Bank Of Maharashtra Live BSE/NSE | Bank Of Maharashtra Fundamenta data | Bank Of Maharashtra Balance sheet | Bank Of Maharashtra Quarterly Results | Bank Of Maharashtra Profit & Loss

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

7,681.95
17.77
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

998.29
N/A
0.72

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

10 Years
5 Years
3 Years

8.07
1.98
8.07

EBITDA CAGR (%)

10 Years
5 Years
3 Years

29.58
25.98
-16.73

PAT CAGR (%)

10 Years
5 Years
3 Years

1.90
31.59
-

P:E (Median)

8 Years
5 Years
3 Years

7.37
-
-

P:BV (Average)

8 Years
5 Years
3 Years

0.59
0.54
0.57

EV:EBITDA (Average)

8 Years
5 Years
3 Years

3.28
1.13
-0.17

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Sep 20 Sep 19 Var% Jun 20 Jun 19 Var% Mar 20 Mar 19 Var% Dec 19 Dec 18 Var%
Interest Earned 2,868 2,900 -1% 2,896 2,773 4% 2,806 2,775 1% 3,016 2,646 14%
Interest Exp. 1,747 1,827 -4% 1,808 1,776 2% 1,784 1,775 0% 1,830 1,773 3%
Net Interest Income 1,120 1,073 4% 1,088 997 9% 1,022 1,000 2% 1,186 872 36%
NIM 0 3 -100% 2 3 -6% 2 3 -9% 3 2 19%
Other Income 451 396 14% 369 419 -12% 392 386 2% 442 411 8%
Total Income 3,319 3,296 1% 3,265 3,192 2% 3,198 3,161 1% 3,459 3,056 13%
Operating Exp. 766 717 7% 746 758 -1% 819 884 -7% 787 851 -8%
Operating Profit 806 752 7% 710 658 8% 595 501 19% 842 432 95%
Provision 421 359 17% 609 921 -34% 910 415 119% 917 4,422 -79%
PBT 385 393 -2% 101 -262 - -315 86 - -76 -3,990 -
PBTM 13 14 -1% 3 -9 - -11 3 - -3 -151 -
TAX 255 278 -8% 0 -343 - -373 14 - -211 -226 -
PAT 130 115 13% 101 81 25% 58 72 -20% 135 -3,764 -
PATM 5% 4% 3% 3% 2% 3% 4% -142%
EPS 0.20 0.20 0% 0.17 0.14 21% 0.10 0.26 -62% 0.23 -14.49 -
Gross NPA 9,105 15,409 -41% 10,559 16,650 -37% 12,152 15,324 -21% 15,746 15,509 2%
Gross NPA% 9 17 -48% 11 18 -39% 13 16 -22% 17 17 -3%
Net NPA 3,220 4,407 -27% 3,677 4,856 -24% 4,145 4,559 -9% 4,507 4,647 -3%
Net NPA% 3 5 -40% 4 6 -31% 5 6 -14% 5 6 -8%
CASA 0 48 -100% 50 48 4% 50 50 1% 48 47 3%

Description Sep 20 Sep 19 Var% Jun 20 Jun 19 Var% Mar 20 Mar 19 Var% Dec 19 Dec 18 Var%
Interest Earned 2,868 2,900 -1% 2,896 2,773 4% 2,806 2,775 1% 3,016 2,646 14%
Interest Exp. 1,747 1,827 -4% 1,808 1,776 2% 1,784 1,775 0% 1,830 1,773 3%
Net Interest Income 1,121 1,074 4% 1,088 997 9% 1,023 1,000 2% 1,186 872 36%
NIM 0 0 0 0 0 0 0 0 0 0 0 0
Other Income 451 405 11% 369 427 -14% 392 388 1% 439 419 5%
Total Income 3,319 3,305 0% 3,265 3,200 2% 3,199 3,164 1% 3,455 3,065 13%
Operating Exp. 766 717 7% 747 758 -1% 0 885 -100% 787 851 -8%
Operating Profit 806 761 6% 710 667 7% 595 504 18% 838 440 90%
Provision 421 294 43% 609 921 -34% 910 415 119% 983 4,422 -78%
PBT 385 468 -18% 101 -254 - -315 89 - -144 -3,981 -
PBTM 13 16 -17% 4 -9 - 11 3 235% -5 -150 -
TAX 255 343 -26% 0 -343 - -373 14 - -276 -225 -
PAT 130 124 5% 101 89 14% 58 75 -23% 132 -3,756 -
PATM 5% 4% 4% 3% 7% 3% 4% -142%
EPS 0.20 0.19 5% 0.15 0.14 7% 0.09 0.11 -18% 0.20 -5.73 -
Gross NPA 9,105 15,409 -41% 10,559 16,650 -37% 0 15,324 -100% 15,746 15,509 2%
Gross NPA% 9 17 -48% 11 18 -39% 0 16 -100% 17 17 -3%
Net NPA 3,220 4,407 -27% 3,677 4,856 -24% 0 4,559 -100% 4,507 4,647 -3%
Net NPA% 3 5 -40% 4 6 -31% 0 6 -100% 5 6 -8%
CASA 0 0 0 0 0 0 0 0 0 0 0 0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone

