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Bank - Public

Rating :
40/99   (View)

BSE: 532134 | NSE: BANKBARODA

43.60
3.30 (8.19%)
19-Oct-2020 | 3:59PM
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 41.00
  • 43.85
  • 40.55
  • 40.30
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  43038518
  •  18764.79
  •  108.25
  •  36.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 18,643.99
  • N/A
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 80,151.90
  • N/A
  • 0.25

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 71.60%
  • 0.71%
  • 10.53%
  • FII
  • DII
  • Others
  • 3.94%
  • 11.10%
  • 2.12%

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 12.15
  • 16.08
  • 19.53

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 1.89
  • 5.86

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -14.78
  • -
  • -

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 6.28
  • -
  • -

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.82
  • 0.75
  • 0.64

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 5.41
  • 4.96
  • 4.54

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 20
Jun 19
Var%
Mar 20
Mar 19
Var%
Dec 19
Dec 18
Var%
Sep 19
Sep 18
Var%
Interest Earned
19,524
19,723
-1%
19,104
14,191
35%
19,991
13,708
46%
20,077
12,737
58%
Interest Exp.
12,055
12,796
-6%
12,319
8,598
43%
12,315
8,515
45%
12,611
7,865
60%
Net Interest Income
7,468
6,928
8%
6,785
5,593
21%
7,676
5,193
48%
7,466
4,872
53%
NIM
0
0
0
0
0
0
0
0
0
0
0
0
Other Income
2,161
2,334
-7%
3,486
2,578
35%
3,144
2,043
54%
3,228
1,806
79%
Total Income
21,685
22,057
-2%
22,590
16,770
35%
23,135
15,751
47%
23,305
14,543
60%
Operating Exp.
4,695
4,868
-4%
0
3,687
-100%
5,564
3,138
77%
5,072
3,115
63%
Operating Profit
4,934
4,393
12%
5,198
4,484
16%
5,256
4,098
28%
5,623
3,563
58%
Provision
5,979
3,216
86%
6,932
5,824
19%
7,234
3,105
133%
4,322
2,698
60%
PBT
-1,045
1,177
-
-1,734
-1,339
-
-1,978
993
-
1,300
865
50%
PBTM
-5
6
-
11
-9
-
-10
7
-
6
7
-5%
TAX
-395
351
-
-2,215
-522
-
-759
325
-
446
274
63%
PAT
-650
826
-
481
-817
-
-1,219
668
-
854
591
44%
PATM
-3%
4%
7%
-6%
-6%
5%
4%
5%
EPS
-1.41
1.79
-
1.04
-1.77
-
-2.64
1.45
-
1.85
1.28
45%
Gross NPA
0
0
0
0
0
0
0
0
0
0
0
0
Gross NPA%
0
0
0
0
0
0
0
0
0
0
0
0
Net NPA
0
0
0
0
0
0
0
0
0
0
0
0
Net NPA%
0
0
0
0
0
0
0
0
0
0
0
0
CASA
0
0
0
0
0
0
0
0
0
0
0
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Net Interest Income
29,396
28,855
20,401
16,896
14,878
13,692
14,368
12,858
11,956
10,764
9,164
Interest Earned
78,695
78,895
52,906
46,056
44,473
45,799
44,915
40,463
36,442
30,488
22,513
Interest Expended
49,299
50,040
32,506
29,160
29,596
32,107
30,547
27,604
24,486
19,724
13,350
Int. income Growth
30%
41%
21%
14%
9%
-5%
12%
8%
11%
17%
 
Other Income
12,019
12,191
7,887
7,992
7,937
5,992
5,449
5,555
4,511
4,100
3,287
Total Income
90,714
41,046
28,288
24,888
22,814
19,684
19,818
18,414
16,466
14,865
12,451
Total Expenditure
20,404
40,583
25,815
26,093
19,250
25,391
13,466
12,049
10,950
8,266
6,295
Employee Cost
-
9,279
5,434
4,902
4,889
5,201
4,477
4,335
3,616
3,117
3,018
% Of Sales
-
12%
10%
11%
11%
11%
10%
11%
10%
10%
13%
Opt. & Establishment Exp.
-
12,994
8,283
7,326
6,001
5,286
4,496
3,626
3,012
2,633
2,091
% Of Sales
-
16%
16%
16%
13%
12%
10%
9%
8%
9%
9%
Provisions
-
21,704
13,994
15,667
9,440
15,954
5,230
4,825
4,965
3,105
1,704
% Of Sales
-
28%
26%
34%
21%
35%
12%
12%
14%
10%
8%
EBITDA
21,011
463
2,473
-1,205
3,564
-5,708
6,352
6,364
5,516
6,599
6,156
EBITDA Margin
74%
2%
12%
-7%
24%
-42%
44%
50%
46%
61%
67%
Depreciation
0
1,697
948
901
540
525
368
368
322
294
259
PBT
-3,456
-1,234
1,525
-2,106
3,024
-6,233
5,983
5,996
5,195
6,304
5,896
Exceptional Inc./Exp.
-
0
0
0
0
0
0
0
0
0
0
Provision for Tax
-2,922
-2,176
438
-194
1,247
-1,180
2,151
1,065
444
1,088
1,477
Tax Rate
85%
176%
29%
9%
41%
19%
36%
18%
9%
17%
25%
PAT
-588
889
1,021
-1,963
1,737
-5,088
3,794
4,896
4,726
5,195
4,399
PAT before Minority Interest
-534
942
1,087
-1,912
1,777
-5,053
3,833
4,931
4,750
5,216
4,419
Minority Interest
-54
-53
-66
-51
-40
-35
-39
-36
-25
-21
-20
PAT Margin
-1%
2%
4%
-8%
8%
-26%
19%
27%
29%
35%
35%
PAT Growth
-142%
-13%
0
-213%
0
-234%
-22%
4%
-9%
18%
 
