AYE Finance Ltd.

We are a non-banking financial company – middle layer (“NBFC-ML”) focused on providing loans to micro scalemicro, small and medium enterprises (“MSMEs”) across India. We offer a range of business loans for workingcapital and business expansion needs, against hypothecation of working assets or against security of property tocustomers across manufacturing, trading, service and allied agriculture sectors. We are among the leading nonbankingfinancial companies (“NBFCs”) providing business loans to the largely underserved micro scaleenterprises in India, with 508,224 active unique customers across 18 states and three union territories and withassets under management (“AUM”) of ? 49,797.64 million, as of September 30, 2024. (Source: CRISIL Report)We offer small-ticket business loans with an average ticket size (“ATS”) on disbursement of ? 0.15 million tomicro enterprises. Our expertise in underwriting business cash flows of a variety of business clusters has enabledus to maintain stable credit costs and allowed us to profitably scale up our operations. We are the mostgeographically diversified lender amongst the Peer MSME Focused NBFCs*. (Source: CRISIL Report)