Description TTM Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Net Interest Income 4,417 4,279 3,733 3,390 3,175 3,879 3,875 3,509 3,033 2,517 1,968 Interest Earned 11,587 11,495 10,850 11,096 12,062 13,053 12,665 11,957 9,613 7,214 5,563 Interest Expended 7,170 7,217 7,116 7,707 8,887 9,174 8,790 8,448 6,580 4,697 3,595 Int. income Growth 12% 15% 10% 7% -18% 0% 10% 16% 21% 28% Other Income 1,654 1,649 1,547 1,506 1,508 1,019 1,006 894 912 641 531 Total Income 13,241 5,928 5,281 4,896 4,683 4,898 4,881 4,403 3,945 3,158 2,499 Total Expenditure 3,118 5,977 10,169 8,033 6,708 4,331 3,953 3,555 2,528 2,434 2,044 Employee Cost - 1,744 1,794 1,618 1,807 1,541 1,633 1,596 1,188 1,113 1,157 % Of Sales - 15% 17% 15% 15% 12% 13% 13% 12% 15% 21% Opt. & Establishment Exp. - 1,548 1,531 1,215 1,166 1,161 1,008 901 683 595 555 % Of Sales - 13% 14% 11% 10% 9% 8% 8% 7% 8% 10% Provisions - 3,107 7,327 5,457 3,970 1,927 1,542 1,258 806 857 467 % Of Sales - 27% 68% 49% 33% 15% 12% 11% 8% 12% 8% EBITDA 2,953 -49 -4,888 -3,137 -2,025 567 929 848 1,417 724 456 EBITDA Margin 73% -1% -131% -93% -64% 15% 24% 24% 47% 29% 23% Depreciation 0 211 241 129 118 149 115 100 74 66 68 PBT 95 -260 -5,129 -3,266 -2,143 418 813 748 1,343 658 388 Exceptional Inc./Exp. - 0 0 0 0 0 0 0 0 0 0 Provision for Tax -329 -649 -345 -2,120 -771 317 363 362 584 227 57 Tax Rate -345% 249% 7% 65% 36% 76% 45% 48% 43% 35% 15% PAT 424 389 -4,784 -1,146 -1,373 101 451 386 760 431 330 PAT before Minority Interest 424 389 -4,784 -1,146 -1,373 101 451 386 760 431 330 Minority Interest 0 0 0 0 0 0 0 0 0 0 0 PAT Margin 7% 7% -91% -23% -29% 2% 9% 9% 19% 14% 13% PAT Growth -112% 0 0 0 -1,463% -78% 17% -49% 76% 30% EPS 0.65 0.59 -7.29 -1.75 -2.09 0.15 0.69 0.59 1.16 0.66 0.50