EPS
-1.16
1.92
2.21
-4.25
3.76
-11.01
8.21
10.60
10.23
11.24
9.52

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Shareholder's Funds
76,104
54,996
46,566
43,068
42,503
42,018
37,847
33,282
28,516
21,827
Share Capital
925
530
530
462
462
444
431
423
412
393
Total Reserves
75,179
49,424
46,036
42,605
42,041
41,574
37,416
32,859
28,104
21,434
Minority Interest
386
341
273
233
194
187
158
110
91
73
Deposits
9,73,228
6,65,589
6,07,451
6,17,257
5,86,690
6,29,981
5,79,997
4,82,639
3,92,616
3,11,603
Borrowings
95,753
68,868
64,860
31,242
33,845
35,502
36,976
26,553
23,598
22,378
Other Liabilities & Provisions
54,471
29,878
28,655
27,422
27,947
26,290
21,136
16,805
12,591
10,333
Total Liabilities
11,99,942
8,19,672
7,47,805
7,19,221
6,91,179
7,33,977
6,76,114
5,59,388
4,57,412
3,66,214
Net Block
9,044
7,368
5,532
5,930
6,359
2,978
2,849
2,550
2,428
2,383
Gross Block
20,311
14,447
11,788
11,318
10,768
6,796
6,310
5,590
5,097
4,717
Accumulated Depreciation
11,268
7,080
6,255
5,389
4,409
3,818
3,461
3,040
2,669
2,333
Total Non-Current Assets
11,36,315
7,85,184
7,16,034
6,93,023
6,63,738
7,14,764
6,63,033
5,49,495
4,47,013
3,60,046
Lease Adjustment A/c
0
0
0
0
0
0
0
0
0
0
Capital Work in Progress
0
0
0
0
0
0
0
0
0
0
Cash and balance with RBI
34,245
28,225
24,035
23,915
22,811
23,557
19,445
14,151
22,268
20,394
Balance with banks and money at call
96,760
69,659
73,388
1,30,200
1,14,188
1,28,074
1,14,911
73,551
43,542
31,029
Investments
2,89,727
1,95,716
1,75,137
1,40,716
1,28,894
1,24,739
1,22,113
1,25,617
86,697
74,154
Advances
7,06,540
4,84,215
4,37,941
3,92,262
3,91,486
4,35,415
4,03,715
3,33,625
2,92,077
2,32,085
Other Assets
63,627
34,488
31,771
26,197
27,441
19,213
13,081
9,894
10,399
6,167
Total Assets
11,99,942
8,19,672
7,47,805
7,19,221
6,91,179
7,33,977
6,76,114
5,59,388
4,57,412
3,66,214
Contingent Liabilities
3,25,174
3,81,543
2,99,023
2,53,395
2,29,807
2,47,332
2,60,865
2,05,377
1,53,155
1,27,562
Bills for collection
52,285
49,213
45,859
37,681
32,442
37,721
31,996
26,021
22,862
18,987
Adjusted Book Value
165
189
176
187
166
185
171
157
139
111

