14%
11%
9%
EBITDA
12,167
-4,178
-8,286
-8,138
-2,419
-7,768
2,143
3,801
3,206
3,761
19,524
EBITDA Margin
75%
-27%
-60%
-77%
-20%
-66%
19%
35%
35%
45%
248%
Depreciation
0
392
373
522
-7
290
291
234
189
175
145
PBT
-3,592
-4,570
-8,658
-8,660
-2,412
-8,058
1,852
3,567
3,017
3,586
3,505
Exceptional Inc./Exp.
-
0
0
0
0
0
0
0
0
0
0
Provision for Tax
-1,268
-1,640
-3,161
-2,587
-818
-1,723
103
834
276
911
1,016
Tax Rate
35%
36%
37%
30%
34%
21%
6%
23%
9%
25%
29%
PAT
-2,323
-2,929
-5,498
-6,052
-1,572
-6,263
1,746
2,731
2,743
2,667
2,483
PAT before Minority Interest
-2,324
-2,929
-5,497
-6,073
-1,594
-6,335
1,748
2,733
2,741
2,675
2,489
Minority Interest
1
0
0
20
21
72
-2
-1
2
-8
-6
PAT Margin
-10%
-13%
-29%
-37%
-8%
-40%
11%
18%
21%
23%
24%
PAT Growth
-57%
0
0
0
0
-459%
-36%
0%
3%
7%
 
EPS
-7.09
-8.94
-16.78
-18.47
-4.80
-19.11
5.33
8.34
8.37
8.14
7.58

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Shareholder's Funds
45,073
47,652
36,756
33,629
33,346
32,523
30,774
24,471
21,414
17,636
Share Capital
3,278
2,760
1,744
1,055
817
666
643
597
575
547
Total Reserves
41,795
40,254
35,013
30,852
31,225
31,857
30,131
23,874
20,839
17,089
Minority Interest
151
162
159
81
98
168
84
73
63
51
Deposits
5,57,386
5,22,555
5,22,997
5,42,352
5,15,722
5,34,482
4,78,695
3,83,131
3,19,413
2,99,559
Borrowings
39,752
44,265
43,598
39,491
51,103
40,099
48,428
35,369
32,119
22,021
Other Liabilities & Provisions
20,655
16,250
11,674
16,472
16,360
18,013
20,174
13,362
14,581
13,764
Total Liabilities
6,63,019
6,30,884
6,15,184
6,32,026
6,16,629
6,25,285
5,78,155
4,56,407
3,87,589
3,53,032
Net Block
8,765
8,799
8,192
8,349
8,382
5,802
5,678
2,807
2,740
2,384
Gross Block
11,967
11,685
11,030
10,655
12,151
8,860
8,274
4,994
4,681
4,063
Accumulated Depreciation
3,202
2,886
2,838
2,306
3,769
3,058
2,597
2,187
1,942
1,679
Total Non-Current Assets
6,28,634
5,97,730
5,87,984
6,04,091
5,92,000
6,06,715
5,56,742
4,45,320
3,76,055
3,40,581
Lease Adjustment A/c
0
0
0
0
0
0
0
0
0
0
Capital Work in Progress
293
200
158
197
191
113
143
94
60
116
Cash and balance with RBI
29,447
29,322
31,575
27,544
34,214
27,498
19,288
22,125
15,140
21,860
Balance with banks and money at call
57,163
65,538
64,449
68,920
65,291
45,717
42,472
33,252
20,325
15,836
Investments
1,62,323
1,50,905
1,40,321
1,30,751
1,22,621
1,23,196
1,16,490
96,388
88,057
86,677
Advances
3,70,644
3,42,966
3,43,289
3,68,329
3,61,302
4,04,389
3,72,671
2,90,655
2,49,733
2,13,708
Other Assets
34,385
33,153
27,200
27,935
24,629
18,570
21,413
11,087
11,535
12,451
Total Assets
6,63,019
6,30,884
6,15,184
6,32,026
6,16,629
6,25,285
5,78,155
4,56,407
3,87,589
3,53,032
Contingent Liabilities
3,52,321
3,11,317
3,42,764
3,59,947
3,54,120
3,74,093
2,52,826
2,21,789
1,91,261
1,63,599
Bills for collection
25,063
28,505
32,105
31,625
26,902
26,420
21,863
24,253
19,298
12,675
Adjusted Book Value
118
133
179
248
319
436
421
391
352
299