Description TTM Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Net Interest Income 4,418 4,280 3,735 3,391 3,176 3,879 3,876 3,509 3,034 2,518 1,969 Interest Earned 11,587 11,496 10,850 11,096 12,062 13,053 12,665 11,957 9,613 7,214 5,563 Interest Expended 7,169 7,216 7,115 7,706 8,886 9,174 8,790 8,447 6,580 4,696 3,594 Int. income Growth 12% 15% 10% 7% -18% 0% 10% 16% 21% 28% Other Income 1,651 1,660 1,568 1,507 1,509 1,020 1,007 895 913 642 532 Total Income 13,238 5,940 5,303 4,898 4,685 4,900 4,882 4,404 3,947 3,159 2,501 Total Expenditure 3,119 5,979 10,170 8,034 6,709 4,332 3,954 3,556 2,530 2,435 -2,017 Employee Cost - 1,745 1,795 1,619 1,808 1,542 1,634 1,597 1,189 1,114 1,158 % Of Sales - 15% 17% 15% 15% 12% 13% 13% 12% 15% 21% Opt. & Establishment Exp. - 1,548 1,531 1,215 1,167 1,161 1,008 901 683 595 -3,507 % Of Sales - 13% 14% 11% 10% 9% 8% 8% 7% 8% -63% Provisions - 3,108 7,327 5,457 3,970 1,928 1,542 1,258 806 857 467 % Of Sales - 27% 68% 49% 33% 15% 12% 11% 8% 12% 8% EBITDA 2,950 -39 -4,867 -3,136 -2,025 567 929 848 1,417 724 4,517 EBITDA Margin 73% -1% -130% -92% -64% 15% 24% 24% 47% 29% 229% Depreciation 0 211 241 129 118 149 115 100 74 66 68 PBT 27 -250 -5,109 -3,265 -2,143 418 814 748 1,343 658 388 Exceptional Inc./Exp. - 0 0 0 0 0 0 0 0 0 0 Provision for Tax -394 -649 -345 -2,120 -771 317 363 362 584 227 57 Tax Rate -1,452% 259% 7% 65% 36% 76% 45% 48% 43% 35% 15% PAT 421 399 -4,763 -1,145 -1,372 101 451 386 760 431 331 PAT before Minority Interest 421 399 -4,763 -1,145 -1,372 101 451 386 760 431 331 Minority Interest 0 0 0 0 0 0 0 0 0 0 0 PAT Margin 7% 7% -90% -23% -29% 2% 9% 9% 19% 14% 13% PAT Growth -112% 0 0 0 -1,457% -78% 17% -49% 76% 30% EPS 0.64 0.61 -7.26 -1.75 -2.09 0.15 0.69 0.59 1.16 0.66 0.50

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Shareholder's Funds 10,755 5,739 9,944 7,380 8,787 8,067 7,368 6,397 4,723 3,971 Share Capital 5,824 2,753 2,598 1,168 1,168 1,063 1,427 1,249 1,178 1,070 Total Reserves 4,931 2,986 7,346 6,211 7,619 7,004 5,941 5,147 3,545 2,901 Minority Interest 0 0 0 0 0 0 0 0 0 0 Deposits 1,50,066 1,40,650 1,38,981 1,39,053 1,38,990 1,22,119 1,16,803 94,337 76,529 66,845 Borrowings 3,670 10,149 4,064 8,137 9,228 11,127 8,326 12,877 6,945 3,077 Other Liabilities & Provisions 4,375 7,997 3,340 4,755 3,952 4,706 3,822 3,341 2,941 2,550 Total Liabilities 1,68,867 1,64,536 1,56,329 1,59,324 1,60,957 1,46,019 1,36,320 1,16,953 91,137 76,442 Net Block 1,604 1,741 1,487 1,564 1,694 1,432 1,446 1,429 601 667 Gross Block 3,046 2,993 2,787 2,678 2,780 2,449 2,317 2,164 1,323 1,320 Accumulated Depreciation 1,442 1,252 1,301 1,114 1,085 1,016 871 735 722 653 Total Non-Current Assets 1,56,736 1,53,294 1,46,821 1,52,334 1,54,808 1,39,549 1,33,718 1,14,503 88,436 74,088 Lease Adjustment A/c 0 0 0 0 0 0 0 0 0 0 Capital Work in Progress 72 34 30 22 0 0 0 0 0 0 Cash and balance with RBI 10,354 7,920 15,809 15,275 8,382 6,653 5,991 5,265 4,535 3,846 Balance with banks and money at call 93 1,235 75 1,367 938 100 111 908 1,209 203 Investments 57,741 59,697 43,623 38,590 36,231 32,765 37,250 31,430 26,031 22,491 Advances 86,872 82,666 85,797 95,515 1,07,563 98,599 88,920 75,471 56,060 46,881 Other Assets 12,132 11,242 9,508 6,990 6,149 6,469 2,602 2,449 2,701 2,354 Total Assets 1,68,867 1,64,536 1,56,329 1,59,324 1,60,957 1,46,019 1,36,320 1,16,953 91,137 76,442 Contingent Liabilities 29,492 27,055 23,584 29,329 29,971 31,006 25,120 24,362 18,789 14,403 Bills for collection 7,038 4,390 4,197 4,021 3,756 3,335 3,067 2,549 2,045 2,113 Adjusted Book Value 16 16 34 53 64 66 69 71 64 61