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Cash From Operating Activity
1,519
-1,449
-59,692
17,865
-10,011
17,838
42,233
23,196
14,637
12,034
PBT
-1,248
1,538
-2,081
3,062
-6,247
6,062
6,066
5,248
6,336
5,911
Adjustment
25,072
16,176
17,666
11,033
17,651
6,752
6,194
6,218
4,314
2,810
Adjustments for Liabilities & Assets
-22,037
-14,863
-76,237
2,521
-22,786
7,909
32,486
13,557
5,762
4,802
Refund/(Payment) of direct taxes
-267
-4,300
960
1,249
1,371
-2,886
-2,513
-1,828
-1,774
-1,489
Other Direct Payments
0
0
0
0
0
0
0
0
0
0
Cash From Investing Activity
-139
-2,537
-414
-551
-4,005
-556
-730
-514
-416
-349
Net Fixed Assets
-6,067
-2,409
-446
-460
-3,953
-483
-677
-459
-359
-296
Other Investment Activity
-22,415
-14,224
-11,952
-14,960
-11,051
-7,272
-6,572
-5,797
-5,271
-4,857
Cash from Financing Activity
14,729
4,449
3,413
-198
-616
-6
5,151
-790
165
3,169
Closing Cash & Equivalent
1,31,005
97,885
97,423
1,54,115
1,36,999
1,51,631
1,34,356
87,702
65,810
51,424
Net Cash Inflow / Outflow
16,109
462
-56,692
17,116
-14,632
17,276
46,654
21,892
14,387
14,854
Opening Cash & Equivalents
97,885
97,423
1,54,115
1,36,999
1,51,631
1,34,356
87,702
65,810
51,424
36,569

Financial Ratios

Consolidated /

Standalone
Description
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Mar 12
Mar 11
Book Value
165
189
176
187
166
185
171
157
139
111
NIM
3
3
2
2
2
2
2
2
2
3
Yield on Advances
11
11
11
11
12
10
10
11
10
10
Yield on Investments
8
8
8
10
10
9
8
7
8
7
Cost of Liabilities
5
4
4
5
5
5
4
5
5
4
Interest Spread
6
6
6
7
7
6
6
6
6
6
ROCE
3%
5%
0%
7%
-5%
11%
11%
12%
16%
19%
Cost Income Ratio
50
45
46
45
51
43
41
38
37
39
Core Cost Income Ratio
54
47
49
51
54
46
43
40
38
41
Operating Costs to Assets
2
2
2
1
1
1
1
1
1
1
Loans/Deposits
0
0
0
0
0
0
0
0
0
0
Cash/Deposits
0
0
0
0
0
0
0
0
0
0
Investment/Deposits
0
0
0
0
0
0
0
0
0
0
Inc Loan/Deposits
10%
10%
11%
5%
6%
6%
6%
6%
6%
7%
Credit Deposits
73%
73%
72%
64%
67%
69%
70%
69%
74%
74%
Interest Expended / Interest earned
63%
61%
63%
67%
70%
68%
68%
67%
65%
59%
Interest income / Total funds
7%
6%
6%
6%
7%
6%
6%
7%
7%
6%
Interest Expended / Total funds
4%
4%
4%
4%
5%
4%
4%
4%
4%
4%
CASA
35%
35%
36%
32%
26%
26%
26%
25%
27%
29%

News Update


  • Bank of Baroda signs MoU with M&M
    17th Oct 2020, 08:40 AM

    The lender, through its over 5,000 rural and semi-urban branch network, will provide tractor loan facility to customers of M&M

    Read More
  • Bank of Baroda launches festive offers for home, car loan borrowers
    6th Oct 2020, 15:18 PM

    It is offering a waiver of 0.25 per cent in the existing applicable rates for Baroda Home Loans (under take over cases only) and Baroda Car Loans

    Read More
  • Moody's downgrades deposit ratings of Bank of Baroda
    7th Sep 2020, 16:26 PM

    The outlook on the ratings of the bank is negative

    Read More
  • SEBI imposes penalty of Rs 10 lakh on Bank of Baroda
    18th Aug 2020, 11:51 AM

    Whole time member of the SEBI had earlier directed the bank to comply with the guidelines on or before December 31, 2020

    Read More
  • Bank Of Baroda - Quarterly Results
    10th Aug 2020, 17:23 PM

    Read More
  • Bank of Baroda‚Äôs arm readies for digital transformation with Fiserv Technology
    31st Jul 2020, 12:41 PM

    To advance their digital strategy and keep pace with rapidly changing consumer expectations, BFSL will utilize FirstVision from Fiserv

    Read More
  • Bank of Baroda raises Rs 981 crore through bonds
    29th Jul 2020, 09:24 AM

    To comply with Basel III capital regulations, banks need to improve and strengthen their capital planning processes

    Read More
  • Bank of Baroda rolls out 'Insta Click Savings Account' for customers
    24th Jul 2020, 10:15 AM

    The product also offers the customers an option to subscribe to a wide range of digital channels like Mobile Banking, Internet Banking, UPI, and Debit Card

    Read More
  • Bank of Baroda raises Rs 764 crore via Bonds
    17th Jul 2020, 16:09 PM

    The bank has issued Basel III additional tier I Bonds on Private Placement basis

    Read More

Source: www.accordfintech.com. Price feed provided by www.nseindia.com and www.bseindia.com value addition by www.accordfintech.com. Intraday data delayed 15 minutes.

DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.