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Cash From Operating Activity
-4,827
-9,218
-7,366
-6,624
18,311
14,638
6,452
20,632
-1,644
6,196
PBT
-4,691
-8,588
-8,548
-2,288
-7,906
2,116
3,821
3,096
3,636
3,558
Adjustment
17,641
18,125
17,753
13,409
15,823
7,231
6,197
5,553
4,184
2,883
Adjustments for Liabilities & Assets
-16,913
-15,365
-15,032
-18,898
10,700
6,421
-3,296
13,742
-8,134
895
Refund/(Payment) of direct taxes
-863
-3,391
-1,539
1,154
-306
-1,130
-270
-1,758
-1,330
-1,140
Other Direct Payments
0
0
0
0
0
0
0
0
0
0
Cash From Investing Activity
-232
71
-260
-371
-609
-755
-814
-388
-617
-720
Net Fixed Assets
-372
-694
-332
1,468
-3,304
-554
-3,315
-332
-542
-279
Other Investment Activity
-12,042
-12,001
-11,418
-11,323
-12,937
-9,692
-8,712
-5,626
-5,397
-4,150
Cash from Financing Activity
-3,192
7,983
7,185
3,955
4,864
1,295
745
-331
29
771
Closing Cash & Equivalent
86,609
94,860
96,024
96,465
99,505
76,939
61,760
55,377
35,464
37,696
Net Cash Inflow / Outflow
-8,251
-1,164
-440
-3,040
22,566
15,179
6,383
19,913
-2,232
6,247
Opening Cash & Equivalents
94,860
96,024
96,465
99,505
76,939
61,760
55,377
35,464
37,696
31,449

Financial Ratios

Consolidated /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Book Value
118
133
179
248
319
436
421
391
352
299
NIM
2
2
2
2
2
2
2
2
2
2
Yield on Advances
11
12
11
11
12
11
10
11
11
10
Yield on Investments
7
6
8
10
8
8
8
8
9
6
Cost of Liabilities
5
5
5
5
5
6
5
5
6
4
Interest Spread
7
7
6
6
6
5
5
6
6
6
ROCE
-1%
-5%
-7%
1%
-6%
7%
10%
10%
12%
14%
Cost Income Ratio
48
57
56
48
61
52
45
42
43
49
Core Cost Income Ratio
49
56
62
58
64
55
47
44
44
50
Operating Costs to Assets
2
2
2
1
2
1
1
1
1
1
Loans/Deposits
0
0
0
0
0
0
0
0
0
0
Cash/Deposits
0
0
0
0
0
0
0
0
0
0
Investment/Deposits
0
0
0
0
0
0
0
0
0
0
Inc Loan/Deposits
7%
8%
8%
7%
10%
8%
10%
9%
10%
7%
Credit Deposits
66%
66%
66%
68%
70%
76%
78%
76%
78%
71%
Interest Expended / Interest earned
64%
66%
72%
70%
72%
74%
71%
72%
71%
64%
Interest income / Total funds
6%
6%
6%
6%
7%
7%
7%
7%
7%
6%
Interest Expended / Total funds
4%
4%
4%
4%
5%
5%
5%
5%
5%
4%
CASA
36%
36%
34%
32%
26%
22%
23%
26%
27%
25%

News Update


  • Ind-Ra downgrades Bank of India's long-term issuer rating with stable outlook
    16th Oct 2020, 11:57 AM

    BOI's Long-Term Issuer Rating reflects the bank's systemically important position

    Read More
  • Bank of India gets shareholders nod to raise Rs 8,000 crore
    21st Sep 2020, 09:38 AM

    Shareholders approved the fund raising plan at the extra-ordinary general meeting (EGM) held on September 19, 2020

    Read More
  • Bank of India planning to raise Rs 16,000 crore
    27th Aug 2020, 09:47 AM

    The bank will seek shareholders' approval at its Extraordinary General Meeting (EGM) on September 19, 2020 for the same

    Read More
  • Bank of India reports 5- fold jump in Q1 consolidated net profit
    4th Aug 2020, 09:41 AM

    Total income of the bank increased by 3.52% at Rs 12022.48 crore for Q1FY21

    Read More
  • Bank Of India - Quarterly Results
    3rd Aug 2020, 11:56 AM

    Read More
  • Bank of India planning to launch IT-enabled solutions to check frauds
    21st Jul 2020, 09:31 AM

    The focus of the bank during the course of FY21 would be on technology upgradation and digitization

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.