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Shareholder's Funds 10,909 5,883 10,067 7,469 8,860 8,123 7,410 6,426 4,742 3,984 Share Capital 5,824 2,753 2,598 1,168 1,168 1,063 1,427 1,249 1,178 1,070 Total Reserves 5,085 3,130 7,469 6,301 7,692 7,060 5,983 5,176 3,564 2,915 Minority Interest 0 0 0 0 0 0 0 0 0 0 Deposits 1,50,050 1,40,636 1,38,967 1,39,040 1,38,980 1,22,110 1,16,794 94,330 76,522 66,839 Borrowings 3,670 10,149 4,064 8,137 9,228 11,127 8,326 12,877 6,945 3,077 Other Liabilities & Provisions 4,388 8,008 3,351 4,765 3,961 4,713 3,831 3,347 2,947 2,555 Total Liabilities 1,69,018 1,64,676 1,56,449 1,59,411 1,61,029 1,46,073 1,36,360 1,16,981 91,156 76,455 Net Block 1,604 1,741 1,487 1,564 1,695 1,432 1,446 1,429 601 667 Gross Block 3,046 2,993 2,788 2,678 2,780 2,449 2,317 2,164 1,323 1,320 Accumulated Depreciation 1,442 1,252 1,301 1,114 1,085 1,017 871 735 722 653 Total Non-Current Assets 1,56,885 1,53,434 1,46,940 1,52,420 1,54,879 1,39,603 1,33,759 1,14,531 88,454 74,100 Lease Adjustment A/c 0 0 0 0 0 0 0 0 0 0 Capital Work in Progress 72 34 30 22 0 0 0 0 0 0 Cash and balance with RBI 10,354 7,920 15,809 15,275 8,382 6,653 5,991 5,265 4,535 3,846 Balance with banks and money at call 93 1,235 75 1,367 938 100 111 908 1,209 203 Investments 57,891 59,837 43,742 38,677 36,302 32,819 37,290 31,458 26,050 22,503 Advances 86,872 82,666 85,797 95,515 1,07,563 98,599 88,920 75,471 56,060 46,881 Other Assets 12,132 11,242 9,508 6,991 6,150 6,470 2,602 2,450 2,702 2,354 Total Assets 1,69,018 1,64,676 1,56,449 1,59,411 1,61,029 1,46,073 1,36,360 1,16,981 91,156 76,455 Contingent Liabilities 29,492 27,055 23,584 29,329 29,971 31,006 25,120 24,362 18,789 14,403 Bills for collection 7,037 4,390 4,197 4,021 3,756 3,335 3,067 2,549 2,045 2,113 Adjusted Book Value 17 16 34 54 65 67 69 71 64 61

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Cash From Operating Activity 703 -10,823 -1,723 7,498 2,885 -1,083 -173 12 1,482 -2,969 PBT 0 0 0 0 0 0 0 0 0 0 Adjustment 3,317 2,722 2,781 2,502 2,973 2,825 2,396 2,471 1,817 1,156 Adjustments for Liabilities & Assets -2,615 -13,545 -4,279 5,505 352 -3,388 -2,059 -2,229 143 -3,891 Refund/(Payment) of direct taxes 0 0 -225 -508 -439 -521 -510 -230 -478 -233 Other Direct Payments 0 0 0 0 0 0 0 0 0 0 Cash From Investing Activity -109 -126 -134 -99 -132 -151 -171 -126 -15 -115 Net Fixed Assets -91 -210 -117 80 -331 -132 -153 -842 -3 -71 Other Investment Activity -3,244 -3,162 -2,916 -2,832 -2,931 -2,620 -2,443 -2,180 -1,438 -1,385 Cash from Financing Activity 698 4,220 1,100 -77 -186 1,885 274 542 228 439 Closing Cash & Equivalent 10,447 9,155 15,884 16,642 9,320 6,753 6,102 6,173 5,744 4,049 Net Cash Inflow / Outflow 1,292 -6,729 -758 7,322 2,567 651 -71 429 1,695 -2,645 Opening Cash & Equivalents 9,155 15,884 16,642 9,320 6,753 6,102 6,173 5,744 4,049 6,695

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Cash From Operating Activity 693 -10,842 -1,723 7,498 2,904 -1,083 -173 12 1,482 -2,969 PBT 0 0 0 0 0 0 0 0 0 0 Adjustment 3,318 2,724 2,782 2,502 2,973 2,826 2,396 2,471 1,817 1,156 Adjustments for Liabilities & Assets -2,625 -13,566 -4,280 5,504 370 -3,388 -2,059 -2,229 143 -3,892 Refund/(Payment) of direct taxes 0 0 -225 -508 -439 -521 -510 -230 -478 -233 Other Direct Payments 0 0 0 0 0 0 0 0 0 0 Cash From Investing Activity -100 -106 -134 -99 -151 -151 -171 -126 -15 -115 Net Fixed Assets -91 -210 -117 80 -331 -132 -153 -842 -3 -71 Other Investment Activity -3,224 -3,162 -2,916 -2,851 -2,931 -2,620 -2,443 -2,180 -1,437 -1,385 Cash from Financing Activity 698 4,220 1,100 -77 -186 1,885 274 542 228 439 Closing Cash & Equivalent 10,447 9,155 15,884 16,642 9,320 6,753 6,102 6,173 5,744 4,049 Net Cash Inflow / Outflow 1,292 -6,729 -758 7,322 2,567 651 -70 429 1,695 -2,645 Opening Cash & Equivalents 9,155 15,884 16,642 9,320 6,753 6,102 6,173 5,744 4,049 6,695

Financial Ratios

Consolidated /

Standalone

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Book Value 16 16 34 53 64 66 68 71 64 61 NIM 3 2 2 2 3 3 3 3 3 3 Yield on Advances 13 13 13 13 12 13 13 13 13 12 Yield on Investments 8 7 8 9 8 8 7 8 7 7 Cost of Liabilities 5 5 5 6 6 7 7 6 6 5 Interest Spread 9 8 8 7 6 6 7 7 7 7 ROCE 1% -32% -18% -8% 6% 9% 9% 13% 11% 11% Cost Income Ratio 52 58 55 61 52 52 54 46 52 66 Core Cost Income Ratio 55 61 60 70 54 54 56 47 52 67 Operating Costs to Assets 2 2 2 2 2 2 2 2 2 2 Loans/Deposits 0 0 0 0 0 0 0 0 0 0 Cash/Deposits 0 0 0 0 0 0 0 0 0 0 Investment/Deposits 0 0 0 0 0 0 0 0 0 0 Inc Loan/Deposits 2% 7% 3% 6% 7% 9% 7% 14% 9% 5% Credit Deposits 58% 59% 62% 69% 77% 81% 76% 80% 73% 70% Interest Expended / Interest earned 63% 66% 69% 74% 70% 69% 71% 68% 65% 65% Interest income / Total funds 7% 7% 7% 8% 8% 9% 9% 8% 8% 7% Interest Expended / Total funds 4% 4% 5% 6% 6% 6% 6% 6% 5% 5% CASA 50% 50% 48% 45% 37% 37% 36% 41% 41% 40%

Description Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15 Mar 14 Mar 13 Mar 12 Mar 11
Book Value 17 16 34 54 65 67 69 71 64 61 NIM 3 2 2 2 3 3 3 3 3 3 Yield on Advances 13 13 13 13 12 13 13 13 13 12 Yield on Investments 8 7 8 9 8 8 7 8 7 7 Cost of Liabilities 5 5 5 6 6 7 7 6 6 5 Interest Spread 9 8 8 7 6 6 7 7 7 7 ROCE 1% -31% -18% -8% 6% 9% 9% 13% 11% 11% Cost Income Ratio 52 58 55 61 52 52 54 46 52 66 Core Cost Income Ratio 55 61 60 70 54 54 56 47 52 67 Operating Costs to Assets 2 2 2 2 2 2 2 2 2 2 Loans/Deposits 0 0 0 0 0 0 0 0 0 0 Cash/Deposits 0 0 0 0 0 0 0 0 0 0 Investment/Deposits 0 0 0 0 0 0 0 0 0 0 Inc Loan/Deposits 2% 7% 3% 6% 7% 9% 7% 14% 9% 5% Credit Deposits 58% 59% 62% 69% 77% 81% 76% 80% 73% 70% Interest Expended / Interest earned 63% 66% 69% 74% 70% 69% 71% 68% 65% 65% Interest income / Total funds 7% 7% 7% 8% 8% 9% 9% 8% 8% 7% Interest Expended / Total funds 4% 4% 5% 6% 6% 6% 6% 6% 5% 5% CASA 50% 50% 48% 45% 37% 37% 36% 41% 41% 40%

Bank Of Maharashtra

Bank - Public

BSE: 532525 | NSE: MAHABANK

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Annual Reports:

News Update

Bank Of Maharashtra

Bank - Public

BSE: 532525 | NSE: MAHABANK

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Consolidated Figures in Rs. Crores /

Annual Results

Consolidated Figures in Rs. Crores /

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Cash Flow

Consolidated Figures in Rs. Crores /

Financial Ratios

Consolidated /

Annual Reports:

News Update